Scotiabank GM®* Visa Infinite* Card review
Great reasons to get this card for your everyday purchases
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Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter
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$1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
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Earnings do not expire as long as you are a cardholder
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No earning caps or redemption limits
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Pay no annual fee for the first year
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Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
Yes
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicule rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $79
- Additional Card Fee: $39
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Purchase Security and Extended Warranty
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Travel with peace of mind with Visa Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more.
Save on car rentals
As a Scotiabank GM Visa infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa infinite card.
The Scotiabank® GM® *Visa Infinite* Card is a unique card tailored to people looking to purchase a new car. This GM card enables families to earn rewards when buying their own Chevrolet, GMC, Buick or Cadillac.
This card was born out of a joint effort from Scotiabank and GM, offering some of the best perks on the market. Scotiabank® GM® *Visa Infinite* Card has won the "Best Store Credit Card" award in 2020 and is poised to break new ground in 2021 and beyond.
Basically, for the $79 annual fee, you can get up to 5% in GM Earnings for your GM-related purchases. You also get your first annual fee waived, plus you get $1 off for your brand-new car for every $1 you got in GM Earnings.
With this card, you can also save 25% on car rentals, get a free supplementary card, and purchase optional protection. When travelling, you have 7 unique types of coverage included: travel emergency medical insurance of up to $1 million, $500 per flight delay, trip interruption insurance, lost or delayed baggage, travel accident coverage, rental/car loss insurance, and purchase security.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the first year annual fee waived offer (the ?Offer?). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the ?Offer?). Offer applies to new Scotiabank credit card account (?Accounts?) only that are opened by March 1, 2020. Any additional supplementary cards must be issued by March 1, 2020 to qualify for the Offer.
Rates and Fees: The current annual fee is $79 for the primary card and $39 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia? Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change. Offers may be changed, cancelled or extended and cannot be combined with any other offers.
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Welcome Offer:|
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Earn Cash Back
- New SimplyCashTM from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
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Earn 1.25% cash back on purchases when your Welcome Rate ends
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
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Special Offer:
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Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
