Card Details
This card is no longer offered by BMO.
Get 1 reward mile for every $20 in credit card purchases.
Spend $500 monthly on card purchases
Earn 300 Miles annually
Redeem 95 Cash Miles = $10
Flights start at 1200 Dream Miles
Insurance
-
Priority airport services
No
-
Airport lounge access
No
-
Concierge service
No
-
Balance protection(Optional)
No
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
No
-
Vehicle rental insurance
No
-
Travel accident insurance
No
-
Travel medical insurance
No
Fees and Eligibility
Fees
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
Eligibility
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Recommended Credit Score:
670
900
Average to Excellent
Our Rating
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
SPC discounts from 10% to 15% at hundreds of your favourite stores
exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
more Miles when you also use your Collector Card at AIR MILES partners
purchase protection and extended warranty on most items bought with your card
Editor's Review
Great credit card for those who like to earn and redeem AIR MILES
.

