Card Details

Bank Name: BMO
Network Type: Mastercard
Card Type: Student
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

BMO SPC CashBack Mastercard Review

Welcome Bonus:
BMO SPC CashBack Mastercard snapshot

This card is no longer offered by BMO.

Get up to 5 percent cash back in your first 3 months.

Get 1 percent cash back on all credit card purchases

Spend $500 monthly on card purchases

Earn $60 cash back annually

BMO SPC CashBack Mastercard Rewards
BMO SPC CashBack Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
BMO SPC CashBack Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

BMO SPC CashBack Mastercard FAQs

Other Recommended Credit Cards


Exclusive SPC discounts from 10% to 15% at hundreds of your favourite stores

Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals

Purchase protection and extended warranty on most items bought with your card


Editor`s Review:

Great student credit card with exclusive SPC discounts

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review


Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.