My Rate Compass

Compare Accounts

CIBC eAdvantage® Savings Account
1.00%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Maximize your savings with a high interest rate on every dollar you save.
Open Account
Open Account
CIBC eAdvantage® Savings Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
The CIBC eAdvantage Savings Account is a high interest rate account that allows maximum savings for every dollar saved. The account pays 1.00% interest rate for every dollar saved at $0 monthly fee. Transaction fee for CIBC eAdvantage Savings Account is $5.00 each.

CIBC Bonus Savings Account
0.10% for balances $3,000.00 and more / 0.05% for balances $2,999.99 and below%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Earn interest on every dollar and a higher interest rate on higher balances.
Open Account
Open Account
CIBC Bonus Savings Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
The CIBC Bonus Savings Account offers higher interest rate for higher balances. This account pays 0.10% interest rate for a minimum of $3,000 and higher and 0.05% interest rate for balances $2,999.99 and below. At $0 monthly fee, this account also offers 1 free transaction every month.
CIBC Advantage® for Youth
0.15%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
A head start on savings with the benefits of an unlimited chequing account.
Open Account
Open Account
CIBC Advantage® for Youth
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
Kickstart a child's savings account with the CIBC Advantage for Youth account. This account offers a 0.15% interest rate with $0 monthly fee and unlimited transactions.
CIBC Smart for Seniors: Premium Growth Account™
0.05%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
When you turn 65, you're automatically eligible for the perks of CIBC Smart for Seniors.
Open Account
Open Account
CIBC Smart for Seniors: Premium Growth Account™
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
The CIBC Smart for Seniors offer competitive benefits for people who reached the age of 65. Its Premium Growth Account offers a 0.05% interest rate for no minimum balance.  With $0 monthly fee this account also offers 2 free transactions per month.
CIBC US$ Personal Account
0.15%%
Annual Interest Rate
0.50% bonus interest if you also have a CIBC Bank USA Smart Account%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Deposit, withdraw and save your U.S. dollars.
Open Account
Open Account
CIBC US$ Personal Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
The CIBC US$ Personal Account allows an easy way to manage US funds. The account offers 0.15% interest rate and an additional 0.50% for clients with existing
CIBC Smart™ for Students
$0
Minimum Balance
$0
Monthly Fee
Unlimited banking for university, college and CEGEP students
Open Account
Open Account
CIBC Smart™ for Students
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
Pay no monthly fee for as long as you're a student, so you can save for things like textbooks and tuition. Get all the benefits of a student account as long as you're in school, plus for 6 months after you graduate. After that, your account converts to a regular CIBC Smart™ Account.
RBC High Interest eSavings Account
1.000%%
Annual Interest Rate
2.50% for the first three months%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
An Online Savings Account Offering High Interest On Every Dollar.
Open Account
Open Account
RBC High Interest eSavings Account
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
RBC's High Interest eSavings Account offers free online transfers from this account to other RBC Royal Bank accounts in your name — 24/7 with no delay. The account pays 1.000% interest rate, but for a limited time, the account offers a 2.50% interest rate for the first 3 months when you open your first RBC High Interest eSavings account by January 31, 2020.
NOMI Find & Save
0.50%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Using predictive technology, NOMI Find & Save does all the work for you, so you can save money without lifting a finger.
Open Account
Open Account
NOMI Find & Save
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
NOMI Find & Save will learn your transaction patterns, find those extra dollars that we think you won’t miss, and then set them aside for you automatically.

If a payment or transfer is due to come out of your linked chequing account, or you have an overdraft balance in it, we will automatically move money from your NOMI Find & Save account back to your account – up to $1,000 per day – to cover you.

You don’t need to do anything but have a NOMI Find & Save account with enough money saved to cover the balance of the upcoming payment. Everything else is done for you without needing to lift a finger.

RBC U.S. High Interest eSavings
0.150%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
High interest on every U.S. dollar
Open Account
Open Account
RBC U.S. High Interest eSavings
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
Earn high daily interest on every U.S. dollar and receive free online transfers from this account to other RBC Royal Bank deposit accounts in your name – 24/7 with no delay. This account offers 0.150% interest rate.
TD Every Day Savings
0.05%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Ideal if you’re starting to save or want frequent access to your funds.
Open Account
Open Account
TD Every Day Savings
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD's Every Day Savings account offers 0.05% interest for every dollar saved. This account also allows unlimited transfers to other TD accounts and $0 monthly fee.
TD High Interest Savings
0.300%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
High interest rate for $5,000.00 and above.
Open Account
Open Account
TD High Interest Savings
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD's High Interest Savings account offers an interest rate of 0.300% on balances of $5,000.00 or more. Additionally, maintain a balance of $25,000.00 to waive transaction fees.
TD ePremium Savings Account
1.000%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Save more with a high interest rate and free online transfers.
Open Account
Open Account
TD ePremium Savings Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD's ePremium Online Savings Account offers 1.00% interest for balances of $10,000.00 and higher. This account also offers unlimited free online transfers to your other TD deposit accounts.
MomentumPLUS Savings Account
1.000%%
Annual Interest Rate
Additional rates applied after certain periods: ( 0.50% after 90 days)/ (0.60% after 180 days) / (0.80% after 270 days) / (1.00% after 360 days) %
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
With the MomentumPLUS Savings Account, you can earn up to 2.00% interest.
Open Account
Open Account
MomentumPLUS Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Scotiabank's MomentumPLUS Savings account offers up to 2.00% interest rate within their premium period. Additional Premium Interest rate:
90-day premium period: +0.50% interest
180-day premium period: +0.60% interest
260-day premium period: +0.80% interest
360-day premium period: +1.00% interest
Savings Accelerator Account
(0.050% for balances $0 - $4,999) / (1.000% for balances $5,000 - $249,999) / (1.100% for balances $250,000 or more)%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
No monthly fee, and competitive interest rates.
Open Account
Open Account
Savings Accelerator Account
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Scotiabank's Savings Accelerator account offers competitive interest with no monthly fee. The Accelerator account offers the following annual interest rates:
0.050% for $0 - $4,999 balance
1.000% for $5,000 - $249,999 balance
1.100% for $250,000 or more balance
CIBC Smart™ Account
$0
Minimum Balance
$4.95
Monthly Fee
Enjoy worry-free banking - only pay for what you use.
Open Account
Open Account
CIBC Smart™ Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
CIBC Smart™ Account offers a monthly fee that adjust to you starting at $4.95 capped at $14.95. You will pay no monthly fee  when your daily balance is $3,000 or more, and you make a recurring direct deposit or 2 pre-authorized payments each month. it also offers a free Interac e-Transfer service up to 12 to unlimited transaction depending on your needs.

 

CIBC Everyday® Chequing Account
$0
Minimum Balance
$3.9
Monthly Fee
A basic account with a low monthly fee.
Open Account
Open Account
CIBC Everyday® Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos
CIBC Everyday® Chequing Account offers a low monthly fee where you can make up to 12 transactions for $3.90 per month. Use CIBC online or mobile banking to transfer money, pay bills, make purchases and manage your money anywhere, anytime.
CIBC SmartTM for Seniors with a CIBC Smart Account
$0
Minimum Balance
$10
Monthly Fee
Experience has its benefits when you turn 65, automatically eligible for the perks of CIBC Smart for Seniors. Includes $4.95 monthly fee discount
Open Account
Open Account
CIBC SmartTM for Seniors with a CIBC Smart Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos

CIBC Smart for Seniors offers A lower monthly fee on your chequing account and get benefits and more with CIBC Smart for Seniors. Clients aged 65 and older will automatically be enrolled in CIBC Smart for Seniors so you get benefits that apply to
your existing or new eligible account:


• $4.95 monthly fee discount
• Free bank drafts and money orders*
• $5.00 off the annual rental of a safety deposit box
(any size) 

Money Master Savings Account
0.050%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Earn interest on every dollar you save.
Open Account
Open Account
Money Master Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Scotiabank's Money Master Savings account offers interest for every dollar saved at 0.050% interest. This account also offers no fee unlimited self-service transfers at $0 monthly fee.
CIBC Smart for Seniors with a CIBC Smart Plus Account
$0
Minimum Balance
$25
Monthly Fee
When you turn 65, you are automatically eligible for the perks of CIBC Smart for Seniors.
$4.95 monthly fee discount
Open Account
Open Account
CIBC Smart for Seniors with a CIBC Smart Plus Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos

CIBC Smart for Seniors offers A lower monthly fee on your chequing account and get benefits and more with CIBC Smart for Seniors.  Clients aged 65 and older will automatically be enrolled in CIBC Smart for Seniors so you get benefits that apply to CIBC Smart Plus Account:

• Includes $4.95 monthly fee discount
• A premium CIBC credit card with annual fee rebates
• Free personalized cheques and paper statements

CIBC Smart™ Plus Account
$0
Minimum Balance
$29.95
Monthly Fee
Keep it simple with all-in-one banking for a flat monthly fee.
Open Account
Open Account
CIBC Smart™ Plus Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos

Combine your day-to-day banking and credit card needs into one full-service account. Get a full rebate of your monthly fee when you maintain a minimum daily balance of $6,000 in your account during the month

  • Unlimited transactions, including Interac e-Transfer® service
  • Premium CIBC credit card with fee rebate.
  • Unlimited ATM withdrawals in Canada, the U.S. and internationally
CIBC Smart for Seniors with a CIBC Everyday Chequing Account
$0
Minimum Balance
$0
Monthly Fee
Experience has its benefits
When you turn 65, you are automatically eligible for the perks of CIBC Smart for Seniors.
Open Account
Open Account
CIBC Smart for Seniors with a CIBC Everyday Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: CIBC
Key Infos

CIBC Smart for Seniors offers A lower monthly fee on your chequing account and get benefits and more with CIBC Smart for Seniors.  Clients aged 65 and older will automatically be enrolled in CIBC Smart for Seniors so you get benefits that apply to CIBC Everyday Chequing Account:

$3.90 monthly fee discount
• Free bank drafts and money orders
• Free online cheque viewing

RBC VIP Banking
$0
Minimum Balance
$30
Monthly Fee
An all inclusive package that covers multiple bank accounts including unlimited transactions, a free premium Visa card and much more.
Open Account
Open Account
RBC VIP Banking
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

RBC VIP Banking offers unlimited transactions, credit card rebates and other premium features like :

  • Use Your Account as Often as You Need
  • No Need to Wait. Use Other Bank’s ATMs
  • Pay Your Friend Back with Interac e-Transfer
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
  • Multiple Accounts Without Borders (Up to 2 additional Canadian dollar and 1 additional U.S. dollar accounts).
  • Get Credit Where Credit is Due (Up to $120 rebate on the annual fee of an eligible credit card)

Get $300 When You Open an RBC VIP Banking Account

 Offer Ends January 31, 2020

RBC Signature No Limit Banking
$0
Minimum Balance
$15.95
Monthly Fee
An all inclusive banking account designed for customers with more complex financial management needs, including unlimited transactions, 3 Interac withdrawals, 2 cross border debits and much more.
Open Account
Open Account
RBC Signature No Limit Banking
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

An all inclusive banking account designed for customers with more complex financial management needs, including unlimited transactions, 3 Interac withdrawals, 2 cross border debits and much more

  • Up to $39 rebate on the annual fee of an eligible credit card.
  • Use Your Account as Often as You Need (Unlimited debits in Canada)
  • No Need to Wait. Use Other Bank’s ATMs (Interac access fees at non-RBC Royal Bank ATMs. 3 refunded / month, $2.00 each thereafter )
  • Unlimited Interac e-Transfer to Pay your friend.
  • Peace of Mind (No monthly overdraft protection fee)
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.

Get $300 When You Open an RBC Signature No Limit Banking Account

Offer Ends January 31, 2020.

RBC VIP Banking - Senior
$0
Minimum Balance
$22.5
Monthly Fee
An all inclusive package that covers multiple bank accounts including unlimited transactions, a free premium Visa card and much more.
Open Account
Open Account
RBC VIP Banking - Senior
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

RBC VIP Banking offers unlimited transactions, credit card rebates and other premium features like :

  • Snap a Photo. Pay Your Bills. Use the RBC Mobile app to add a payee simply by taking a photo, and pay your bills.
  • Use Your Account as Often as You Need
  • No Need to Wait. Use Other Bank’s ATMs
  • Pay Your Friend Back with Interac e-Transfer
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
  • Multiple Accounts Without Borders (Up to 2 additional Canadian dollar and 1 additional U.S. dollar accounts).
  • Get Credit Where Credit is Due (Up to $120 rebate on the annual fee of an eligible credit card)

Get $300 When You Open an RBC VIP Banking Account

 Offer Ends January 31, 2020

RBC Signature No Limit Banking - Senior
$0
Minimum Balance
$11.95
Monthly Fee
An all inclusive banking account designed for customers with more complex financial management needs, including unlimited transactions, 3 Interac withdrawals, 2 cross border debits and much more.
Open Account
Open Account
RBC Signature No Limit Banking - Senior
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

An all inclusive banking account designed for customers with more complex financial management needs, including unlimited transactions, 3 Interac withdrawals, 2 cross border debits and much more

  • Up to $39 rebate on the annual fee of an eligible credit card.
  • Use Your Account as Often as You Need (Unlimited debits in Canada)
  • No Need to Wait. Use Other Bank’s ATMs (Interac access fees at non-RBC Royal Bank ATMs. 3 refunded / month, $2.00 each thereafter )
  • Unlimited Interac e-Transfer to Pay your friend.
  • Peace of Mind (No monthly overdraft protection fee)
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.

Get $300 When You Open an RBC Signature No Limit Banking Account

Offer Ends January 31, 2020.

RBC No Limit Banking
$0
Minimum Balance
$10.95
Monthly Fee
A banking account that offers the freedom of unlimited transactions.
Open Account
Open Account
RBC No Limit Banking
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

RBC No Limit Banking offers the freedom of unlimited transaction.

  • Use Your Account as Often as You Need (Unlimited debits in Canada)
  • Unlimited Interac e-Transfer to Pay your friend.
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
  • Save on Fees (Save on your monthly fees with our MultiProduct Rebate)

Get $100 When You Open an RBC No Limit Banking Account

Offer Ends January 31, 2020.

RBC No Limit Banking - Senior
$0
Minimum Balance
$0
Monthly Fee
A banking account that offers the freedom of unlimited transactions.
Open Account
Open Account
RBC No Limit Banking - Senior
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos

RBC No Limit Banking offers the freedom of unlimited transaction.

  • Use Your Account as Often as You Need (Unlimited debits in Canada)
  • Unlimited Interac e-Transfer to Pay your friend.
  • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations.
  • Save on Fees (Save on your monthly fees with our MultiProduct Rebate)

Get $100 When You Open an RBC No Limit Banking Account

Offer Ends January 31, 2020.

RBC Day to Day Banking
$0
Minimum Balance
$4
Monthly Fee
A basic banking account that offers value and convenience to those with less than 15 transactions per month.
Open Account
Open Account
RBC Day to Day Banking
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
A basic banking account that offers value and convenience to those with less than 15 transactions per month.
  • Use Your Account as Often as You Need (12 debits / month; $1.25 each thereafter)
  • Unlimited Interac e-Transfer to Pay your friend.
RBC Day to Day Banking - Senior
$0
Minimum Balance
$0
Monthly Fee
A basic banking account that offers value and convenience to those with less than 15 transactions per month.
Open Account
Open Account
RBC Day to Day Banking - Senior
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
A basic banking account that offers value and convenience to those with less than 15 transactions per month.
  • Use Your Account as Often as You Need (12 debits / month; $1.25 each thereafter)
  • Unlimited Interac e-Transfer to Pay your friend.
TD Youth Account
$0
Minimum Balance
$0
Monthly Fee
An ideal way to help your children learn the benefits of saving.
Open Account
Open Account
TD Youth Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
Enjoy the convenience of unlimited transactions with the perk of earning interest on your balance. Also offers no transaction fees no matter how many times you take money out of your account. Parents/guardians can set up a Pre-Authorized Transfer or Simply Save Program from their account into the TD Youth Account and Daily interest paid on every dollar.
TD Student Chequing Account
$0
Minimum Balance
$0
Monthly Fee
An account designed for your student life, with no monthly fee.
Open Account
Open Account
TD Student Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD Student Chequing Account offers No monthly fees  for full-time post-secondary students. No transaction fees on your first 25 transactions in a month, additional transactions are $1.25 each. It also offer free transfer fee or send money using Interac e-Transfer. Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements.
TD All-Inclusive Banking Plan
$0
Minimum Balance
$29.95
Monthly Fee
Unlimited transactions and premium banking benefits.
Open Account
Open Account
TD All-Inclusive Banking Plan
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
Experience premium banking benefits with TD's All-Inclusive Banking Plan. Save on monthly fees on your chequing account, annual fees on select credit cards, and experience premium banking perks, like a small safety deposit box and personalized cheques, at no extra cost.

What's in it for you?
  • Get monthly fee rebates if you keep $5000 at the end of each day of the month2
  • Annual credit card fee rebate on select TD credit cards3
  • No TD fees at TD ATMs or Foreign ATMs
TD All-Inclusive Banking Plan - Senior
$0
Minimum Balance
$22.45
Monthly Fee
Unlimited transactions and premium banking benefits.
Open Account
Open Account
TD All-Inclusive Banking Plan - Senior
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
Experience premium banking benefits with TD's All-Inclusive Banking Plan. Save on monthly fees on your chequing account, annual fees on select credit cards, and experience premium banking perks, like a small safety deposit box and personalized cheques, at no extra cost.

What's in it for you?
  • Get monthly fee rebates if you keep $5000 at the end of each day of the month2
  • Annual credit card fee rebate on select TD credit cards3
  • No TD fees at TD ATMs or Foreign ATMs
TD Unlimited Chequing Account
$0
Minimum Balance
$16.95
Monthly Fee
Peace of mind that comes with unlimited transactions
Open Account
Open Account
TD Unlimited Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos

TD Unlimited Chequing Account

Plan Features

  • Unlimited transactions1
    No transaction fees no matter how many times you take money out of your account
  • Monthly fee rebate
    No monthly fee if you have $4,000 or more in your account at the end of each day in the month2

ATM

  • No TD fee to use any ATM in Canada
    Use any ATM in Canada with no TD fee

e-Transfer

  • Free to send or request money using Interace-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®

Fraud Prevention

  • TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Cardcan be blocked and unblocked in real time8

 

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. 

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. 

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want. 

Direct Deposit

Instant access to your paycheque or pension with no holds on your money. 

Overdraft Protection

Never worry, you're covered against temporary cash shortages.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. 

TD Unlimited Chequing Account - Senior
$0
Minimum Balance
$11.95
Monthly Fee
Peace of mind that comes with unlimited transactions
Open Account
Open Account
TD Unlimited Chequing Account - Senior
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos

 

TD Unlimited Chequing Account

Peace of mind comes with unlimited transactions. Enjoy unlimited everyday banking with a TD Unlimited Chequing Account.

What's in it for you:


Plan Features

  • Unlimited transactions
    No transaction fees no matter how many times you take money out of your account
  • Monthly fee rebate
    No monthly fee if you have $4,000 or more in your account at the end of each day in the month

ATM

  • No TD fee to use any ATM in Canada
    Use any ATM in Canada with no TD fee

e-Transfer

  • Free to send or request money using Interace-Transfer®
    Pay your friends back or chip in for pizza using Interac e-Transfer®

Fraud Prevention

  • TD Fraud Alerts
    With TD Fraud Alerts, suspicious transactions on your TD Access Cardcan be blocked and unblocked in real time8

 

Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. 

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. 

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want. 

Direct Deposit

Instant access to your paycheque or pension with no holds on your money. 

Overdraft Protection

Never worry, you're covered against temporary cash shortages.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. 

 

 

 

TD Every Day Chequing Account
$0
Minimum Balance
$10.95
Monthly Fee
A budget-friendly account for everyday banking
Open Account
Open Account
TD Every Day Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD Every Day Chequing Account offers no transaction fees on your first 25 transactions in a month, additional transactions are $1.25 each. Free Interac e-Transfer® transactions. Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements and no monthly fee if you have $3,000 or more in your account at the end of each day in the month.
TD Every Day Chequing Account - Senior
$0
Minimum Balance
$8.2
Monthly Fee
A budget-friendly account for everyday banking
Open Account
Open Account
TD Every Day Chequing Account - Senior
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos
TD Every Day Chequing Account offers no transaction fees on your first 25 transactions in a month, additional transactions are $1.25 each. Free Interac e-Transfer® transactions. Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements and no monthly fee if you have $3,000 or more in your account at the end of each day in the month.
TD Minimum Chequing Account
$0
Minimum Balance
$3.95
Monthly Fee
An account for those with minimal banking needs
Open Account
Open Account
TD Minimum Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: TD Canada Trust
Key Infos


TD Minimum Chequing Account:
An account for those with minimal banking needs. $2,000 Minimum monthly balance for fee rebate. No transaction fees on your first 12 transactions in a month (including up to 2 transactions completed in a TD branch or through EasyLine Telephone banking). Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements. You can Bank online from the comfort and convenience of your home.

No monthly fee for:

  • Seniors (60 years or older) collecting Guaranteed Income Supplement.
  • Registered Disability Savings Plan  beneficiaries.
  • Students enrolled full-time at a college or university.
  • Under the age of majority in their province of residence.


Plan Features


Included transactions
No transaction fees on your first 12 transactions in a month (including up to 2 transactions completed in a TD branch or through EasyLine Telephone banking), additional transactions are $1.25 each2

Additional account benefits
Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements

EasyWeb® Online banking
Bank online from the comfort and convenience of your home

Mobile Banking
Download the TD app to view your balances, transactions, make bill payments, locate a TD branch and more



Benefits of banking with TD

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. 

TD MySpend

Paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending habits. 

TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want. 

Direct Deposit

Instant access to your paycheque or pension with no holds on your money.

Overdraft Protection

Never worry, you're covered against temporary cash shortages.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. 

 

Premium Chequing Account
$0
Minimum Balance
$30
Monthly Fee
Our Premium Chequing Account lets you be in control and manage your finances easily and effectively.
Open Account
Open Account
Premium Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos

Our Premium Chequing Account lets you be in control and manage your finances easily and effectively. It’s ideal for busy people with a number of goals for themselves and their families. Upgrade today for a premium banking experience! With Exclusive bonus savings rate of 2.00% interest for 3 months.


Get a Premium Banking experience with the most benefits

  • Unlimited worldwide non-BMO ATM withdrawals
  • $150 annual fee rebated yearly with a BMO World Elite Mastercard
  • Identity Theft Protection at no charge - saving you over $175a year
  • Get a Preferred U.S Exchange Rate when you transfer funds between your Canadian and USD accounts (both ways)!

 

Performance Plan
$0
Minimum Balance
$15.95
Monthly Fee
Our most popular account offers unlimited everyday banking transactions for a competitive price.
Open Account
Open Account
Performance Plan
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Our most popular account offers unlimited everyday banking transactions for a competitive price. Earn $100 plus access to an exclusive 2.00% savings rate. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan. $4,000 Minimum balance to waive fee. And  also offer OnGuard Identity Theft Protection at no charge.
Plus Plan
$0
Minimum Balance
$10.95
Monthly Fee
A lower fee plan that is ideal for those with only moderate transaction needs.
Open Account
Open Account
Plus Plan
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Plus Plan is a perfect lower cost option for those with only moderate transaction needs. It also makes a great first bank account for kids, teens or students, offering 25 transactions per month and no monthly fee for these groups.
AIR MILES®† Plan
$0
Minimum Balance
$15.95
Monthly Fee
Get AIR MILES®† Reward Miles with unlimited everyday banking transactions, and add additional accounts at no extra fee.
Open Account
Open Account
AIR MILES®† Plan
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Get AIR MILES®† Reward Miles on your everyday BMO Debit Card purchases with a BMO AIR MILES Chequing Plan. With multiple ways to get Miles, everyday banking has never been this rewarding! Offers Unlimited Transactions per month.
  • 1 Mile per $30 spent on debit purchases
  • N/A Minimum balance to waive fee 
Practical Plan
$0
Minimum Balance
$4
Monthly Fee
A low fee chequing account for basic banking needs, including 12 transactions per month
Open Account
Open Account
Practical Plan
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Practical Plan is a low-cost option that offers 12 transactions per month, and only costs $4.00 if that’s all you use. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan.
  • Free Premium Rate savings account
  • N/A Minimum balance to waive fee
Performance Plan - Student/Recent Grad
$0
Minimum Balance
$5
Monthly Fee
Our most popular account offers unlimited everyday banking transactions for a competitive price.
Open Account
Open Account
Performance Plan - Student/Recent Grad
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Our most popular account offers unlimited everyday banking transactions for a competitive price. It offers Unlimited Transactions per month. $4,000 Minimum balance to waive fee.
Performance Plan - Senior
$0
Minimum Balance
$11.95
Monthly Fee
Our most popular account offers unlimited everyday banking transactions for a competitive price.
Open Account
Open Account
Performance Plan - Senior
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Our most popular account offers unlimited everyday banking transactions for a competitive price. Earn $100 plus access to an exclusive 2.00% savings rate. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan. $4,000 Minimum balance to waive fee.
Performance Plan - Youth
$0
Minimum Balance
$5
Monthly Fee
Our most popular account offers unlimited everyday banking transactions for a competitive price.
Open Account
Open Account
Performance Plan - Youth
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Our most popular account offers unlimited everyday banking transactions for a competitive price. It offers Unlimited Transactions per month. $4,000 Minimum balance to waive fee.
Plus Plan - Student/Recent Grad
$0
Minimum Balance
$0
Monthly Fee
A lower fee plan that is ideal for those with only moderate transaction needs. Additionally, this account provides free banking for kids, teens and students.
Open Account
Open Account
Plus Plan - Student/Recent Grad
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Plus Plan is a perfect lower cost option for those with only moderate transaction needs. It also makes a great first bank account for kids, teens or students, offering 25 transactions per month and no monthly fee for these groups.
Plus Plan - Senior
$0
Minimum Balance
$6.95
Monthly Fee
A lower fee plan that is ideal for those with only moderate transaction needs.
Open Account
Open Account
Plus Plan - Senior
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Plus Plan is a perfect lower cost option for those with only moderate transaction needs. It also makes a great first bank account for kids, teens or students, offering 25 transactions per month and no monthly fee for these groups. Requires $3,000 Minimum balance to waive fee.
Plus Plan - Youth
$0
Minimum Balance
$0
Monthly Fee
A lower fee plan that is ideal for those with only moderate transaction needs. Additionally, this account provides free banking for kids, teens and students.
Open Account
Open Account
Plus Plan - Youth
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Plus Plan is a perfect lower cost option for those with only moderate transaction needs. It also makes a great first bank account for kids, teens or students, offering 25 transactions per month and no monthly fee for these groups.
RBC Day to Day Savings
up to 0.01%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Interest increases as balance grows.
Open Account
Open Account
RBC Day to Day Savings
Account Details
Account Type:
Bank/Credit Union Name: RBC
Key Infos
RBC's Day to Day Savings Account is a straightforward savings account that pays interest on every dollar invested, and the rate increases as your balance increases. Account offers up to 0.01% interest at $0 monthly fee.
Scotia US Dollar Daily Interest
up to 0.150%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
A smarter way to save your U.S. dollars .
Open Account
Open Account
Scotia US Dollar Daily Interest
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Scotiabank's US Dollar Daily Interest account offers up to 0.15% interest rate. The account also offers a waiver of its $1.00USD monthly fee when a minimum of $200 daily closing balance is maintained.
Scotia Euro Daily Interest
up to 0.100%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
A smarter way to save Euros .
Open Account
Open Account
Scotia Euro Daily Interest
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Scotiabank's Euro Daily Interest account offers up to 0.100% interest rate. The account also offers a waiver of its €1.00 monthly fee when a minimum of €200 daily closing balance is maintained. Seniors also get to experience €0.00 monthly fee after Seniors' discount.
EQ Savings Plus Account
2.00%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
The account that gives more.
Open Account
Open Account
EQ Savings Plus Account
Account Details
Account Type:
Bank/Credit Union Name: EQ Bank
Key Infos
The EQ Bank Savings Plus Account offers a 2.00% everyday interest rate* with a whole lot of other perks. At $0 minimum balance, the account offers unlimited EFTs, unlimited bills payments, unlimited Interac eTransfers® and ZERO everyday banking fees.
Tangerine Savings Account
0.25%%
Annual Interest Rate
2.50% for 5 months for new clients%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
No minimums, no service charges and no fees with Tangerine Savings Account.
Open Account
Open Account
Tangerine Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Tangerine Savings Account offers high interest of 0.25%. This account also offers no minimums, no service charges and no fees.


Special Offer: Become a new Client and earn 2.50%* interest for the first 5 months** on your first Savings Account, now including US$ and RIF Savings Accounts.
Tangerine Tax-Free Savings Account
0.25%%
Annual Interest Rate
2.50%* for the first 5 months%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
A tax-free savings account with the benefits of a regular savings account.
Open Account
Open Account
Tangerine Tax-Free Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Maximize your savings with a high interest Tangerine Tax-Free Savings Account. You’ll enjoy the same advantages of our regular Savings Account– no minimums, and no service charges or fees while you save with us – with the added benefit of paying no tax on interest you earn or on your withdrawals.

Special Offer: Become a new Client and earn 2.50%* interest for the first 5 months** on your first Savings Account, now including US$ and RIF Savings Accounts.
Tangerine RSP Savings Account
0.25%%
Annual Interest Rate
2.50%* interest for the first 5 months**%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
An RSP savings account with great interest rate.
Open Account
Open Account
Tangerine RSP Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Grow your RSP with a great interest rate and save for your retirement. With no minimums or fees while you save with us, and the ability to set up regular deposits, our RSP Savings Account is a key component of your retirement planning.

Special Offer: Become a new Client and earn 2.50%* interest for the first 5 months** on your first Savings Account, now including US$ and RIF Savings Accounts.
.
Tangerine US$ Savings Account
0.20%%
Annual Interest Rate
2.50%* interest for the first 5 months**%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
US Savings account with great interest.
Open Account
Open Account
Tangerine US$ Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Tangerine's US$ Savings Account offers 0.20% interest rate and for new clients up to 2.50% interest for the first six months. This account also offers no minimums and no fees and charges.

Special Offer: Become a new Client and earn 2.50%* interest for the first 5 months** on your first Savings Account, now including US$ and RIF Savings Accounts.
Tangerine RIF Savings Account
0.30%%
Annual Interest Rate
2.50%* interest for the first 5 months**%
Promotional Interest Rate
$0
Minimum Balance
$0
Monthly Fee
An RIF Savings account with great interest with no minimum charges and fees.
Open Account
Open Account
Tangerine RIF Savings Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Tangerine's RIF Savings Account offers a great interest rate of 0.30%. Like all Tangerine savings account, The RIF Savings Account comes with no minimum balance, no charges and no fees.

Special offer: 2.50%* interest for the first 5 months**
BMO Savings Builder Account
up to 1.600%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
An account for active savers.
Open Account
Open Account
BMO Savings Builder Account
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
BMO's Savings Builder Account is best for active savers. Its base interest is 0.200% is earned even without increasing the balance and earns up to 1.600% as the balance increases.
BMO Smart Saver
0.800%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Perfect for anyone with long-term savings goals.
Open Account
Open Account
BMO Smart Saver
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
BMO's Smart Saver account is perfect for people with long term savings plans. Maximize savings with 0.800% interest and save as much or as little as you’d like each month. You’ll still get the same great interest rate on every dollar in the account, no matter what your balance.
Premium Rate Savings
0.050%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
A savings account that can be integrated with your Chequing account.
Open Account
Open Account
Premium Rate Savings
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
A flexible and convenient account that can be opened together with a chequing account under the same Plan. The Premium Rate Savings account is a great option to help you save while giving you access to your money whenever you need it. If you're an existing BMO Chequing plan owner, you can integrate the U.S. Dollar Premium Rate Savings Account to pay only one monthly fee.
U.S. Dollar Premium Rate Savings Account
0.050%%
Annual Interest Rate
$0
Minimum Balance
$0
Monthly Fee
Best for frequent travelers to the US.
Open Account
Open Account
U.S. Dollar Premium Rate Savings Account
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
BMO's U.S. Dollar Premium Rate Savings Account allows you the flexibility to hold your U.S. dollars until you’re ready to exchange them. If you're an existing BMO Chequing plan owner, you can integrate the U.S. Dollar Premium Rate Savings Account to pay only one monthly fee.
AIR MILES®† Plan - Student
$0
Minimum Balance
$15.95
Monthly Fee
Get AIR MILES Reward Miles with unlimited everyday banking transactions, and add additional accounts at no extra fee.
Open Account
Open Account
AIR MILES®† Plan - Student
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Get AIR MILES®† Reward Miles on your everyday BMO Debit Card purchases with a BMO AIR MILES Chequing Plan. With multiple ways to get Miles, everyday banking has never been this rewarding! Offers Unlimited Transactions per month.
  • 1 Mile per $30 spent on debit purchases
  • N/A Minimum balance to waive fee 
AIR MILES®† Plan - Senior
$0
Minimum Balance
$11.95
Monthly Fee
Get AIR MILES Reward Miles with unlimited everyday banking transactions, and add additional accounts at no extra fee.
Open Account
Open Account
AIR MILES®† Plan - Senior
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Get AIR MILES®† Reward Miles on your everyday BMO Debit Card purchases with a BMO AIR MILES Chequing Plan. With multiple ways to get Miles, everyday banking has never been this rewarding! Offers Unlimited Transactions per month.
  • 1 Mile per $30 spent on debit purchases
  • N/A Minimum balance to waive fee 
AIR MILES®† Plan - Youth
$0
Minimum Balance
$15.95
Monthly Fee
Get AIR MILES Reward Miles with unlimited everyday banking transactions, and add additional accounts at no extra fee.
Open Account
Open Account
AIR MILES®† Plan - Youth
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
Get AIR MILES®† Reward Miles on your everyday BMO Debit Card purchases with a BMO AIR MILES Chequing Plan. With multiple ways to get Miles, everyday banking has never been this rewarding! Offers Unlimited Transactions per month.
  • 1 Mile per $30 spent on debit purchases
  • N/A Minimum balance to waive fee 
Practical Plan - Student
$0
Minimum Balance
$4
Monthly Fee
A low fee chequing account for basic banking needs, including 12 transactions per month
Open Account
Open Account
Practical Plan - Student
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Practical Plan is a low-cost option that offers 12 transactions per month, and only costs $4.00 if that’s all you use. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan.
  • Free Premium Rate savings account
  • N/A Minimum balance to waive fee
Practical Plan - Senior
$0
Minimum Balance
$0
Monthly Fee
A low fee chequing account for basic banking needs, including 12 transactions per month
Open Account
Open Account
Practical Plan - Senior
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Practical Plan is a low-cost option that offers 12 transactions per month for free for a Senior only. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan.
  • Free Premium Rate savings account
  • N/A Minimum balance to waive fee
Practical Plan - Youth
$0
Minimum Balance
$4
Monthly Fee
A low fee chequing account for basic banking needs, including 12 transactions per month
Open Account
Open Account
Practical Plan - Youth
Account Details
Account Type:
Bank/Credit Union Name: BMO
Key Infos
The Practical Plan is a low-cost option that offers 12 transactions per month, and only costs $4.00 if that’s all you use. Enjoy unlimited Interac e-Transfer® transactions and mobile cheque deposit with any BMO plan.
  • Free Premium Rate savings account
  • N/A Minimum balance to waive fee
Ultimate Package
$0
Minimum Balance
$30.95
Monthly Fee
Spend, save, and invest, all from one package
Open Account
Open Account
Ultimate Package
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

Spend, save, and invest, all from one package. No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account

Top features:

  • Unlimited debit transactions & Interac e-Transfer transactions
  • Up to $139 annual fee waiver each year on select credit cards
  • Earn up to 2.10% on your MomentumPLUS Savings Account
  • Unlimited free Global non-Scotiabank ABM withdrawals

You could earn $350 cash when you open an Ultimate Package and switch to Scotiabank.
Ultimate Package - Senior
$0
Minimum Balance
$26.95
Monthly Fee
Spend, save, and invest, all from one package
Open Account
Open Account
Ultimate Package - Senior
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

Spend, save, and invest, all from one package. With Senior's discount. No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account

Top features:

  • Unlimited debit transactions & Interac e-Transfer transactions
  • Up to $139 annual fee waiver each year on select credit cards
  • Earn up to 2.10% on your MomentumPLUS Savings Account
  • Unlimited free Global non-Scotiabank ABM withdrawals

You could earn $350 cash when you open an Ultimate Package and switch to Scotiabank.
Preferred Package
$0
Minimum Balance
$15.95
Monthly Fee
Our most popular features packaged for your everyday banking needs
Open Account
Open Account
Preferred Package
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Our most popular features packaged for your everyday banking needs. No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month.

Top features:

  • Unlimited debit transactions and Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards
  • Earn up to 2.05% on your MomentumPLUS Savings Account
  • Your choice of SCENETM or Scotia Rewards®

You could earn $300 cash when you open a Preferred Package and switch to Scotiabank.
Preferred Package - Senior
$0
Minimum Balance
$11.95
Monthly Fee
Our most popular features packaged for your everyday banking needs.
Open Account
Open Account
Preferred Package - Senior
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Our most popular features packaged for your everyday banking needs. No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month. With Senior's discount.

Top features:

  • Unlimited debit transactions and Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards
  • Earn up to 2.05% on your MomentumPLUS Savings Account
  • Your choice of SCENETM or Scotia Rewards®

You could earn $300 cash when you open a Preferred Package and switch to Scotiabank.
Basic Plus Bank Account
$0
Minimum Balance
$10.95
Monthly Fee
A basic account with value-added features.
Open Account
Open Account
Basic Plus Bank Account
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

A basic account with value-added features. No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Top features:

  • 25 free debit transactions3 per month
  • 10 free Interac e-Transfer transactions per month
Basic Plus Bank Account - Senior
$0
Minimum Balance
$6.95
Monthly Fee
A basic account with value-added features.
Open Account
Open Account
Basic Plus Bank Account - Senior
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

A basic account with value-added features. No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month. With Senior's Discount.

Top features:

  • 25 free debit transactions3 per month
  • 10 free Interac e-Transfer transactions per month
Basic Bank Account
$0
Minimum Balance
$3.95
Monthly Fee
A basic bank account that covers your minimal financial needs
Open Account
Open Account
Basic Bank Account
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
A basic bank account that covers your minimal financial needs.
  • 12 free transactions  per month.
  • 2 free Interac e-Transfer transactions per month.
Basic Bank Account - Senior
$0
Minimum Balance
$0
Monthly Fee
A basic bank account that covers your minimal financial needs
Open Account
Open Account
Basic Bank Account - Senior
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos
Basic Bank Account  offers Senior's Discount. A basic bank account that covers your minimal financial needs. 
  • 12 free transactions  per month.
  • 2 free Interac e-Transfer transactions per month.
Student Banking Advantage® Plan
$0
Minimum Balance
$0
Monthly Fee
A worry-free account matched for student life
Open Account
Open Account
Student Banking Advantage® Plan
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

Student Banking Advantage® Plan offers no monthly fee. A worry-free account matched for student life. Must be currently enrolled full time in a post-secondary institution in Canada or the U.S. (Domestic or International students).

Top Features:

  • Unlimited debit transactions and Interac e-Transfer transactions
  • Earn rewards on debit transactions
  • Winner of Top Student Chequing Account by Ratehub.ca

Sign up today and get up to 5,000 SCENE or Scotia Rewards Points.
Getting There Savings Program for Youth
$0
Minimum Balance
$0
Monthly Fee
Start building healthy financial habits early
Open Account
Open Account
Getting There Savings Program for Youth
Account Details
Account Type:
Bank/Credit Union Name: Scotiabank
Key Infos

Getting There Savings Program for Youth offers no monthly fee.  Must be 18 years old or younger. It's a free paperless or paper statements.

Start building healthy financial habits early.

Top features:

  • Unlimited debit transactions
  • 2 free Interac e-Transfer transactions per month
  • Your choice of SCENE Rewards or Scotia Rewards
  • Earn 0.05% interest on deposits up to $499.99
  • Earn 0.10% interest on deposits of $500 or more
No Fee Daily Chequing Account
$0
Minimum Balance
$0
Monthly Fee
Your money should work as hard as you do. That’s why we offer a no-fee daily Chequing Account that gives you free daily chequing transactions and pays you interest on every dollar in your Account.
Open Account
Open Account
No Fee Daily Chequing Account
Account Details
Account Type:
Bank/Credit Union Name: Tangerine
Key Infos
Experience no-fee daily chequing and earn interest on every dollar in your Account.
  • No fees for daily transactions
  • Free Interac e-Transfer®
  • Free access to 3,500 ABMs
  • Overdraft Protection (requires application)
  • Get your first cheque book of 50 cheques for free. Additional cheque books are just $20 each.
  • Up to 0.65% Interest rate.

Interest rate tiers

If balance is Rate
$0 - $49,999.99 0.15%
$50,000 - $99,999.99 0.55%
$100,000 or more 0.65%