{"id":838,"date":"2023-12-03T23:18:42","date_gmt":"2023-12-04T04:18:42","guid":{"rendered":"http:\/\/localhost\/mrc_blog\/personal-finance\/servus-credit-union-review\/"},"modified":"2023-12-03T23:18:46","modified_gmt":"2023-12-04T04:18:46","slug":"servus-credit-union-review","status":"publish","type":"post","link":"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/","title":{"rendered":"Servus Credit Union Review"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Servus_Credit_Union_Review\" title=\"Servus Credit Union Review\">Servus Credit Union Review<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#About_Servus_Credit_Union\" title=\"About Servus Credit Union\">About Servus Credit Union<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Personal_financial_services\" title=\"Personal financial services\">Personal financial services<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Personal_chequing_accounts\" title=\"Personal chequing accounts\">Personal chequing accounts<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Personal_savings_accounts\" title=\"Personal savings accounts\">Personal savings accounts<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Personal_borrowing\" title=\"Personal borrowing\">Personal borrowing<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Business_financial_services\" title=\"Business financial services\">Business financial services<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#_Business_accounts\" title=\"&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business accounts\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business accounts<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#_Business_credit_cards\" title=\"&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business credit cards\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business credit cards<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#_Business_borrowing\" title=\"&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business borrowing\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business borrowing<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Investing\" title=\"Investing\">Investing<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Trust_and_Estate_Services\" title=\"Trust and Estate Services\">Trust and Estate Services<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#How_does_Servus_stack_up_to_the_competition\" title=\"How does Servus stack up to the competition?\">How does Servus stack up to the competition?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/#Other_Credit_Union_Reviews\" title=\"Other Credit Union Reviews\">Other Credit Union Reviews<\/a><\/li><\/ul><\/nav><\/div>\n<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">7<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span><h2><span class=\"ez-toc-section\" id=\"Servus_Credit_Union_Review\"><\/span><strong>Servus Credit Union Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>So far on this site we&#8217;ve taken a look at a couple of Canada&#8217;s leading credit unions. We&#8217;ve explained the basic ideas that drive these unique financial institutions, how they function, and the services they offer.<\/p>\n<p>If you&#8217;re a returning reader, you may remember how we compared and contrasted credit unions to traditional banks and explored the ways that credit unions put a unique spin on traditional banking. But to quickly recap before proceeding, credit unions are member-owned financial institutions that provide many of the same services as traditional banks. The difference is that credit unions limit their membership to particular classes of people and business, such as by geographic area, profession, or business type. Focusing their efforts on a particular class of persons and businesses allows credit unions to more deeply understand their clients&#8217; needs and, therefore, tailor their services directly to each client.<\/p>\n<p>Today, we&#8217;re going to take a look at Servus Credit Union, so keep reading to learn about the services this union has to offer.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"About_Servus_Credit_Union\"><\/span><strong>About Servus Credit Union<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus Credit union is based in Edmonton. Over 385,000 members entrust Servus to manage their finances, collectively placing more than $16 billion in assets under Servus&#8217;s management. This is good enough to rank Servus fourth on the list of largest credit unions in Canada. Headquartered in Edmonton, Servus leverages its size to provide members access to over 100 branches across Alberta.<\/p>\n<p>Servus belongs to the Alberta Credit Union Deposit Guarantee Corporation. This deposit insurer guarantees 100% of all funds deposited with Servus, meaning its members never need to worry about losing their chequing, savings, or <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/blog\/investing\/best-gic-rates-canada\/\"  title=\"GIC\" data-wpil-keyword-link=\"linked\">GIC<\/a> accounts if Servus were to fail. But it bears noting that the Alberta CUDGC does not, of course, guarantee investment funds.<\/p>\n<p>Finally, like all other credit unions, Servus is owned by its members. As we&#8217;ve explained before, this means that its members get to share in the union&#8217;s profits, instead of those profits going exclusively to stockholders. In this respect, Servus&#8217;s members shared in more than $54 million in profits in 2018.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_financial_services\"><\/span><strong><em>Personal financial services<\/em><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus offers a full suite of personal financial services. From chequing and <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/savings-accounts\"  title=\"savings accounts\" data-wpil-keyword-link=\"linked\">savings accounts<\/a>, to personal credit cards, to investment, insurance, and estate planning services, Servus aims to be a one-stop shop for all its members&#8217; financial needs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_chequing_accounts\"><\/span><strong><u>Personal chequing accounts<\/u><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>Pay-as-you go<\/strong><\/span>: This flexible account carries no monthly fee. Members are charged $1.25 per transaction and $1.50 per Interac e-Transfer. This account is perfect for members who make only a handful of transactions each month.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>Plan 30<\/strong><\/span>: This account carries a $10.95 monthly fee, which Servus waives if the member maintains a minimum account balance of $3,000. Members receive 30 electronic or in-person transactions per month. Members also receive unlimited e-transfers.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>Plan 60<\/strong><\/span>: This account carries an $11.95 monthly fee, which Servus waives if the member maintains a minimum balance of $3,500. Members receive 60 transactions per month. Additional transactions and e-transfers cost $1.50 each.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>E-Plan 60<\/strong><\/span>: This plan is designed for members who prefer to do their banking online. It carries an $11.95 monthly fee, which Servus waives if the member maintains a $2,500 account minimum. It includes 60 electronic transactions per month, unlimited e-transfers, and one free non-credit union Canadian ATM withdrawal. It also allows members to bank in person for a small fee.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Unlimited<\/strong><\/span>: This account carries a $14.95 monthly fee, which Servus waives if the member maintains a $4,000 minimum account balance. Members receive unlimited monthly transactions, including electronic bill payments and credit union ATM withdrawals. Members also receive unlimited e-transfers and 2 free non-credit union ATM withdrawals each month.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Premium unlimited<\/strong><\/span>: This account pulls out all the stops. It carries a $25 monthly fee, which Servus waives for members that maintain a $5,000 minimum balance. It includes unlimited electronic and in-person transactions and unlimited credit union ATM withdrawals. This account also offers 10 free non-credit union Canadian ATM withdrawals each month, making it perfect for members who frequently travel to areas that don&#8217;t have many non-credit union ATMs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_savings_accounts\"><\/span><strong><u>Personal savings accounts<\/u><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Basic personal savings<\/strong>:<\/span> This account carries no monthly fee. Members receive 1 free transaction per month but are allowed unlimited transfers between Servus accounts. Additional transactions cost $1.25 each.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Tax-Free Growth Account<\/strong><\/span>: This account carries no monthly fee and a premium interest rate. All interest earned on this account is tax-free. Members also receive 1 free transaction per month and unlimited transfers between Servus accounts. Additional transactions cost $5 each. The annual contribution limit is $6,000.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>High-Yield<\/strong><\/span>: This account carries no monthly fee. It features a tiered interest structure and allows members 1 free transaction per month. Additional transactions cost $5.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>RRSP High-Yield<\/strong><\/span>: RRSP stands for Registered Retirement Savings Plan. These accounts enjoy tax-deferred status, meaning contributions from the plan are typically tax-deductible. The account grows tax-free, and members instead pay tax when they withdraw funds from the account. This account carries no monthly fee and allows for unlimited transfers between Servus accounts. But because this account is designed to help members save for retirement, each debit costs $25 to disincentivize frequent withdrawals.<\/p>\n<p>All Servus chequing and savings accounts also come with their automatic saving feature, free deposits (including photo deposits), a 100% deposit guarantee, e-banking, access to over 1,800 free ATMs across Canada, and Profit Share Rewards Cash each December.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_borrowing\"><\/span><strong><u>Personal borrowing<\/u><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No financial institution is complete without lending services. For this reason, Servus offers a full range of personal lending services, as well. These include mortgages with flexible payment options and Profit Share, personal loans such as auto loans, consolidation loans [<em>hyperlink here to article on debt consolidation<\/em>], and <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/loans\/lines-of-credit\"  title=\"lines of credit\" data-wpil-keyword-link=\"linked\">lines of credit<\/a>, and a variety of MasterCard credit card options.<\/p>\n<p>Servus&#8217;s <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/credit-cards\/by-category\"  title=\"credit cards\" data-wpil-keyword-link=\"linked\">credit cards<\/a> deserve a closer look, so we&#8217;ll briefly set them out for you below.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>No-fee<\/strong>:<\/span> As the name suggests, this card carries no annual fee. Members earn 1 reward point for every $2 spent and receive baggage delay and accidental death insurance. The interest rate is 19.99%. This card is perfect for the member who wants credit but doesn&#8217;t need any extra features.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Low-rate<\/strong><\/span>: In exchange for a $30 annual fee, members receive a low 11.99% interest rate. This card also features baggage delay and accidental death insurance.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"> <strong>Gold<\/strong><\/span>: For a $75 annual fee, this card provides a host of benefits, including purchase protection, travel and rental <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/insurance\/auto-insurance\"  title=\"car insurance\" data-wpil-keyword-link=\"linked\">car insurance<\/a>, a high credit limit, 1 reward point for each $1 spent, and unlimited reward points earning potential. The interest rate is 19.99%.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>World Elite<\/strong><\/span>: This is Servus&#8217;s most comprehensive card. For $150 per year, the World Elite card features 2 rewards points per $1 spent, access to in-flight Wi-Fi and airport lounges, zero-liability fraud protection, an identity theft assistance program, extensive travel insurance, and several other features. The interest rate is 19.99%, and the supplemental card fee is $40.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Business_financial_services\"><\/span><strong><em>Business financial services<\/em><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus works with Alberta businesses of all sizes in a variety of industries. From small and commercial businesses to agri-businesses and non-profits, Servus offers the tools and resources to help businesses grow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"_Business_accounts\"><\/span>&nbsp;&nbsp;<strong>&nbsp;&nbsp;&nbsp; <u>Business accounts<\/u><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus offers flexible business savings and operating accounts. Servus&#8217;s business accounts feature competitive interest rates and the same 100% deposit guarantee as Servus&#8217;s personal accounts. Servus also offers U.S. dollar accounts, giving businesses the flexibility they need to do business while avoiding fluctuating exchange rates.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"_Business_credit_cards\"><\/span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong> <u>Business credit cards<\/u><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus offers one business credit card, the Business <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/credit-cards\/mastercard-credit-card\"  title=\"MasterCard\" data-wpil-keyword-link=\"linked\">MasterCard<\/a>, and one business debit card, the Member Card.<\/p>\n<p>The Business card comes in three tiers:<\/p>\n<p>&#8211; &nbsp;&nbsp;&nbsp;<span style=\"color: #3366ff;\"><strong>No fee<\/strong><\/span>: Featuring a $0 annual fee, $0 additional card fee, and 16.99% interest rate, this card allows businesses to efficiently track expenses.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Low rate<\/strong><\/span>: This card carries a $75 annual fee and a $75 additional card fee. But for this annual fee, members receive an interest rate that varies with the member&#8217;s creditworthiness.<\/p>\n<p>&#8211;&nbsp;&nbsp;&nbsp; <span style=\"color: #3366ff;\"><strong>Rewards<\/strong><\/span>: This card also carries a $75 annual fee and $75 additional card fee. It carries a fixed 16.99% interest rate, but it also allows members to earn 1 reward point for each $1 spent. It also features up to $3,000 in trip cancellation insurance.<\/p>\n<p>The Member Card is linked directly to the business&#8217;s operating account, allowing members to spend cash without carrying it. It also allows members to access ATMs and use their card anywhere MasterCard is accepted, including online and internationally.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"_Business_borrowing\"><\/span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Business borrowing<\/u><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus&#8217;s business financing services include variable and fixed-rate loans, allowing businesses to make capital improvements, invest in research and development, hire new staff, or expand their operations.<\/p>\n<p>Servus also offers business mortgages and a unique Professional Practice program that provides specialized financing solutions designed for business, legal, and healthcare professionals. These loans are designed to help professionals meet their working capital needs, open a new practice, or purchase an equity share in an existing practice.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investing\"><\/span><strong>Investing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus has a complete wealth management practice that offers a full suite of investment tools. Just a few of these include GICs, mutual funds, stocks, and bonds. Servus also offers Registered Retirement Savings Plans and tax-free savings accounts as we covered earlier.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Trust_and_Estate_Services\"><\/span><strong>Trust and Estate Services<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In addition to its wealth management service, Servus offers trust and estate planning services, too. Servus&#8217;s trust and estate team helps members manage their assets and establish the legacy they wish to leave.<\/p>\n<p>Servus&#8217;s estate planning services include advising clients on tax-efficient ways to distribute assets, leading to the creation of advanced directives, powers of attorney, wills , and trusts. Servus then refers members to lawyers who specialized in estate planning to handle the drafting and execution of the necessary documents. Servus also helps members manage estate administration by assisting executors with the duties of administering an estate.<\/p>\n<p>Servus also offers professional trustee services to manage assets held in trust for the benefit of another person. Servus partners with Concentra Trust to provide members access to a highly-trained team of experts who can provide advice on matters such as safeguarding assets, <a class=\"wpil_keyword_link \" href=\"https:\/\/myratecompass.ca\/blog\/investing\/\"  title=\"investing\" data-wpil-keyword-link=\"linked\">investing<\/a>, distributing income and principle, tax reporting, and communicating with co-trustees.<\/p>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"How_does_Servus_stack_up_to_the_competition\"><\/span><strong>How does Servus stack up to the competition?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus is an established credit union that offers a comprehensive array of services. But a couple of their offerings stand out in particular. First, their Professional Practice program provides a very valuable service to physicians, dentists, veteranians, lawyers, architects, engineers, and other professionals whether they are just starting their career, buying into a partnership, or stepping out on their own. Second, Servus&#8217;s estate planning services nicely compliment their full range of other financial services, meaning members can keep all of their financial business under one roof if they desire.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Servus offers all the features you&#8217;d expect from an established credit union. But their Professional Practice program and trust and estate services in particular cause them to stand out from others. For residents of Alberta, Servus could be a solid choice of financial institution for either business or personal banking. But as always, we encourage you to visit Servus&#8217;s website or set up a meeting to determine whether they&#8217;re the right fit for you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Other_Credit_Union_Reviews\"><\/span>Other Credit Union Reviews<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"\/blog\/personal-finance\/alterna-bank-review\">Alterna Bank review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/meridian-credit-union-review\">Meridian Credit Union Review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/affinity-credit-union-review\">Affinity Credit Union Review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/motusbank-review\">Motusbank Review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/oaken-financial-review\">Oaken Financial review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/blueshore-financial-credit-union-review\">Blueshore Financial Review<\/a><\/p>\n<p><a href=\"\/blog\/personal-finance\/vancity-credit-union-review\">Vancity Credit Union<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time:<\/span> <span class=\"rt-time\">7<\/span> <span class=\"rt-label rt-postfix\">Min<\/span><\/span> Servus Credit Union Review &nbsp; So far on this site we&#8217;ve taken a look at a couple of Canada&#8217;s leading credit unions. We&#8217;ve explained the basic ideas that drive these unique financial institutions, how they function, and the services they offer. If you&#8217;re a returning reader, you may remember how we compared and contrasted credit&hellip; <a class=\"more-link\" href=\"https:\/\/myratecompass.ca\/blog\/personal-finance\/servus-credit-union-review\/\">Continue reading <span class=\"screen-reader-text\">Servus Credit Union Review<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":6453,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[10],"tags":[21],"class_list":["post-838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-blog-post-template-1-main-template-to-use","entry"],"aioseo_notices":[],"featured_image_urls":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1536x1152.png",924,693,true],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review.png",924,693,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1568x1176.png",924,693,true],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-333x250.png",333,250,true]},"post_excerpt_stackable":"<p>Table of Contents Servus Credit Union ReviewAbout Servus Credit UnionPersonal financial servicesPersonal chequing accountsPersonal savings accountsPersonal borrowingBusiness financial services&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business credit cards&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business borrowingInvestingTrust and Estate ServicesHow does Servus stack up to the competition?ConclusionOther Credit Union Reviews Reading Time: 7 MinServus Credit Union Review &nbsp; So far on this site we&#8217;ve taken a look at a couple of Canada&#8217;s leading credit unions. We&#8217;ve explained the basic ideas that drive these unique financial institutions, how they function, and the services they offer. If you&#8217;re a returning reader, you may remember how we compared and contrasted credit unions to traditional&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review.png",924,693,false],"thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-150x150.png",150,150,true],"medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-300x225.png",300,225,true],"medium_large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-768x576.png",750,563,true],"large":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1024x768.png",750,563,true],"1536x1536":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1536x1152.png",924,693,true],"2048x2048":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review.png",924,693,false],"post-thumbnail":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-1568x1176.png",924,693,true],"post-image-medium":["https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review-333x250.png",333,250,true]},"post_excerpt_stackable_v2":"<p>Table of Contents Servus Credit Union ReviewAbout Servus Credit UnionPersonal financial servicesPersonal chequing accountsPersonal savings accountsPersonal borrowingBusiness financial services&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business credit cards&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business borrowingInvestingTrust and Estate ServicesHow does Servus stack up to the competition?ConclusionOther Credit Union Reviews Reading Time: 7 MinServus Credit Union Review &nbsp; So far on this site we&#8217;ve taken a look at a couple of Canada&#8217;s leading credit unions. We&#8217;ve explained the basic ideas that drive these unique financial institutions, how they function, and the services they offer. If you&#8217;re a returning reader, you may remember how we compared and contrasted credit unions to traditional&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/myratecompass.ca\/blog\/.\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","author_info_v2":{"name":"Mohamed Konate","url":"https:\/\/myratecompass.ca\/blog\/author\/mohamedkonate\/"},"comments_num_v2":"0 comments","jetpack_featured_media_url":"https:\/\/myratecompass.ca\/blog\/wp-content\/uploads\/2020\/04\/Servus-Credit-Union-Review.png","_links":{"self":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/838","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/comments?post=838"}],"version-history":[{"count":6,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/838\/revisions"}],"predecessor-version":[{"id":6077,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/posts\/838\/revisions\/6077"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media\/6453"}],"wp:attachment":[{"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/media?parent=838"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/categories?post=838"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myratecompass.ca\/blog\/wp-json\/wp\/v2\/tags?post=838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}