Credit Building

Reading Time: < 1 minute There are 2 options to order a FREE credit report    Order by telephone Call the credit bureau and follow the instructions Your request will be process once you confirm your identity   Order by mail or fax Make your request in writing using the forms provided Transunion Canada and Equifax Canada Provide copies of… Continue reading How to get a free credit report In Canada?

Reading Time: 3 Min A credit score is a three-digit number based on the calculations in your credit report. Your score represents how well you manage credit. In Canada, a score can range from 300 to 900. The higher your credit score, the better. Lenders look at your credit score to gauge whether you qualify for a loan or… Continue reading What is a good credit score in Canada?

Reading Time: 4 Min It used to be somewhat expensive to obtain your credit score in Canada. It would cost citizens around $20 to purchase their credit report, and since your credit report is always changing that could mean multiple purchases in one year. In June of 2016, Borrowell changed the way that Canadians access their credit scores. The… Continue reading Borrowell Review

Reading Time: 4 Min Your credit score is one of the most important numbers in your financial portfolio. It can have an impact in multiple areas of your life, yet despite the importance of credit scores, it’s surprising how many Canadians either do not know their credit score, or do not understand how important it is. In fact, in… Continue reading 6 reasons building your credit score is one of the smartest financial moves you can make

Reading Time: 4 Min Part of good financial health is checking your credit report and score. You can improve your score by making sure your credit report is free of errors and you are up to date on your credit and loan payments. Other factors like diversity in types of credit and credit utilization impact your overall credit score.… Continue reading Checking Credit: Soft Check vs Hard Check

Reading Time: 4 Min Checking your credit report and ensuring accuracy is an important step for identity theft prevention, financial planning, and security. Your credit score affects your ability to take out loans, credit cards, mortgages, and other credit products. It can even affect some employment opportunities.   To maintain accuracy, you should check your credit report at least… Continue reading How to Dispute a Credit Report Error

Reading Time: 4 Min Your credit score provides a quick snapshot of your creditworthiness as a borrower. Lenders use your credit score and report to assess how likely you are to repay future debts. From there, a lender will determine whether they will extend new credit to you, such as a credit card. Naturally, this means your credit score… Continue reading Does Applying for a Credit Card Hurt Your Credit Score?

Reading Time: 6 Min Marble Financial has been helping Canadians improve their credit score, track spending, and establish financial health since 2016. Through the company’s artificial intelligence technology, Marble Financial offers insightful financial plans tailored to the lifestyles of specific consumers. This platform will help individuals set and reach financial goals quickly. With different price points for each service,… Continue reading Marble Financial Review

Reading Time: 4 Min Here’s everything you need to know about credit score basics: why it’s important, how to get it, and how to improve your score. Fact: Two-thirds of the households in Canada have debt, according to a 2017 report by the Royal Bank of Canada. Household debt includes mortgages, lines of credit, car loans, personal loans, and personal… Continue reading Credit Score 101