Card Details

Bank Name: American Express
Network Type: Amex
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4.3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 21.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Choice Card from American ExpressTM Review

Welcome Bonus: Earn 10,000 Membership Rewards® points
Apply Now On American Express's Secure Website
Choice Card from American ExpressTM snapshot
Choice Card from American Express™ Review


New Choice Card from American ExpressTM   Cardmembers, earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership

Earn 1 point for every $1 in Card purchases.3

Earn Points

Get rewarded on things you love.
  • Earn 1x the points on Card purchases3
Redeem Points

With your Choice Card from American ExpressTM, you can redeem your points for great rewards.
  • From groceries, streaming services, eats & drinks to travel – you can redeem your points towards eligible Card purchases


Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (Eligible travel purchases: 1,000 points = $10 statement credit. All other eligible purchases: 1,000 points = $7 statement credit).5

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Choice Card from American ExpressTM Rewards
Choice Card from American ExpressTM Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Choice Card from American ExpressTM User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Choice Card from American ExpressTM FAQs



With American Express® Experiences and Front Of The Line®, American Express Cardmembers get exclusive access to amazing events in Canada.4

Entertainment Access

  • American Express® Experiences – Presale Ticket Access
  • American Express® Experiences – Reserved Ticket Access
  • Front Of The Line® E-Updates
  • American Express® Experiences – Cardmember Offers and Events
  • Special Access for all Cardmembers

Editor`s Review:

American Express - Choice Card

The American Express Choice Card is a points card that comes with a variety of benefits. Members receive points on every purchase and can redeem them for bill credits, gift cards, travel purchases, and eligible purchases on The card also includes special access to concerts, dining, and other experiences. As with all American Express cards, the Choice Card comes with 24/7 access to customer care, fraud protection, and emergency card replacements when needed.

Features and Benefits of the Choice Card

  • Welcome bonus: Earn 10,000 Bonus Membership Rewards® points when you charge $1,000 in purchases to your Card in your first three months of Cardmembership
  • Cardholders earn one Membership Reward point for every $1 spent with the card
  • Points can be redeemed toward eligible card purchases, such as groceries, dining out, and streaming services
  • Front of the Line ticket access for concerts, dining, film, and other experiences with American Express Invites

Pros and Cons of the Choice Card



  • No annual fees
  • Potential to earn 10,000 Membership Reward points
  • Points can be redeemed towards eligible purchases to reduce credit card bill
  • Early access to concerts and other events
  • No travel insurance included with this card
  • Amex isn't accepted as widely as Visa and Mastercard

The Takeaway

The American Express Choice Card is a simple, day-to-day credit card that's ideal for consumers who are after a card without annual fees. Its Membership Rewards program is a great benefit that shows appreciation for cardholders by providing access to the rewards they want most in return for using their card. While the 10,000 point bonus is a major selling point for this card, it's important for new cardholders to keep in mind that they need to spend $1,000 in the first three months to qualify for this benefit.


Apply Now On American Express's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.