Card Details

Bank Name: Scotiabank
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4.1)


Annual Fee: $79
Additional Card Fee: $39
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Scotiabank® GM®* Visa Infinite Review

Welcome Bonus: Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually
Apply Now On Scotiabank's Secure Website
Scotiabank® GM®* Visa Infinite snapshot

Scotiabank GM®* Visa Infinite* Card review

Great reasons to get this card for your everyday purchases

Earn GM earnings
  • Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder

  • No earning caps or redemption limits

  • Pay no annual fee for the first year

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

Scotiabank® GM®* Visa Infinite Rewards
General cash back earn rate
Scotiabank® GM®* Visa Infinite Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Scotiabank® GM®* Visa Infinite User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5


Other Recommended Credit Cards


Purchase Security and Extended Warranty

Enjoy benefits
  • Travel with peace of mind with Visa Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more.

Save on car rentals

As a Scotiabank GM Visa infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa infinite card.


Editor`s Review:

The Scotiabank® GM® *Visa Infinite* Card is a unique card tailored to people looking to purchase a new car. This GM card enables families to earn rewards when buying their own Chevrolet, GMC, Buick or Cadillac.


This card was born out of a joint effort from Scotiabank and GM, offering some of the best perks on the market. Scotiabank® GM® *Visa Infinite* Card has won the "Best Store Credit Card" award in 2020 and is poised to break new ground in 2021 and beyond.


Basically, for the $79 annual fee, you can get up to 5% in GM Earnings for your GM-related purchases. You also get your first annual fee waived, plus you get $1 off for your brand-new car for every $1 you got in GM Earnings.


With this card, you can also save 25% on car rentals, get a free supplementary card, and purchase optional protection. When travelling, you have 7 unique types of coverage included: travel emergency medical insurance of up to $1 million, $500 per flight delay, trip interruption insurance, lost or delayed baggage, travel accident coverage, rental/car loss insurance, and purchase security.


Apply Now On Scotiabank's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.