Scotiabank® GM®* Visa Infinite Review
Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually
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Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$79
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
  Scotiabank® GM®*  Visa Infinite
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My Rate Compass Rating: star star star star star_outline (4.1)
Bank Name:Scotiabank
Network Type:VISA
Scotiabank® GM®* Visa Infinite
Welcome Bonus
Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually
Annual Fee
$79
  Scotiabank® GM®*  Visa Infinite
Card Details

Scotiabank GM®* Visa Infinite* Card review

Great reasons to get this card for your everyday purchases

Earn GM earnings
  • Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder

  • No earning caps or redemption limits

  • Pay no annual fee for the first year

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $79
  • Additional Card Fee: $39
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.1)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Purchase Security and Extended Warranty

Enjoy benefits
  • Travel with peace of mind with Visa Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more.

Save on car rentals

As a Scotiabank GM Visa infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa infinite card.

Editor's Review

The Scotiabank® GM® *Visa Infinite* Card is a unique card tailored to people looking to purchase a new car. This GM card enables families to earn rewards when buying their own Chevrolet, GMC, Buick or Cadillac.

 

This card was born out of a joint effort from Scotiabank and GM, offering some of the best perks on the market. Scotiabank® GM® *Visa Infinite* Card has won the "Best Store Credit Card" award in 2020 and is poised to break new ground in 2021 and beyond.

 

Basically, for the $79 annual fee, you can get up to 5% in GM Earnings for your GM-related purchases. You also get your first annual fee waived, plus you get $1 off for your brand-new car for every $1 you got in GM Earnings.

 

With this card, you can also save 25% on car rentals, get a free supplementary card, and purchase optional protection. When travelling, you have 7 unique types of coverage included: travel emergency medical insurance of up to $1 million, $500 per flight delay, trip interruption insurance, lost or delayed baggage, travel accident coverage, rental/car loss insurance, and purchase security.