Card Details
This card is no longer offered by BMO.
Get up to 5 percent cash back in your first 3 months.
Get 1 percent cash back on all credit card purchases
Spend $500 monthly on card purchases
Earn $60 cash back annually
Insurance
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Priority airport services No
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Airport lounge access No
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Concierge service No
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Balance protection(Optional) No
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Purchase Security & Extended Protection Insurance Yes
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Flight delay insurance,Baggage Insurance No
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Vehicle rental insurance Yes
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Travel accident insurance Yes
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Travel medical insurance Yes
Fees and Eligibility
Fees
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
Eligibility
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Recommended Credit Score:
670
900
Average to Excellent
Our Rating
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Exclusive SPC discounts from 10% to 15% at hundreds of your favourite stores
Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
Purchase protection and extended warranty on most items bought with your card
Editor's Review
Great student credit card with exclusive SPC discounts
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