American Express® Aeroplan®* Card Review
New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points
Recommended Credit Score:
740 900
Excellent
$900
Welcome Bonus Value
$120
Annual Fee
-
Purchase Interest Rate
NA
Min Personal Required
American Express® Aeroplan®* Card
My Rate Compass Rating: star star star star star_outline (4.1)
Bank Name:American Express
Network Type:Amex
American Express® Aeroplan®* Card
Welcome Bonus
New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points
Annual Fee
$120
American Express® Aeroplan®* Card
Card Details
American Express® Aeroplan®* Card Review

Welcome bonus offer

  • New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points:
  • Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. That could add up to 30,000 Aeroplan points
  • Plus, you can also earn 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership
  • That’s up to $900 or more in value when you combine your welcome bonus points and card benefits

 Earn Points You Can Use On Your Next Trip

  • Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
  • Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  • Standard Earn Rate: Earn 1X the points on everything else
  • Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card

Earn Points Faster. Reward Yourself Sooner.

  • As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
  • American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities,
  • Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
  • 24/7 Customer Service and Emergency Card Replacement
  • As part of their commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
  • No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*


* American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


Insurance
  • Priority airport services Yes
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $120
  • Additional Card Fee: $50
  • Purchases Interest Rate: -%
  • Cash Advance Interest Rate: -%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
740 900
Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.1)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

 

     Make every travel experience one to remember with Air Canada benefits.
  • Travel lightly with a free checked bag
    You and up to eight companions travelling on the same reservation will enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight4
  • Reach Aeroplan EliteTM* Status Faster
    As the Basic Cardmember, you will earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your American Express Aeroplan Card5


    Travel Coverage

     
    • Baggage Delay Insurance
    • Hotel Burglary Insurance
    • Car Rental Theft and Damage Insurance
    • $500,000 Travel Accident Insurance
    • Travel Emergency Assistance
             Flight Delay Insurance
Editor's Review

American Express Aeroplan Card

The American Express Aeroplan Card is a charge card that allows users to also collect points towards the Aeroplan loyalty program. Check out the features of the credit card below.

Rewards

The Aeroplan Card allows users to earn points towards Air Canada’s Aeroplan loyalty program. With this credit card, you will earn points at the following rates:

  • Earn 2 points per dollar spent on Air Canada and Air Canada Vacations
  • Earn 1.5 points per dollar spent on dining and food delivery in Canada
  • Earn 1 point per dollar spent elsewhere

Currently, there is a welcome bonus for this credit card of up to 50,000 Aeroplan®* Points.New American Express® Aeroplan®* Cardmembers can earn up to $900 in value within your first year and a bonus Buddy Pass:

 

Fees

Before applying for the Aeroplan Card, you should be mindful of the fees. Below is a list of fees that are associated with this credit card.

  • Annual fee: $120
  • Interest rate: 30%*
  • Additional cards: $50 each

* Note: This credit card is a charge card which means the balance must be paid in full each month. If the balance is not paid in full, interest will be charged.

Other Features

Given that the Aeroplan Card is a travel-based credit card, it comes with an array of travel perks. Below are some additional benefits that come with this card.

  • Your first checked bag is free on Air Canada flights for up to 9 people.
  • Earn Aeroplan Elite Status faster.
  • No pre-set spending limit.
  • Access to AMEX special offers including Front Of The Line and exclusive experiences.
  • Travel insurance coverage.
  • Purchase protection and extended warranty.

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.

 

Compare Credit Cards
Compare credit cards side by side and choose the best option to maximize cash back, rewards, pay down debt, and save money on interest.
Help me Select a Credit Card
Find the credit card that is right for your needs and lifestyle by using our free credit card selector tool.