{"id":1001,"date":"2023-12-30T03:55:12","date_gmt":"2023-12-30T08:55:12","guid":{"rendered":"http:\/\/localhost\/mrc_blog\/personal-finance\/pc-financial-credit-card\/"},"modified":"2024-01-16T11:51:10","modified_gmt":"2024-01-16T16:51:10","slug":"pc-financial-credit-card","status":"publish","type":"post","link":"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/","title":{"rendered":"PC Financial Credit Card"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/#PC_Financial_Credit_Cards_All_you_need_to_know\" title=\"PC Financial Credit Cards: All you need to know\">PC Financial Credit Cards: All you need to know<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/#Presidents_Choice_Financial_Mastercard_Review\" title=\" President\u2019s Choice Financial Mastercard&nbsp;Review\"> President\u2019s Choice Financial Mastercard&nbsp;Review<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/#_Presidents_Choice_Financial_World_Mastercard_Review\" title=\"&nbsp;President\u2019s Choice Financial World Mastercard&nbsp;Review\">&nbsp;President\u2019s Choice Financial World Mastercard&nbsp;Review<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/#PC_Financial_World_Elite_Mastercard_Review\" title=\" PC Financial World Elite Mastercard Review\n\n\n\"> PC Financial World Elite Mastercard Review\n\n\n<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">3<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1001\" class=\"elementor elementor-1001\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-718ae0ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"718ae0ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c11fdb8\" data-id=\"7c11fdb8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-699910c9 elementor-widget elementor-widget-text-editor\" data-id=\"699910c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"PC_Financial_Credit_Cards_All_you_need_to_know\"><\/span><strong>PC Financial Credit Cards: All you need to know<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Presidents_Choice_Financial_Mastercard_Review\"><\/span><strong><br><\/strong><strong>President\u2019s Choice Financial Mastercard&nbsp;<\/strong><strong>Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>&nbsp;<\/strong>The President&#8217;s Choice Financial MasterCard is a basic no-fee credit card that is ideal for families and individuals who frequent stores where President&#8217;s Choice products are sold, including Joe Fresh, Loblaws, Real Canadian Superstore, and more.<\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<ul>\n<li>Annual Fee: $0<\/li>\n<li>Additional Card Fee: $0<\/li>\n<li>Purchases Interest Rate:19.97%<\/li>\n<li>Cash Advance Interest Rate:22.97%<\/li>\n<li>Balance transfer rate:0.97% for 6 months<\/li>\n<\/ul>\n<p><strong>Rewards<\/strong><\/p>\n<ul>\n<li>25 points per $1 at Shoppers Drug Mart and Pharmaprix<\/li>\n<li>30 points per litre at Esso and Mobil gas stations<\/li>\n<li>20 points per $1 at PC Travel<\/li>\n<li>10 points per $1 everywhere else<\/li>\n<\/ul>\n<p><strong>Features<\/strong><\/p>\n<ul>\n<li>Free Purchase Assurance: In the event of theft, loss or damage<\/li>\n<li>Free Extended Warranty: Doubles the manufacturer&#8217;s regular warranty for up to an additional year<\/li>\n<li>Authorized users: Add up to four free additional cards on your account<\/li>\n<\/ul>\n<p><strong>Eligibility<\/strong><\/p>\n<p>The PC Financial Mastercard does not have a minimum individual or household income required.<\/p>\n<p>If you would like to learn more about the pros and cons of this credit card, read our complete&nbsp;<strong><a href=\"\/card\/presidents-choice-financial-mastercard-1\" target=\"_blank\" rel=\"noopener\">PC Financial Mastercard Review<\/a>.<\/strong><\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"_Presidents_Choice_Financial_World_Mastercard_Review\"><\/span><strong>&nbsp;<\/strong><strong>President\u2019s Choice Financial World Mastercard&nbsp;<\/strong><strong>Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This card is an enhanced version of the President&#8217;s Choice Financial MasterCard with a higher earn rate at Shoppers Drug Mart along with additional features.<\/p>\n<ul>\n<li>Annual Fee: $0<\/li>\n<li>Additional Card Fee: $0<\/li>\n<li>Purchases Interest Rate:19.97%<\/li>\n<li>Cash Advance Interest Rate:22.97%<\/li>\n<li>Balance transfer rate:0.97% for 6 months<\/li>\n<\/ul>\n<p><strong>Rewards<\/strong><\/p>\n<ul>\n<li>35 points per $1 at Shoppers Drug Mart and Pharmaprix<\/li>\n<li>30 points per litre at Esso and Mobil gas stations<\/li>\n<li>20 points per $1 at PC Travel<\/li>\n<li>10 points per $1 everywhere else<\/li>\n<\/ul>\n<p><strong>&nbsp;<\/strong><strong>Features<\/strong><\/p>\n<ul>\n<li>Concierge service:24\/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more<\/li>\n<li>Free Purchase Assurance: In the event of theft, loss or damage<\/li>\n<li>Free Extended Warranty: Doubles the manufacturer&#8217;s regular warranty for up to an additional year<\/li>\n<li>Authorized users: Add up to four free additional cards on your account<\/li>\n<\/ul>\n<p><strong>Eligibility<\/strong><\/p>\n<p>A minimum annual personal income of $60,000 or household income of $100,000 is required for a new PC Financial World Mastercard.<\/p>\n<p>If you would like to learn more about the pros and cons of this credit card, read our complete&nbsp;<strong><a href=\"\/card\/pc-financial-world-mastercard\" target=\"_blank\" rel=\"noopener\">President\u2019s Choice Financial World Mastercard Review<\/a>.<\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"PC_Financial_World_Elite_Mastercard_Review\"><\/span><strong><br>PC Financial World Elite Mastercard Review<p><\/p>\n<\/strong><p><strong><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This credit card is PC Financial\u2019s best credit card with many World Elite features and benefits and no annual fee.<\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<p><strong>The PC Financial World Elite Mastercard<\/strong><strong>&nbsp;<\/strong><\/p>\n<ul>\n<li>Annual Fee: $0<\/li>\n<li>Additional Card Fee: $0<\/li>\n<li>Purchases Interest Rate:19.97%<\/li>\n<li>Cash Advance Interest Rate:22.97%<\/li>\n<li>Balance transfer rate:0.97% for 6 months<\/li>\n<\/ul>\n<p><strong>Rewards<\/strong><\/p>\n<ul>\n<li>45 points per $1 at Shoppers Drug Mart and Pharmaprix<\/li>\n<li>30 points per litre at Esso and Mobil gas stations<\/li>\n<li>30 points per $1 at PC Travel<\/li>\n<li>10 points per $1 everywhere else<\/li>\n<\/ul>\n<p><strong>&nbsp;<\/strong><strong>Features<\/strong><\/p>\n<ul>\n<li>Concierge service:24\/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more<\/li>\n<li>Travel Emergency Medical Insurance<\/li>\n<li>Car Rental Collision\/Loss Damage Waiver Insurance<\/li>\n<li>Free Purchase Assurance: In the event of theft, loss or damage<\/li>\n<li>Free Extended Warranty: Doubles the manufacturer&#8217;s regular warranty for up to an additional year<\/li>\n<li>Identity Theft Assistant Service: To help you avoid identity theft or restore your identity.<\/li>\n<li>Authorized users: Add up to four free additional cards on your account<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Eligibility<\/strong><\/p>\n<p>A minimum annual personal income of $80,000 or household income of $150,000 is required for a new PC Financial\u00ae World Elite Mastercard\u00ae.<\/p>\n<p><strong>&nbsp;<\/strong>If you would like to learn more about the pros and cons of this credit card, read our complete&nbsp;<strong><a href=\"\/card\/pc-world-elite-mastercard\" target=\"_blank\" rel=\"noopener\">PC Financial World Elite Mastercard Review<\/a>.<\/strong><\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<p><strong><br>\n<\/strong><\/p>\n<p><strong><\/strong><strong>PC Optimum points value<\/strong><\/p>\n<p><strong>&nbsp;<\/strong>Once you earn 10,000 points you can redeem for up to $10 worth of free products and groceries at any participating stores or online at Beautyboutique.ca, JoeFresh.ca and PC Express websites.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Redeem PC Optimum Points<\/strong><\/p>\n<p>Your PC optimum points could be redeemed at thousands of retailers across Canada such as:<\/p>\n<ul>\n<li>Shoppers Drug Mart<\/li>\n<li>Loblaws<\/li>\n<li>No Frills<\/li>\n<li>Real Canadian Superstore<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>PC Mastercard app<\/strong><\/p>\n<p>You can download the PC mobile app to manage your account and keep track of your transactions and points everywhere through your mobile device (iPhone, Android device, iPad, or&nbsp;tablet).<\/p>\n<p>Whether or not PC Financial Credit Cards are right for you depends on your personal preferences. For more information or to other a stronger understanding of the cards\u2019benefits, compare <strong><a href=\"\/credit-cards\/pc-financial-credit-card\" target=\"_blank\" rel=\"noopener\">PC Financial Credit Cards<\/a><\/strong> today.<\/p>\n<p><br><\/p>\n<p style=\"color: rgb(53, 53, 53);\">Our experts have compiled a list of the&nbsp;<span style=\"color: rgb(51, 102, 255);\"><span style=\"font-weight: bolder;\"><a href=\"https:\/\/myratecompass.ca\/best-credit-cards-by-category\" style=\"color: initial;\"><span style=\"color: rgb(51, 102, 255);\">best cards in Canada in each major category<\/span><\/a><\/span><\/span>, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.<\/p>\n<p style=\"color: rgb(53, 53, 53);\"><span style=\"font-weight: bolder;\"><span style=\"color: rgb(51, 102, 255);\"><a href=\"https:\/\/myratecompass.ca\/best-credit-cards-canada\" style=\"color: initial;\"><span style=\"color: rgb(51, 102, 255);\">Best Credit Cards in Canada&nbsp;<\/span><\/a><\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">3<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span> PC Financial Credit Cards: All you need to know President\u2019s Choice Financial Mastercard&nbsp;Review &nbsp;The President&#8217;s Choice Financial MasterCard is a basic no-fee credit card that is ideal for families and individuals who frequent stores where President&#8217;s Choice products are sold, including Joe Fresh, Loblaws, Real Canadian Superstore, and more. &nbsp; Annual Fee: $0 Additional Card&hellip; <a class=\"more-link\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/pc-financial-credit-card\/\">Continue reading <span class=\"screen-reader-text\">PC Financial Credit Card<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":11337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[10],"tags":[21],"class_list":["post-1001","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-blog-post-template-1-main-template-to-use","entry"],"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--333x250.png",333,250,true]},"post_excerpt_stackable":"<p>Table of Contents PC Financial Credit Cards: All you need to know President\u2019s Choice Financial Mastercard&nbsp;Review&nbsp;President\u2019s Choice Financial World Mastercard&nbsp;Review PC Financial World Elite Mastercard Review Reading Time: 3 Min PC Financial Credit Cards: All you need to know President\u2019s Choice Financial Mastercard&nbsp;Review &nbsp;The President&#8217;s Choice Financial MasterCard is a basic no-fee credit card that is ideal for families and individuals who frequent stores where President&#8217;s Choice products are sold, including Joe Fresh, Loblaws, Real Canadian Superstore, and more. &nbsp; Annual Fee: $0 Additional Card Fee: $0 Purchases Interest Rate:19.97% Cash Advance Interest Rate:22.97% Balance transfer rate:0.97% for 6 months&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png",924,693,false],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card--333x250.png",333,250,true]},"post_excerpt_stackable_v2":"<p>Table of Contents PC Financial Credit Cards: All you need to know President\u2019s Choice Financial Mastercard&nbsp;Review&nbsp;President\u2019s Choice Financial World Mastercard&nbsp;Review PC Financial World Elite Mastercard Review Reading Time: 3 Min PC Financial Credit Cards: All you need to know President\u2019s Choice Financial Mastercard&nbsp;Review &nbsp;The President&#8217;s Choice Financial MasterCard is a basic no-fee credit card that is ideal for families and individuals who frequent stores where President&#8217;s Choice products are sold, including Joe Fresh, Loblaws, Real Canadian Superstore, and more. &nbsp; Annual Fee: $0 Additional Card Fee: $0 Purchases Interest Rate:19.97% Cash Advance Interest Rate:22.97% Balance transfer rate:0.97% for 6 months&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info_v2":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num_v2":"0 comments","jetpack_featured_media_url":"https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2023\/12\/PC-Financial-Credit-Card-.png","_links":{"self":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/1001","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/comments?post=1001"}],"version-history":[{"count":1,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/1001\/revisions"}],"predecessor-version":[{"id":9886,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/1001\/revisions\/9886"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media\/11337"}],"wp:attachment":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media?parent=1001"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/categories?post=1001"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/tags?post=1001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}