{"id":15729,"date":"2025-07-19T00:41:46","date_gmt":"2025-07-19T04:41:46","guid":{"rendered":"https:\/\/myratecompass.ca\/blog\/?p=15729"},"modified":"2025-07-20T14:08:51","modified_gmt":"2025-07-20T18:08:51","slug":"how-to-transfer-your-mortgage-to-another-property-when-you-move","status":"publish","type":"post","link":"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/","title":{"rendered":"How to Transfer Your Mortgage to Another Property When You Move"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Reasons_to_Transfer_Your_Mortgage\" title=\"Reasons to Transfer Your Mortgage\">Reasons to Transfer Your Mortgage<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#The_Process_of_Transferring_Your_Mortgage\" title=\"The Process of Transferring Your Mortgage\">The Process of Transferring Your Mortgage<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Eligibility_Criteria_for_Mortgage_Transfer\" title=\"Eligibility Criteria for Mortgage Transfer\">Eligibility Criteria for Mortgage Transfer<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Steps_to_Prepare_for_a_Mortgage_Transfer\" title=\"Steps to Prepare for a Mortgage Transfer\">Steps to Prepare for a Mortgage Transfer<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Potential_Costs_and_Fees_Involved\" title=\"Potential Costs and Fees Involved\">Potential Costs and Fees Involved<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#How_to_Choose_the_Right_Property_for_Your_Mortgage_Transfer\" title=\"How to Choose the Right Property for Your Mortgage Transfer\">How to Choose the Right Property for Your Mortgage Transfer<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Working_with_Lenders_During_the_Transfer_Process\" title=\"Working with Lenders During the Transfer Process\">Working with Lenders During the Transfer Process<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Common_Challenges_and_How_to_Overcome_Them\" title=\"Common Challenges and How to Overcome Them\">Common Challenges and How to Overcome Them<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Conclusion_Making_a_Smooth_Transition_with_Your_Mortgage\" title=\"Conclusion: Making a Smooth Transition with Your Mortgage\">Conclusion: Making a Smooth Transition with Your Mortgage<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/#Have_Questions_About_Your_Specific_Mortgage_Scenario\" title=\"Have Questions About Your Specific Mortgage Scenario?\">Have Questions About Your Specific Mortgage Scenario?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">6<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15729\" class=\"elementor elementor-15729\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34e7f71c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34e7f71c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d5e1f42\" data-id=\"6d5e1f42\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b49e202 elementor-widget elementor-widget-text-editor\" data-id=\"2b49e202\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<article># Essential Guide: How to Transfer Your Mortgage to Another Property When You Move<\/article><article><span style=\"font-size: 36px;\">Understanding Mortgage Transfers<\/span><p>Transferring a mortgage to another property, often referred to as &#8220;porting your mortgage,&#8221; is a process that can seem daunting at first glance. <strong>Essentially, it involves taking your existing mortgage and applying it to a new property<\/strong>. This can be a beneficial option if you have a favorable interest rate or wish to avoid penalties associated with breaking your mortgage early. It&#8217;s important to note that not all mortgages are portable, so understanding the terms of your current mortgage is the first step.<\/p><p>In most cases, the ability to transfer your mortgage will depend on the lender&#8217;s policies and the specifics of your mortgage agreement. Some lenders offer full portability, meaning the entire mortgage can be transferred, while others might only allow partial transfers. It&#8217;s crucial to discuss these details with your lender before making any decisions. Moreover, the process involves a thorough assessment of your financial situation to ensure you meet the eligibility criteria for the transfer.<\/p><p>Understanding the nuances of mortgage transfers can help you make informed decisions. It\u2019s not just about shifting a loan from one property to another; it&#8217;s about ensuring that this move aligns with your long-term financial goals. Engaging with a mortgage advisor can provide the clarity you need, especially if your current mortgage terms are complex or if you&#8217;re unsure about the portability features.<\/p><h2><span class=\"ez-toc-section\" id=\"Reasons_to_Transfer_Your_Mortgage\"><\/span>Reasons to Transfer Your Mortgage<span class=\"ez-toc-section-end\"><\/span><\/h2><p>There are several compelling reasons you might consider transferring your mortgage to another property. One of the most significant is maintaining a favourable interest rate. If you secured a low-interest rate on your current mortgage, transferring it can help you save money in the long run, especially in a rising rate environment.<\/p><p>Another reason could be to avoid prepayment penalties. Breaking a mortgage agreement before its term ends often results in hefty penalties. By transferring your mortgage, you can potentially bypass these costs. This can be particularly advantageous if you are looking to upgrade to a larger home or need to relocate due to job changes or family needs.<\/p><p>Lastly, transferring a mortgage could be beneficial for maintaining consistency in your financial planning. By keeping the same mortgage terms, you avoid the hassle of renegotiating terms with a new lender. This stability can be especially comforting in times of uncertainty, providing a clear understanding of your financial commitments over the coming years.<\/p><h2><span class=\"ez-toc-section\" id=\"The_Process_of_Transferring_Your_Mortgage\"><\/span>The Process of Transferring Your Mortgage<span class=\"ez-toc-section-end\"><\/span><\/h2><p>The process of transferring your mortgage begins with a thorough review of your current mortgage terms. You will need to confirm with your lender that your mortgage is indeed portable. This involves understanding any specific conditions or restrictions that may apply. Once confirmed, you can proceed to the next steps in the transfer process.<\/p><p>Next, you&#8217;ll need to apply for the mortgage transfer with your lender. This typically involves a new application process, much like when you initially applied for your mortgage. <strong>The lender will assess your financial stability, credit score, and the value of the new property<\/strong>. It&#8217;s akin to applying for a brand-new mortgage, so gathering all necessary documents ahead of time can streamline the process.<\/p><p>Once your application is approved, the lender will transfer the mortgage to your new property. Be prepared for a possible difference in the mortgage amount if the new property\u2019s value differs from the original one. In such cases, you might need to renegotiate or top up your mortgage to cover the new purchase. It&#8217;s essential to maintain open communication with your lender throughout this process to ensure a smooth transition.<\/p><h2><span class=\"ez-toc-section\" id=\"Eligibility_Criteria_for_Mortgage_Transfer\"><\/span>Eligibility Criteria for Mortgage Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Eligibility for transferring your mortgage to another property largely depends on a few critical factors. First and foremost, your mortgage must have a portability clause. Not all mortgage products offer this feature, so it&#8217;s crucial to verify this with your lender. Additionally, your financial situation will be reevaluated to ensure you still meet the lender&#8217;s criteria.<\/p><p><strong>Your credit score plays a pivotal role in determining your eligibility for a mortgage transfer<\/strong>. Lenders will scrutinize your credit history to assess your ability to manage debt responsibly. A strong credit score not only facilitates the transfer process but may also open up opportunities for better terms or additional financing.<\/p><p>Finally, <strong>the new property must meet the lender&#8217;s requirements<\/strong>. This includes an appraisal to confirm its value and condition. The property should be insurable and within the lender&#8217;s acceptable risk parameters. If the property doesn\u2019t meet these standards, you may face challenges in securing the mortgage transfer, thus it\u2019s wise to consult with your lender or a real estate professional early in the process.<\/p><h2><span class=\"ez-toc-section\" id=\"Steps_to_Prepare_for_a_Mortgage_Transfer\"><\/span>Steps to Prepare for a Mortgage Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Preparing for a mortgage transfer requires careful planning and organization. Start by reviewing your current mortgage agreement to understand the terms and conditions related to portability. This includes any fees or penalties that might be applicable. Gathering this information early on can save time and prevent unexpected surprises.<\/p><p>Next, ensure all your financial documents are in order. This includes recent pay stubs, tax returns, and bank statements. Having these documents readily available will facilitate the application process with your lender. It\u2019s also advisable to check your credit report for any discrepancies and address them before initiating the transfer.<\/p><p>Lastly, engage with your lender or a mortgage advisor to discuss your options. They can provide valuable insights into the feasibility of transferring your mortgage and help navigate any potential hurdles. This proactive approach can make the entire process more manageable and increase the likelihood of a successful transfer.<\/p><h2><span class=\"ez-toc-section\" id=\"Potential_Costs_and_Fees_Involved\"><\/span>Potential Costs and Fees Involved<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Transferring your mortgage to another property can incur several costs and fees. It\u2019s important to budget for these expenses to avoid financial strain. One potential cost is the <strong>mortgage transfer fee<\/strong>, which the lender charges for processing the transfer. This fee varies between lenders, so it\u2019s wise to inquire about it upfront.<\/p><p>Another potential expense is the <strong>appraisal fee<\/strong>. An appraisal is often required to determine the market value of the new property. This fee can range from a few hundred to several thousand dollars, depending on the complexity and location of the property. In some cases, you may also need to pay for a new title insurance policy, which protects against any unforeseen issues with the property&#8217;s title.<\/p><p>Finally, legal fees can add to the overall cost. You may require legal assistance to facilitate the transfer process, particularly if there are complexities involved with the new property. By anticipating these costs, you can better manage your budget and ensure a smooth transition to your new home.<\/p><h2><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Right_Property_for_Your_Mortgage_Transfer\"><\/span>How to Choose the Right Property for Your Mortgage Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Selecting the right property for your mortgage transfer involves several critical considerations. First, assess the financial implications. Ensure that the property fits within your budget and aligns with your long-term financial goals. This may involve calculating the total cost of ownership, including taxes, insurance, and maintenance expenses.<\/p><p>Next, evaluate the property\u2019s condition and location. A property in good condition can minimize future maintenance costs and increase long-term value. Additionally, a desirable location can significantly impact the property&#8217;s appreciation potential and resale value. Consider factors such as proximity to schools, amenities, and transportation links.<\/p><p>Finally, consider how the property meets your personal needs. Whether it&#8217;s the number of bedrooms, layout, or neighborhood amenities, ensure the property aligns with your lifestyle preferences. By carefully weighing these factors, you can select a property that not only meets your current needs but also serves as a sound investment for the future.<\/p><h2><span class=\"ez-toc-section\" id=\"Working_with_Lenders_During_the_Transfer_Process\"><\/span>Working with Lenders During the Transfer Process<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Collaborating with lenders during the mortgage transfer process is crucial for a successful outcome. Start by maintaining open and honest communication. Inform your lender of your intentions and work together to explore your options. This collaboration can lead to a smoother process and potentially better terms.<\/p><p>Be prepared to provide comprehensive documentation. Lenders will require detailed information about your financial situation, the new property, and any changes in your circumstances. Timely submission of these documents can expedite the process and increase the likelihood of approval.<\/p><p>It&#8217;s also beneficial to have a dedicated point of contact within the lending institution. This individual can guide you through the process, address any concerns, and provide updates on your application status. Building a strong relationship with your lender can make a significant difference in navigating the complexities of a mortgage transfer.<\/p><h2><span class=\"ez-toc-section\" id=\"Common_Challenges_and_How_to_Overcome_Them\"><\/span>Common Challenges and How to Overcome Them<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Transferring a mortgage to another property can present several challenges. One common issue is dealing with fluctuating property values. If the new property appraises for less than anticipated, you may need to cover the shortfall or renegotiate the terms of your mortgage. Staying informed about market trends can help mitigate this risk.<\/p><p>Another challenge is managing the timing of the sale and purchase. Coordinating these transactions can be complex, especially if there are delays in either process. It&#8217;s essential to have contingency plans in place, such as temporary housing arrangements or bridge financing, to handle any timing discrepancies.<\/p><p>Lastly, unexpected costs can arise during the transfer process. These might include additional fees, repairs, or legal expenses. To overcome this challenge, maintain a reserve fund to cover unforeseen expenses. This financial cushion can provide peace of mind and prevent disruptions during your move.<\/p><h2><span class=\"ez-toc-section\" id=\"Conclusion_Making_a_Smooth_Transition_with_Your_Mortgage\"><\/span>Conclusion: Making a Smooth Transition with Your Mortgage<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Successfully transferring your mortgage to another property requires careful planning, clear communication, and a thorough understanding of the process. By taking the time to prepare, engage with your lender, and select the right property, you can navigate the complexities of a mortgage transfer with confidence and ease.<\/p><p>Remember, each mortgage scenario is unique. Whether you&#8217;re relocating for work, upgrading your home, or simply looking for a change, transferring your mortgage can offer financial and logistical advantages. With the right approach, you can leverage this option to achieve your property goals while maintaining financial stability.<\/p><h3><span class=\"ez-toc-section\" id=\"Have_Questions_About_Your_Specific_Mortgage_Scenario\"><\/span>Have Questions About Your Specific Mortgage Scenario?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>The world of mortgages can be complex, and every situation is unique. As your dedicated <strong><a href=\"https:\/\/mortgage.mohamedkonate.ca\/mortgage-services\" target=\"_blank\" rel=\"nofollow noopener\">mortgage expert<\/a><\/strong>, I&#8217;m here to provide clarity and reliable answers, helping you navigate your options with confidence. Feel free to reach out for personalized advice tailored to your needs.<\/p><\/article>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">6<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span> # Essential Guide: How to Transfer Your Mortgage to Another Property When You Move Understanding Mortgage Transfers Transferring a mortgage to another property, often referred to as &#8220;porting your mortgage,&#8221; is a process that can seem daunting at first glance. Essentially, it involves taking your existing mortgage and applying it to a new property. This&hellip; <a class=\"more-link\" href=\"https:\/\/myratecompass.ca\/blog\/mortgages\/how-to-transfer-your-mortgage-to-another-property-when-you-move\/\">Continue reading <span class=\"screen-reader-text\">How to Transfer Your Mortgage to Another Property When You Move<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-15729","post","type-post","status-publish","format-standard","hentry","category-mortgages","entry"],"aioseo_notices":[],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","post-thumbnail":"","post-image-medium":""},"post_excerpt_stackable":"<p>Table of Contents Reasons to Transfer Your MortgageThe Process of Transferring Your MortgageEligibility Criteria for Mortgage TransferSteps to Prepare for a Mortgage TransferPotential Costs and Fees InvolvedHow to Choose the Right Property for Your Mortgage TransferWorking with Lenders During the Transfer ProcessCommon Challenges and How to Overcome ThemConclusion: Making a Smooth Transition with Your MortgageHave Questions About Your Specific Mortgage Scenario? Reading Time: 6 Min # Essential Guide: How to Transfer Your Mortgage to Another Property When You MoveUnderstanding Mortgage TransfersTransferring a mortgage to another property, often referred to as &#8220;porting your mortgage,&#8221; is a process that can seem daunting&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/mortgages\/\" rel=\"category tag\">Mortgages<\/a>","author_info":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/admin\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","post-thumbnail":"","post-image-medium":""},"post_excerpt_stackable_v2":"<p>Table of Contents Reasons to Transfer Your MortgageThe Process of Transferring Your MortgageEligibility Criteria for Mortgage TransferSteps to Prepare for a Mortgage TransferPotential Costs and Fees InvolvedHow to Choose the Right Property for Your Mortgage TransferWorking with Lenders During the Transfer ProcessCommon Challenges and How to Overcome ThemConclusion: Making a Smooth Transition with Your MortgageHave Questions About Your Specific Mortgage Scenario? Reading Time: 6 Min # Essential Guide: How to Transfer Your Mortgage to Another Property When You MoveUnderstanding Mortgage TransfersTransferring a mortgage to another property, often referred to as &#8220;porting your mortgage,&#8221; is a process that can seem daunting&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/mortgages\/\" rel=\"category tag\">Mortgages<\/a>","author_info_v2":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/admin\/"},"comments_num_v2":"0 comments","jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/15729","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/comments?post=15729"}],"version-history":[{"count":4,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/15729\/revisions"}],"predecessor-version":[{"id":15764,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/15729\/revisions\/15764"}],"wp:attachment":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media?parent=15729"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/categories?post=15729"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/tags?post=15729"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}