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LoanConnect
Minimum Loan Amount
$500
Maximum Loan Amount
$50000
APR
As low as 4.6% APR
Loan Term
6-60 months
Minimum Credit Score
650
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LoanConnect
Loan Type: Unsecured Loans, Car Loans, Consolidations Loans, Small Business Loans
Funding Method: Deposit to your bank
Availability: All provinces

Eligibility Requirements:

You must be of age of majority in your province to apply.

Be a Canadian Citizen or permanent resident.

Get pre-approved for up to $50,000 in 5 minutes. See funds the same day

Choose Your loan from anywhere between 6-60 months and rates as low as 4.6% APR!
Fairstone Personal Loan
Minimum Loan Amount
500
Maximum Loan Amount
20000
APR
26.99% - 39.99%. Varies by loan type and province
Fee
Varies by province
Loan Term
6 to 60 months
Minimum Credit Score
N/A
Open Account
Fairstone Personal Loan
Loan Type: Unsecured Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Fairstone Debt Consolidation Loan
Minimum Loan Amount
500
Maximum Loan Amount
30000
APR
19.99% - 39.99%. Varies by province and loan type
Fee
Varies by province
Loan Term
6 months - 10 years
Minimum Credit Score
N/A
Open Account
Fairstone Debt Consolidation Loan
Loan Type: Consolidations Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Fairstone Secured Personal Loan
Minimum Loan Amount
5000
Maximum Loan Amount
30000
APR
19.99% - 23.99%. Varies by loan type and province
Fee
Varies by province
Loan Term
3-10 years
Minimum Credit Score
N/A
Open Account
Fairstone Secured Personal Loan
Loan Type: Secured Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Lending Loop
Minimum Loan Amount
1000
Maximum Loan Amount
500000
APR
From 5.9%
Fee
Anywhere from 3%-6.5%; based on the loan grade
Loan Term
12 - 60 Months
Minimum Credit Score
600
Borrow amounts from $1,000 to $500,000 to help build your business in whatever way you need, with no early repayment penalties.
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Open Account
Lending Loop
Loan Type: Small Business Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces

Minimum loan qualification criteria to apply:

1 year in business
$100k in annual revenue
600+ personal credit score
Apply online in minutes

Lending Loop Only work with Canadian businesses/companies.



Lending Mate
Minimum Loan Amount
$2000
Maximum Loan Amount
$10000
APR
34.9% to 43%
Loan Term
12 - 60
Minimum Credit Score
Any
Open Account
Open Account
Lending Mate
Loan Type: Unsecured Loans
Funding Method: Deposit to your bank
Availability: Ontario, British Columbia and Quebec.

Eligibility criteria for a LendingMate loan:

  • Be a Canadian resident
  • Be between 19 and 75 years of age
  • Have no active bankruptcy
  • Have no active consumer proposal
  • Prove that you can afford repayments
  • Have a guarantor who meets the minimum requirements

Eligibility criteria to be a guarantor for a LendingMate loan:

  • Be a Canadian resident
  • Be between 19 and 75 years of age
  • No current LendingMate loan
  • Not a guarantor on another LendingMate loan
  • Good credit score and credit history
  • Prove that you can afford repayments

Borrow up to $10,000 within 24 hours

Borrow with a guarantor, no credit scores

We currently lend in Ontario, British Columbia and Quebec!

Refresh Financial Cash Secured Savings Loan
Minimum Loan Amount
1600
Maximum Loan Amount
25000
APR
9.47% - 20.07%. Varies by loan size (excluding Quebec)
Fee
Varies by loan size and term
Loan Term
36-60 months
Minimum Credit Score
N/A
Open Account
Refresh Financial Cash Secured Savings Loan
Loan Type: Secured Loans
Funding Method: Funds are placed into a secured account to be accessed later.
Availability: All provinces
Ferratum Personal Loan
Minimum Loan Amount
2000
Maximum Loan Amount
$10000
APR
18.9% - 54.9%
Fee
No origination fee
Loan Term
12 - 60
Minimum Credit Score
550
Open Account
Ferratum Personal Loan
Loan Type: Unsecured Loans, Consolidations Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: Ontario, British Columbia, Alberta, New Brunswick, Nova Scotia, and Newfoundland

For a successful application, you need to be:

  1. A Canadian citizen.
  2. Actively employed with a minimum monthly income of $2,000. Unfortunately, we are not able to consider applications where primary income is from disability insurance.
  3. Have online banking with a Canadian financial institution, a personal email address, and a mobile phone number we can contact you on and provide updates related to your account.
  4. Living in Ontario, British Columbia, Alberta, New Brunswick, Newfoundland, or Nova Scotia.
    • If you are applying with your VPN (virtual private network) active, remember to disable this.
  5. Be between 20 and 65 years old.