Card Details
						This card is no longer offered by BMO.
Get 1 reward mile for every $20 in credit card purchases.
Spend $500 monthly on card purchases
Earn 300 Miles annually
Redeem 95 Cash Miles = $10
Flights start at 1200 Dream Miles
Insurance
						- 
											
																									
	
																								Priority airport services											
											
												No											
										 - 
											
																									
	
																								Airport lounge access											
											
												No											
										 - 
											
																									
	
																								Concierge service											
											
												No											
										 - 
											
																									
	
																								Balance protection(Optional)											
											
												No											
										 - 
											
																									
	
																								Purchase Security & Extended Protection Insurance											
											
												Yes											
										 - 
											
																									
	
																								Flight delay insurance,Baggage Insurance											
											
												No											
										 - 
											
																									
	
																								Vehicle rental insurance											
											
												No											
										 - 
											
																									
	
																								Travel accident insurance											
											
												No											
										 - 
											
																									
	
																								Travel medical insurance											
											
												No											
										 
Fees and Eligibility
						Fees
									- Annual Fee: $0
 - Additional Card Fee: $0
 - Purchases Interest Rate: 19.99%
 - Cash Advance Interest Rate: 22.99%
 
Eligibility
																											
																		
									- You're a Canadian resident
 - You've reached the age of majority in your province or territory
 
Recommended Credit Score:
								
											670
																							900
																					
									
									Average to Excellent
																		
																	Our Rating
						
								Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
							
							
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						Pros and Cons
						SPC discounts from 10% to 15% at hundreds of your favourite stores
exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
more Miles when you also use your Collector Card at AIR MILES partners
purchase protection and extended warranty on most items bought with your card
Editor's Review
						Great credit card for those who like to earn and redeem AIR MILES
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