American Express AIR MILES Credit Card Review
Earn a Welcome Bonus of 500 AIR MILES Reward Miles
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
American Express  AIR MILES  Credit Card
My Rate Compass Rating: star star star star star_outline (4.2)
Bank Name:American Express
Network Type:Amex
American Express AIR MILES Credit Card
Welcome Bonus
Earn a Welcome Bonus of 500 AIR MILES Reward Miles
Annual Fee
$0
American Express  AIR MILES  Credit Card
Card Details
WELCOME BONUS OFFER New American Express AIR MILES Credit Card Cardmembers, earn a bonus of 500 AIR MILES Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.

ALL THE WAYS TO EARN Enjoy an earn rate of 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors and 1 Reward Mile for every $20 in Card purchases everywhere else.

INSIDER ACCESS Designed for American Express AIR MILES Cardmembers, Insider Access sends hundreds of lucky contest winners to see their favourite artists live in concert, and other special offers. You too can join the fun!

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicule rental insurance No
  • Travel accident insurance Yes
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.2)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

OPTIONAL BALANCE TRANSFER OFFER FOR NEW CARDMEMBERS Enjoy an interest rate of 1.99% in first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee for this offer.
Editor's Review

To start off on the right foot, American Express will give you 500 Air Miles when you spend $500 or more within the first three months of owning the card. This is quite an achievable spending requirement for most! After the promotion ends, you’ll earn one Air Mile for every $15 spent on sponsors of Air Miles and one Air Mile for every $20 spent elsewhere. Lastly, card holders earn an additional 500 Air Miles when they refer someone to the credit card.

 

If you’re aiming to eliminate some credit card debt, American Express offers a promotional balance transfer rate of 1.99% for the first six months. Not only will the low interest rate reduce the money you spend on bank charges, the six-month period will give you a clear timeline to eliminate your debt.

 

Air Miles can be redeemed on flights and a wide range of other rewards including sports tickets, electronics, other travel items and much more. Essentially anything for sale in an Air Miles store can be purchased using your points, so long as you have earned enough points of course!

 

On top of the Air Miles benefits, card holders will also reap the benefits of banking with AMEX. This includes purchase protection, Insider Access, travel accident insurance, extended warranty, Front of the Line advance ticket purchases and reserved seating. All of this comes with no annual fee and no income requirements!

 

On the other hand, American Express can be a challenging credit card to rely on 100% of the time because it is not as commonly accepted as Visa or Mastercard. Whether you’re travelling or running errands on the weekend, your AMEX may not always be accepted.

 

All in all, the Air Miles American Express card is a fantastic choice, especially if you’re already invested in the Air Miles loyalty program. Even if you aren’t, this AMEX card is ideal if you’re trying to eliminate some debt through a balance transfer or would like to take advantage of American Express customer benefits. Either way, this credit card has something to offer for everyone!

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