American Express Essential Credit Card Review
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Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
8.99%
Purchase Interest Rate
NA
Min Personal Required
American Express Essential  Credit Card
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My Rate Compass Rating: star star star star star_outline (4)
Bank Name:American Express
Network Type:Amex
American Express Essential Credit Card
Welcome Bonus
Annual Fee
$0
American Express Essential  Credit Card
Card Details

For the bigger things in life, choose something small.

ADVANCED & RESERVED TICKET ACCESS, SPECIAL OFFERS, AND EXPERIENCES

American Express Invites including Front Of The Line opens the door to great music, theatre, dining, film, fashion and shopping experiences.

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicle rental insurance No
  • Travel accident insurance Yes
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 8.99%
  • Cash Advance Interest Rate: 8.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Optional Balance Transfer Offer

Enjoy a special 1.99% introductory interest rate on Balance Transfers for the first 6 months if you choose to transfer your other credit card balances to this American Express card

Front Of The Line Advance Access

Cardmembers can purchase Front Of The Line presale tickets or make Front Of The Line reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.

Front Of The Line Reserved Tickets

During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line tickets from a block of great seats reserved exclusively for American Express.

Editor's Review

With an interest rate of 8.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time.