Tangerine Money-Back Credit Card Review 2022

Special Offer:

Life’s back in session. Enjoy it with an extra 15% back.*

Apply for a Tangerine Money-Back Credit Card by September 30th, 2022 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*

Balance transfer offer:

During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months^†.(with a 1% fee) 

Earn 2% Money-Back Rewards on purchases in up to 3 categories of your choice with the Tangerine Money-Back Credit Card, and 0.50% Money-Back Rewards on all other purchases.

• 2% Rewards in your chosen categories

• Get 0.50% money back on all other everyday purchases.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your everyday spending.

Optimizing your 2% Money-Back Categories to suit your everyday spending has never been easier. Choose your categories to earn the most money back.

Tangerine Money-Back Credit Card 2% Cash Back Categories:

• • • Grocery
    • Furniture
    • Restaurants
    • Hotel-Motel
    • Gas
    • Recurring Bill Payments
    • Drug Store
    • Home Improvement
    • Entertainment
    • Public Transportation and Parking

Tangerine Money-Back Credit Card Fees:

• Annual: $0
• Balance transfer: 3% with $5 minimum
• Cash advance: $3.50 inside Canada, $5 outside Canada, plus 19.95% interest on overdue amounts
• Foreign transaction: 2.5% per transaction
• Missed or late payments: increased interest rates to 24.95% on all purchases
• Over limit: $25 (Tangerine does not allow you to go over your limit unless the transaction was pre-approved)

Earn 2% Money-Back Rewards on your everyday purchases in up to 4 Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases

Tangerine Money-Back Credit Card Rewards Features

• Get 0.50% money back on all other everyday purchases.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

      hange your 2% Money-Back Categories to suit your everyday spending.


Tangerine Money-Back Credit Card Insurance

American Express Cobalt^® Credit Card review

Welcome Offer:

Earn up to 30,000 Membership Rewards® points* In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year 30,000 points is enough for: $300 in statement credits redeemed towards any eligible purchases charged to your Card or $225 in Amex Prepaid Cards • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences. American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

HSBC +Rewards™ Mastercard® review

Welcome offer

Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year ($25 value). Must apply by October 31, 2022. Conditions apply.

o Earn 30,000 points* when you spend $2,000 within 6 months of account opening ($150 travel value)
o Earn 5,000 points*when you start your application online ($25 travel value)
o First year annual fee rebate for the primary cardholder* ($25 value)

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).