ALL THE WAYS TO EARN Enjoy an earn rate of 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors and 1 Reward Mile for every $20 in Card purchases everywhere else.
INSIDER ACCESS Designed for American Express AIR MILES Cardmembers, Insider Access sends hundreds of lucky contest winners to see their favourite artists live in concert, and other special offers. You too can join the fun!
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
Yes
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Travel medical insurance
No
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 20.99%
- Cash Advance Interest Rate: 21.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
OPTIONAL BALANCE TRANSFER OFFER FOR NEW CARDMEMBERS Enjoy an interest rate of 1.99% in first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee for this offer.
To start off on the right foot, American Express will give you 500 Air Miles when you spend $500 or more within the first three months of owning the card. This is quite an achievable spending requirement for most! After the promotion ends, you’ll earn one Air Mile for every $15 spent on sponsors of Air Miles and one Air Mile for every $20 spent elsewhere. Lastly, card holders earn an additional 500 Air Miles when they refer someone to the credit card.
If you’re aiming to eliminate some credit card debt, American Express offers a promotional balance transfer rate of 1.99% for the first six months. Not only will the low interest rate reduce the money you spend on bank charges, the six-month period will give you a clear timeline to eliminate your debt.
Air Miles can be redeemed on flights and a wide range of other rewards including sports tickets, electronics, other travel items and much more. Essentially anything for sale in an Air Miles store can be purchased using your points, so long as you have earned enough points of course!
On top of the Air Miles benefits, card holders will also reap the benefits of banking with AMEX. This includes purchase protection, Insider Access, travel accident insurance, extended warranty, Front of the Line advance ticket purchases and reserved seating. All of this comes with no annual fee and no income requirements!
On the other hand, American Express can be a challenging credit card to rely on 100% of the time because it is not as commonly accepted as Visa or Mastercard. Whether you’re travelling or running errands on the weekend, your AMEX may not always be accepted.
All in all, the Air Miles American Express card is a fantastic choice, especially if you’re already invested in the Air Miles loyalty program. Even if you aren’t, this AMEX card is ideal if you’re trying to eliminate some debt through a balance transfer or would like to take advantage of American Express customer benefits. Either way, this credit card has something to offer for everyone!
American Express Cobalt® Credit Card review 2023
Welcome Offer:|
Earn up to 30,000 Membership Rewards® points* • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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Earn AIR MILES®* Reward Miles
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Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxis) in Canada2
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Earn 1 Mile for every $10 in Card purchases everywhere else2
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New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That’s enough to redeem for $200 towards your purchases with AIR MILES®* Cash
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Scotiabank American Express® Card review
Earn up to 12,000 bonus Scene+™ points in your first year (that's up to $120 towards travel) - Offer ends April, 30 2023
Great reasons to get this card for your everyday purchases
Book travel and redeem easily
Use your Card and book travel through Scotia Rewards Travel Service, a full-service travel agency.
Redeem for travel anywhere, anytime, with no travel restrictions
Enjoy benefits
Access to special offers, merchandise, rewards and more
Peace of mind for every trip
Travel without worry with our travel insurance package
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook and earns rewards with the American Express Cobalt credit card.
