BMO SPC CashBack Mastercard Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
BMO SPC CashBack Mastercard
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:BMO
Network Type:Mastercard
BMO SPC CashBack Mastercard
Welcome Bonus
Annual Fee
BMO SPC CashBack Mastercard
Card Details

This card is no longer offered by BMO.

Get up to 5 percent cash back in your first 3 months.

Get 1 percent cash back on all credit card purchases

Spend $500 monthly on card purchases

Earn $60 cash back annually

  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Exclusive SPC discounts from 10% to 15% at hundreds of your favourite stores

Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals

Purchase protection and extended warranty on most items bought with your card

Editor's Review
Great student credit card with exclusive SPC discounts