{"id":770,"date":"2020-02-16T01:00:48","date_gmt":"2020-02-16T01:00:48","guid":{"rendered":"http:\/\/localhost\/mrc_blog\/creditcards\/can-you-go-over-your-credit-card-limit-scotiabank\/"},"modified":"2023-12-30T04:16:37","modified_gmt":"2023-12-30T09:16:37","slug":"can-you-go-over-your-credit-card-limit-scotiabank","status":"publish","type":"post","link":"https:\/\/myratecompass.ca\/blog\/creditcards\/can-you-go-over-your-credit-card-limit-scotiabank\/","title":{"rendered":"Can you go over your credit card limit Scotiabank?"},"content":{"rendered":"<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">&lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"770\" class=\"elementor elementor-770\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-485b6d10 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"485b6d10\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ec3e6a3\" data-id=\"3ec3e6a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77400534 elementor-widget elementor-widget-text-editor\" data-id=\"77400534\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h3><strong>Can you go over your credit card limit Scotiabank? <\/strong><\/h3>\n<p>First and foremost, it is not recommended to go over your credit limit since it could impact your credit card utilization rate and your <a href=\"\/blog\/personal-finance\/credit-score\">credit score.<\/a><\/p>\n<p>If you go over your credit limit, there are 2 potential scenarios:<\/p>\n<ul>\n<li>Your credit card issuer might just decline the transaction.<\/li>\n<li>Some credit card issuers may approve the transactions that exceed your credit limit, however they usually charge an over-limit fee of up to $30 the first time you go over your limit and the same or more if you do it again.<\/li>\n<\/ul>\n<p>Perhaps it might be worth applying for a credit limit increase.<\/p>\n<p>If you would like to submit a request to increase to your credit limit, you have three options:<\/p>\n<ul>\n<li>Online: Log in to your <a href=\"https:\/\/www.scotiaonline.scotiabank.com\/online\" target=\"_blank\" rel=\"nofollow noopener\">Scotia OnLine\u00ae<\/a> account to make your request<\/li>\n<li>By Phone: 1-800-367-6466 for (Canada\/USA)<\/li>\n<li>In person at your Scotiabank branch<\/li>\n<\/ul>\n<p><strong>&nbsp;<\/strong><\/p>\n<h3><strong>Other Scotiabank Credit Card FAQs<\/strong><\/h3>\n<p><a href=\"\/blog\/creditcards\/what-is-the-best-scotiabank-credit-card\">What is the best Scotiabank credit card? <\/a>&nbsp;<\/p>\n<p><a href=\"\/blog\/creditcards\/how-to-get-a-credit-card-at-scotiabank\">How to get a credit card at Scotiabank? <\/a><\/p>\n<p><a href=\"\/blog\/creditcards\/what-is-minimum-payment-due-in-credit-card-scotiabank\">What is minimum payment due in credit card scotiabank?<\/a> <\/p>\n<p><a href=\"\/blog\/creditcards\/does-scotiabank-have-secured-credit-card\">Does Scotiabank have secured credit card?<\/a><\/p>\n<p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">&lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span> Can you go over your credit card limit Scotiabank? First and foremost, it is not recommended to go over your credit limit since it could impact your credit card utilization rate and your credit score. If you go over your credit limit, there are 2 potential scenarios: Your credit card issuer might just decline the&hellip; <a class=\"more-link\" href=\"https:\/\/myratecompass.ca\/blog\/creditcards\/can-you-go-over-your-credit-card-limit-scotiabank\/\">Continue reading <span class=\"screen-reader-text\">Can you go over your credit card limit Scotiabank?<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[1],"tags":[21],"class_list":["post-770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-creditcards","tag-blog-post-template-1-main-template-to-use","entry"],"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020-150x150.jpg",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020-300x300.jpg",300,300,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",250,250,false]},"post_excerpt_stackable":"<p>Reading Time: &lt; 1 minute Can you go over your credit card limit Scotiabank? First and foremost, it is not recommended to go over your credit limit since it could impact your credit card utilization rate and your credit score. If you go over your credit limit, there are 2 potential scenarios: Your credit card issuer might just decline the transaction. Some credit card issuers may approve the transactions that exceed your credit limit, however they usually charge an over-limit fee of up to $30 the first time you go over your limit and the same or more if you&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/creditcards\/\" rel=\"category tag\">Credit Cards<\/a>","author_info":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020-150x150.jpg",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020-300x300.jpg",300,300,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",396,396,false],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg",250,250,false]},"post_excerpt_stackable_v2":"<p>Reading Time: &lt; 1 minute Can you go over your credit card limit Scotiabank? First and foremost, it is not recommended to go over your credit limit since it could impact your credit card utilization rate and your credit score. If you go over your credit limit, there are 2 potential scenarios: Your credit card issuer might just decline the transaction. Some credit card issuers may approve the transactions that exceed your credit limit, however they usually charge an over-limit fee of up to $30 the first time you go over your limit and the same or more if you&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/creditcards\/\" rel=\"category tag\">Credit Cards<\/a>","author_info_v2":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num_v2":"0 comments","jetpack_featured_media_url":"https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2021\/10\/can-you-go-over-your-credit-card-limit-scotiabank-02192020.jpg","_links":{"self":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/comments?post=770"}],"version-history":[{"count":1,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/770\/revisions"}],"predecessor-version":[{"id":9916,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/770\/revisions\/9916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media\/771"}],"wp:attachment":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media?parent=770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/categories?post=770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/tags?post=770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}