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Refresh Financial Cash Secured Savings Loan
Minimum Loan Amount
1600
Maximum Loan Amount
25000
APR
9.47% - 20.07%. Varies by loan size (excluding Quebec)
Fee
Varies by loan size and term
Loan Term
36-60 months
Minimum Credit Score
N/A
Open Account
Refresh Financial Cash Secured Savings Loan
Loan Type: Secured Loans
Funding Method: Funds are placed into a secured account to be accessed later.
Availability: All provinces
LoanConnect
Minimum Loan Amount
$500
Maximum Loan Amount
$50000
APR
As low as 4.6% APR
Loan Term
6-60 months
Minimum Credit Score
650
LoanConnect
Loan Type: Unsecured Loans, Car Loans, Consolidations Loans, Small Business Loans
Funding Method: Deposit to your bank
Availability: All provinces

Eligibility Requirements:

You must be of age of majority in your province to apply.

Be a Canadian Citizen or permanent resident.

Get pre-approved for up to $50,000 in 5 minutes. See funds the same day

Choose Your loan from anywhere between 6-60 months and rates as low as 4.6% APR!
Fairstone Personal Loan
Minimum Loan Amount
500
Maximum Loan Amount
20000
APR
26.99% - 39.99%. Varies by loan type and province
Fee
Varies by province
Loan Term
6 to 60 months
Minimum Credit Score
N/A
Open Account
Fairstone Personal Loan
Loan Type: Unsecured Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Fairstone Debt Consolidation Loan
Minimum Loan Amount
500
Maximum Loan Amount
30000
APR
19.99% - 39.99%. Varies by province and loan type
Fee
Varies by province
Loan Term
6 months - 10 years
Minimum Credit Score
N/A
Open Account
Fairstone Debt Consolidation Loan
Loan Type: Consolidations Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Fairstone Secured Personal Loan
Minimum Loan Amount
5000
Maximum Loan Amount
30000
APR
19.99% - 23.99%. Varies by loan type and province
Fee
Varies by province
Loan Term
3-10 years
Minimum Credit Score
N/A
Open Account
Fairstone Secured Personal Loan
Loan Type: Secured Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces
Lending Loop
Minimum Loan Amount
1000
Maximum Loan Amount
500000
APR
From 5.9%
Fee
Anywhere from 3%-6.5%; based on the loan grade
Loan Term
12 - 60 Months
Minimum Credit Score
600
Borrow amounts from $1,000 to $500,000 to help build your business in whatever way you need, with no early repayment penalties.
Lending Loop
Loan Type: Small Business Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: All provinces

Minimum loan qualification criteria to apply:

1 year in business
$100k in annual revenue
600+ personal credit score
Apply online in minutes

Lending Loop Only work with Canadian businesses/companies.



Cash 4 You
Minimum Loan Amount
1000
Maximum Loan Amount
15000
APR
47%
Cash 4 You
Loan Type: Payday loans
Funding Method: In store pickup
Availability: Ontario

        Cash 4 You

Cash 4 you offer payday loans,installment loans that you can use to fund everyday items, upcoming bills or emergency expenses.

Credit Required

Good, Bad, No Credit.

 

Easy Experience

Get started online or in-store in minutes.

 

Convenient locations

Visit one of our 100+ stores open late to serve you.

 

One Simple Payment

Pay back on your next payday.

icash
Minimum Loan Amount
100
Maximum Loan Amount
1500
APR
up to 25%
icash
Loan Type: Payday loans
Funding Method: Deposit to your bank or E-transfers
Availability: -

iCASH overview

 

iCASH is an online licensed direct lender that provides loans from $100 to 1500$ repaid on your next pay date(s) for a maximum of 62 days.

 

Locations

 

iCASH is now offering loans in British Columbia, Alberta, Manitoba, Ontario, New Brunswick, Nova Scotia, and Prince Edward Island!

 

Minimum requirements

  • Are at least 19 years old.
  • Are a Canadian citizen and reside in the provinces where our services are available which are British Columbia, Alberta, Manitoba, Ontario, Nova Scotia, New Brunswick or Prince Edward Island.
  • Have been receiving the same source of income for the past 3 months.
  • Have a net income of at least $800/month deposited in your bank account.
  • Have a Canadian bank account that has been open for at least 3 months and has access to online banking.
  • Have a valid mobile phone number, address, and email address.

 

Funding methods

e-transfer

Everyone who requested it received their funds by e-transfer! There no limit and it is available on Weekends and Holidays. As soon as your contract is electronically signed, your e-transfer is sent in the next 2 minutes

Direct deposits

Direct deposits are deposited directly into your bank account. If you have selected this option into your loan application, your money will be automatically deposited into the bank account mentioned in your loan agreement.

Loan Express
Minimum Loan Amount
100
Maximum Loan Amount
1500
Loan Express
Loan Type: Payday loans
Funding Method: Deposit to your bank oe e-transfer
Availability: -

Loan Express review

 

Loan Express offers a short-term cash advance to people that find themselves a little short until their next payday. On the agreed upon repayment date, the total loan amount (including the disclosed fees) is repaid by automatic direct debit from the borrower’s bank account.

A Payday loan is a short-term loan of up to $1500 for a term of no more than 62 days.

 

Requirements

 

  • You must be 18 years of age or older
    • You must have a bank account open and in use for at least 30 days.
    • You must have an established income that is on Direct Deposit.

 

Funding method

e-Transfer

If you are eligible for an Interac eTransfer, you will receive your money in under an hour.

Direct deposits

If you are getting a Direct Deposit, they are transferred 3 times daily during regular business hours 

Easy Financial
Minimum Loan Amount
500
Maximum Loan Amount
45000
APR
19.99 - 46.96%
Easy Financial
Loan Type: Secured Loans, Unsecured Loans, Consolidations Loans, Payday loans
Funding Method: Deposit to your bank or e-transfer
Availability: All provinces

Easy Financial overview

Easy financial is a financial company that provides different types of loans.

  • Unsecured Personal Loans
  • Secured Personal Loans
  • creditplus Savings Loan
  • Retail Financing
  • Small Business Loans


Loan process

  1. Apply online in minutes or visit one of their locations.
  2. Submit your documents.
  3. Get approved. Get your money as soon as today


Locations

200 locations across Canada as well as a national loans centre.

Minimum requirements

  • 2 recent pay stubs
  • Last 90 days of banking information
  • 1 recent bill addressed to your current home
  • A piece of government photo ID

 

Funding methods

e-transfer

Everyone who requested it received their funds by e-transfer!

Direct deposits

Direct deposits are deposited directly into your bank account.

Goeasy Mastercard

Speedy Cash
Minimum Loan Amount
200
Maximum Loan Amount
1500
APR
15-25%
Speedy Cash
Loan Type: Payday loans
Funding Method: Deposit to your bank or e-transfer
Availability: British Columbia, Alberta, Saskatchewan and Nova Scotia.

Speedy Cash Review

Speedy Cash is a financial company that provides quick cash payday loans. They lend from $200.00 to $1,500.00, or up to 50% of your income, from the following income types; employment income, child tax benefit, and seniors pension.

 

Locations

Speedy Cash has 20 conveniently placed locations across B.C., Alberta, Saskatchewan, and Nova Scotia.


Minimum requirements

  • One piece of picture government ID
  • Blank personal cheque and/or Pre-Authorized Debit Form
  • Bank statement – 30-60 days from date of application
  • Proof of address
  • Most recent pay stub
  • *Requirements vary by location

 

Funding methods

  • Electronic Email Money Transfer
  • Direct Deposit into your bank account
Lending Mate
Minimum Loan Amount
$2000
Maximum Loan Amount
$10000
APR
34.9% to 43%
Loan Term
12 - 60
Minimum Credit Score
Any
Lending Mate
Loan Type: Unsecured Loans
Funding Method: Deposit to your bank
Availability: Ontario, British Columbia and Quebec.

Eligibility criteria for a LendingMate loan:

  • Be a Canadian resident
  • Be between 19 and 75 years of age
  • Have no active bankruptcy
  • Have no active consumer proposal
  • Prove that you can afford repayments
  • Have a guarantor who meets the minimum requirements

Eligibility criteria to be a guarantor for a LendingMate loan:

  • Be a Canadian resident
  • Be between 19 and 75 years of age
  • No current LendingMate loan
  • Not a guarantor on another LendingMate loan
  • Good credit score and credit history
  • Prove that you can afford repayments

Borrow up to $10,000 within 24 hours

Borrow with a guarantor, no credit scores

We currently lend in Ontario, British Columbia and Quebec!

Ferratum Personal Loan
Minimum Loan Amount
2000
Maximum Loan Amount
$10000
APR
18.9% - 54.9%
Fee
No origination fee
Loan Term
12 - 60
Minimum Credit Score
550
Open Account
Ferratum Personal Loan
Loan Type: Unsecured Loans, Consolidations Loans
Funding Method: Funds will be automatically deposited into your bank account
Availability: Ontario, British Columbia, Alberta, New Brunswick, Nova Scotia, and Newfoundland

For a successful application, you need to be:

  1. A Canadian citizen.
  2. Actively employed with a minimum monthly income of $2,000. Unfortunately, we are not able to consider applications where primary income is from disability insurance.
  3. Have online banking with a Canadian financial institution, a personal email address, and a mobile phone number we can contact you on and provide updates related to your account.
  4. Living in Ontario, British Columbia, Alberta, New Brunswick, Newfoundland, or Nova Scotia.
    • If you are applying with your VPN (virtual private network) active, remember to disable this.
  5. Be between 20 and 65 years old.