{"id":820,"date":"2024-01-03T21:34:33","date_gmt":"2024-01-04T02:34:33","guid":{"rendered":"http:\/\/localhost\/mrc_blog\/personal-finance\/cpp-payment-dates\/"},"modified":"2025-05-15T22:10:54","modified_gmt":"2025-05-16T02:10:54","slug":"cpp-payment-dates","status":"publish","type":"post","link":"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/","title":{"rendered":"CPP Payment Dates 2025"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#CPP_Payment_Dates_and_Guide\" title=\"CPP Payment Dates and Guide\">CPP Payment Dates and Guide<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#i\" title=\"\u00a0\">\u00a0<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#What_is_CPP\" title=\"What is CPP?\">What is CPP?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#i-2\" title=\"\u00a0\">\u00a0<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Qualifying_and_Applying_to_CPP\" title=\"Qualifying and Applying to CPP\">Qualifying and Applying to CPP<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#i-3\" title=\"\u00a0\">\u00a0<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#CPP_payment_dates_2025\" title=\"CPP payment dates 2025\">CPP payment dates 2025<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Average_and_Maximum_CPP_Monthly_Payments\" title=\"Average and Maximum CPP Monthly Payments\">Average and Maximum CPP Monthly Payments<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Qualifying_for_the_Maximum_CPP_Amount\" title=\"Qualifying for the Maximum CPP Amount\">Qualifying for the Maximum CPP Amount<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Is_CPP_Taxable\" title=\"Is CPP Taxable?\">Is CPP Taxable?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Additional_CPP_Benefits\" title=\"Additional CPP Benefits\">Additional CPP Benefits<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#What_Happens_to_CPP_After_You_Die\" title=\"What Happens to CPP After You Die?\">What Happens to CPP After You Die?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#What_Happens_to_CPP_If_You_Move_Abroad\" title=\"What Happens to CPP If You Move Abroad?\">What Happens to CPP If You Move Abroad?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#CPP_Retirement_and_You\" title=\"CPP, Retirement and You\">CPP, Retirement and You<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#CPP_FAQs\" title=\"CPP FAQs\">CPP FAQs<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Will_CPP_Amounts_Increase_in_2025\" title=\"Will CPP Amounts Increase in 2025? \">Will CPP Amounts Increase in 2025? <\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#What_is_the_Maximum_CPP_for_2025\" title=\"What is the Maximum CPP for 2025?\">What is the Maximum CPP for 2025?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Is_Tax_Deducted_from_CPP_Payments\" title=\"Is Tax Deducted from CPP Payments?\">Is Tax Deducted from CPP Payments?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Can_I_Collect_CPP_While_Working\" title=\"Can I Collect CPP While Working?\">Can I Collect CPP While Working?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#What_is_the_Best_Age_to_Collect_CPP\" title=\"What is the Best Age to Collect CPP?\">What is the Best Age to Collect CPP?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Can_CPP_Cover_Funeral_Expenses\" title=\"Can CPP Cover Funeral Expenses?\">Can CPP Cover Funeral Expenses?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/#Can_I_Collect_My_Deceased_Spouses_CPP\" title=\"Can I Collect My Deceased Spouse&#8217;s CPP?\">Can I Collect My Deceased Spouse&#8217;s CPP?<\/a><\/li><\/ul><\/nav><\/div>\n<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">6<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"820\" class=\"elementor elementor-820\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-113c5939 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"113c5939\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-520d2f80\" data-id=\"520d2f80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29d9aee6 elementor-widget elementor-widget-text-editor\" data-id=\"29d9aee6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"CPP_Payment_Dates_and_Guide\"><\/span><strong>CPP Payment Dates and Guide<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>If you landed on this page, you may have searched on Google for <strong>CPP Payment dates<\/strong>. We&#8217;ve saved the time and outlined the important dates you should know.<\/p><p>The Canada Pension Plan, abbreviated as CPP, is a social insurance program offered to Canadians by the federal government. So long as you&#8217;re working in Canada and contributing to the plan, you&#8217;ll be eligible for CPP payments later in life when you retire. Since retirement planning is a crucial step later in life, you may have questions about how the CPP plan works, how much you&#8217;ll receive and when you can start collecting benefits. All of your questions can be answered below in this article.<\/p><h2><span class=\"ez-toc-section\" id=\"i\"><\/span>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2><h2><span class=\"ez-toc-section\" id=\"What_is_CPP\"><\/span><strong>What is CPP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>CPP stands for Canada Pension Plan and it&#8217;s a social insurance program that has played an important role in the retirement plan for many Canadians since it was introduced in 1995. CPP is a contributory program and is a taxable benefit that replaces part of your income when you retire.<\/p><h2><span class=\"ez-toc-section\" id=\"i-2\"><\/span>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2><h2><span class=\"ez-toc-section\" id=\"Qualifying_and_Applying_to_CPP\"><\/span><strong>Qualifying and Applying to CPP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>In order to qualify for the CPP program, you must meet the following requirements:<\/p><ul><li>Be at least 60 years of age<\/li><li>Made at least one valid contribution to CPP in the past (work you did in Canada or credits from a former spouse\/common law partner at the end of the relationship)<\/li><\/ul><p>If you qualify for CPP, you do not automatically receive payments. You need to apply to the program in advance of when you want your pension to start. You can apply for CPP payments with the Government of Canada below:<\/p><p><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/cpp\/cpp-benefit\/apply.html\" target=\"_blank\" rel=\"nofollow noopener\">CPP retirement pension online application<\/a><\/p><p><a href=\"https:\/\/catalogue.servicecanada.gc.ca\/content\/EForms\/en\/Detail.html?Form=ISP1000\" target=\"_blank\" rel=\"nofollow noopener\">CPP retirement pension paper application<\/a><\/p><h2><span class=\"ez-toc-section\" id=\"i-3\"><\/span>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2><h2><span class=\"ez-toc-section\" id=\"CPP_payment_dates_2025\"><\/span><strong>CPP payment dates 2025<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The Canada pension payment dates for 2025 are below:<\/p><ul><li>January 29, 2025<\/li><li>February 26, 2025<\/li><li>March 27, 2025<\/li><li>April 28, 2025<\/li><li>May 28, 2025<\/li><li>June 26, 2025<\/li><li>July 29, 2025<\/li><li>August 27, 2025<\/li><li>September 25, 2025<\/li><li>October 29, 2025<\/li><li>November 26, 2025<\/li><li>December 22, 2025<\/li><li>\u00a0<\/li><\/ul><h2><span class=\"ez-toc-section\" id=\"Average_and_Maximum_CPP_Monthly_Payments\"><\/span><strong>Average and Maximum CPP Monthly Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Even though you&#8217;re allowed to start your CPP payments at 60, there is an advantage to waiting until you&#8217;re 70. Every year that you claim CPP before your 65th birthday, your total amount is reduced by 0.6% which works out to be 7.2% per year. If you wait until you&#8217;re 70, your payments will increase by 0.7% for every month after your 65th birthday or 8.4% per year. After age 70, there is no increase or benefit to waiting to collect CPP. Most people start claiming CPP the month after their 65th birthday.<\/p><p>The amount of your CPP depends on how much you contributed throughout your life and how long you have paid into CPP. If you had periods with low earnings, there is a \u201cgeneral dropout\u201d provision. In addition, if you were out of the workforce or worked part time for several years due to child care responsibilities, you can request a child rearing consideration.<\/p><h2><span class=\"ez-toc-section\" id=\"Qualifying_for_the_Maximum_CPP_Amount\"><\/span><strong>Qualifying for the Maximum CPP Amount<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>To receive the maximum amount of CPP, you&#8217;d have to be making the maximum CPP contribution every year for many years. Every year, the federal government sets the year&#8217;s Maximum Pensionable Earnings (YMPE) which is the starting point for both CPP and pension contributions. The YMPE was $71,300 for 2025 and was $68,500 for 2024. To receive the maximum amount of CPP, you&#8217;d have to be making more than the YMPE for a significant number of years with no gaps in employment.<\/p><p>Specifically, in order to obtain the maximum amount of CPP, you must have done the following:<\/p><ul><li>Contributed to CPP for a minimum of 39 years of the 47 years from age 18 to 65<\/li><li>Contributed the maximum amount to CPP for at least 39 years based on the YMPE<\/li><\/ul><p>Every year has a different YMPE. To determine whether or not you contributed the maximum amount to CPP in previous years, <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/businesses\/topics\/payroll\/payroll-deductions-contributions\/canada-pension-plan-cpp\/cpp-contribution-rates-maximums-exemptions.html\" target=\"_blank\" rel=\"nofollow noopener\">check out this table.<\/a><\/p><h2><span class=\"ez-toc-section\" id=\"Is_CPP_Taxable\"><\/span><strong>Is CPP Taxable?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Yes, CPP retirement pension payments are considered taxable income. If you&#8217;re receiving CPP payments, you&#8217;re required to claim it on your income tax return and pay tax on the amounts you received. The amount of tax you pay on CPP payments depends on the other income you&#8217;re receiving and the tax bracket you fall under.<\/p><div>\u00a0<\/div><h2><span class=\"ez-toc-section\" id=\"Additional_CPP_Benefits\"><\/span><strong>Additional CPP Benefits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>There are more CPP benefits in addition to the retirement pension. Below is a summary of all the other CPP benefits available to Canadians.<\/p><ul><li><em><span style=\"text-decoration: underline;\">Disability Pension.<\/span><\/em> Available for individuals already claiming CPP retirement pension and are disabled and therefore cannot work at any job on a regular basis.<\/li><li><em><span style=\"text-decoration: underline;\">Post-retirement Disability Benefit.<\/span><\/em> An extension of the disability pension that allows individuals who are not eligible for disability pension due to collection of CPP retirement pension for more than 15 months.<\/li><li><em><span style=\"text-decoration: underline;\">Survivor&#8217;s Pension.<\/span><\/em> Pension that is paid to a person who, at the time of death, is the legal common law partner or spouse of the deceased contributor.<\/li><li><em><span style=\"text-decoration: underline;\">Children&#8217;s Benefit.<\/span><\/em> CPP benefits provided to dependent children of disabled or deceased contributors. The child must be under age 18, or under age 25 at a full-time, recognized school.<\/li><li><a href=\"about:blank\"><em>Death Benefit.<\/em><\/a> A lump sum payment to an estate or beneficiary on behalf of a deceased CPP contributor.<\/li><\/ul><p>The Canadian government has recently introduced something called CPP enhancement. Starting in 2019, CPP will slowly increase as a result of CPP enhancement. The new CPP enhancement will only apply to you if you are working and making contributions to CPP as of January 1, 2019 and onwards.<\/p><h2><span class=\"ez-toc-section\" id=\"What_Happens_to_CPP_After_You_Die\"><\/span><strong>What Happens to CPP After You Die?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>After you die, there are three potential options, additional CPP benefits you and your family could qualify for: death benefit, children&#8217;s benefit and survivor&#8217;s pension. Keep in mind that someone will have to apply for these benefits on your behalf after you pass.<\/p><h2><span class=\"ez-toc-section\" id=\"What_Happens_to_CPP_If_You_Move_Abroad\"><\/span><strong>What Happens to CPP If You Move Abroad?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>If you move outside of Canada when you retire, CPP payments can be impacted. Unfortunately, there is not one rule that applies to all Canadians who move abroad in retirement. You may still be eligible for pension and benefits from Canada in addition to or in replacement of another country&#8217;s social benefits because of a social security agreement.<\/p><p>A social security agreement is an international agreement between another country and Canada that is in place to coordinate pension programs of the two countries for individuals who have worked or lived in both countries. These social security agreements can vary from country to country. To determine what kind of benefits you&#8217;ll be eligible for, check the details of the agreement that is applicable to you. Alternatively, you can contact a government representative to assist you.<\/p><h2><span class=\"ez-toc-section\" id=\"CPP_Retirement_and_You\"><\/span><strong>CPP, Retirement and You<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Many wonder whether CPP payments will be enough money for retirement. If you&#8217;re collecting the average CPP and standard Old Age Security (OAS) payments, then you&#8217;ll be receiving about $1,300 per month. If you live a very simple lifestyle, then it is possible to live off this amount of money. However, you will have to assess your lifestyle to determine how much money you need on a monthly basis to retire comfortably. Keep in mind there are other retirement tools out there such as a Registered Retirement Savings Program (<a class=\"wpil_keyword_link \" title=\"RRSP\" href=\"https:\/\/myratecompass.ca\/savings-accounts\/rrsp\" data-wpil-keyword-link=\"linked\">RRSP<\/a>).<\/p><h2><span class=\"ez-toc-section\" id=\"CPP_FAQs\"><\/span><strong>CPP FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Below are frequently asked questions about CPP payments and their respective answers.<\/p><h2><span class=\"ez-toc-section\" id=\"Will_CPP_Amounts_Increase_in_2025\"><\/span><strong>Will CPP Amounts Increase in 2025? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Ever since the early 2000s, the rate of contribution has increased. Since contributions are increasing, the benefits will increase too. Furthermore, CPP benefits will increase as a result of the CPP enhancement program introduced in 2019.<\/p><h2><span class=\"ez-toc-section\" id=\"What_is_the_Maximum_CPP_for_2025\"><\/span><strong>What is the Maximum CPP for 2025?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The Year&#8217;s Maximum Pensionable Earnings (YMPE) is $71,300 for 2025. This is the maximum amount of money that you need to earn to contribute to the CPP plan. The maximum monthly amount you can possibly get paid if you start your pension at the age of 65 is $1,364.60.<\/p><h2><span class=\"ez-toc-section\" id=\"Is_Tax_Deducted_from_CPP_Payments\"><\/span><strong>Is Tax Deducted from CPP Payments?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The CPP retirement pension is considered taxable income. As a result, tax will be deducted from your CPP payments.<\/p><h2><span class=\"ez-toc-section\" id=\"Can_I_Collect_CPP_While_Working\"><\/span><strong>Can I Collect CPP While Working?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>The standard age to collect CPP is 65, but you can start collecting payments as early as 60 or as late as 70. If you&#8217;re under these ages and still working, you cannot collect CPP. If you started working later and want to continue to work and contribute to CPP past age 60, you can. Even if you&#8217;re not retired by age 60, you can collect CPP payments.<\/p><h2><span class=\"ez-toc-section\" id=\"What_is_the_Best_Age_to_Collect_CPP\"><\/span><strong>What is the Best Age to Collect CPP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>There aren&#8217;t any golden rules in relation to when you should start collecting CPP, it depends on your financial situation. The most common time to begin collecting CPP is the month after you turn 65. The longer you wait to collect CPP pension, the more you&#8217;ll receive. However, waiting to collect CPP past 60 isn&#8217;t always the most optimal choice.<\/p><p>Before making a decision on when to start collecting retirement benefits, consider the following factors:<\/p><ul><li>What is your expected lifespan?<\/li><li>Do you need the money now?<\/li><li>OAS clawback considerations<\/li><li>Current income levels<\/li><li>Plans to continue working<\/li><\/ul><h2><span class=\"ez-toc-section\" id=\"Can_CPP_Cover_Funeral_Expenses\"><\/span><strong>Can CPP Cover Funeral Expenses?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>If the deceased individual is eligible for the death benefit, that CPP benefit can be used to cover funeral expenses. Keep in mind that the death benefit is $2,500 and is paid into the deceased individual&#8217;s estate or to a beneficiary.<\/p><h2><span class=\"ez-toc-section\" id=\"Can_I_Collect_My_Deceased_Spouses_CPP\"><\/span><strong>Can I Collect My Deceased Spouse&#8217;s CPP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p>You cannot collect a deceased spouse&#8217;s CPP, but the surviving spouse can apply for the survivor&#8217;s pension CPP benefit. The amount that is paid depends on how much was contributed to the plan, other pension benefits you&#8217;re receiving and your age.<\/p><p><strong>\u00a0<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">6<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span> CPP Payment Dates and Guide If you landed on this page, you may have searched on Google for CPP Payment dates. We&#8217;ve saved the time and outlined the important dates you should know. The Canada Pension Plan, abbreviated as CPP, is a social insurance program offered to Canadians by the federal government. So long as&hellip; <a class=\"more-link\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/cpp-payment-dates\/\">Continue reading <span class=\"screen-reader-text\">CPP Payment Dates 2025<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":8068,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[10],"tags":[21],"class_list":["post-820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-blog-post-template-1-main-template-to-use","entry"],"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1536x1152.png",924,693,true],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-2048x1536.png",924,693,true],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1568x1176.png",924,693,true],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-333x250.png",333,250,true]},"post_excerpt_stackable":"<p>Table of Contents CPP Payment Dates and Guide\u00a0What is CPP?\u00a0Qualifying and Applying to CPP\u00a0CPP payment dates 2025Average and Maximum CPP Monthly PaymentsQualifying for the Maximum CPP AmountIs CPP Taxable?Additional CPP BenefitsWhat Happens to CPP After You Die?What Happens to CPP If You Move Abroad?CPP, Retirement and YouCPP FAQsWill CPP Amounts Increase in 2025? What is the Maximum CPP for 2025?Is Tax Deducted from CPP Payments?Can I Collect CPP While Working?What is the Best Age to Collect CPP?Can CPP Cover Funeral Expenses?Can I Collect My Deceased Spouse&#8217;s CPP? Reading Time: 6 Min CPP Payment Dates and GuideIf you landed on this&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1536x1152.png",924,693,true],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-2048x1536.png",924,693,true],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-1568x1176.png",924,693,true],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates-333x250.png",333,250,true]},"post_excerpt_stackable_v2":"<p>Table of Contents CPP Payment Dates and Guide\u00a0What is CPP?\u00a0Qualifying and Applying to CPP\u00a0CPP payment dates 2025Average and Maximum CPP Monthly PaymentsQualifying for the Maximum CPP AmountIs CPP Taxable?Additional CPP BenefitsWhat Happens to CPP After You Die?What Happens to CPP If You Move Abroad?CPP, Retirement and YouCPP FAQsWill CPP Amounts Increase in 2025? What is the Maximum CPP for 2025?Is Tax Deducted from CPP Payments?Can I Collect CPP While Working?What is the Best Age to Collect CPP?Can CPP Cover Funeral Expenses?Can I Collect My Deceased Spouse&#8217;s CPP? Reading Time: 6 Min CPP Payment Dates and GuideIf you landed on this&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info_v2":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num_v2":"0 comments","jetpack_featured_media_url":"https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/CPP-Payment-Dates.png","_links":{"self":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/comments?post=820"}],"version-history":[{"count":23,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/820\/revisions"}],"predecessor-version":[{"id":15584,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/820\/revisions\/15584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media\/8068"}],"wp:attachment":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media?parent=820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/categories?post=820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/tags?post=820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}