My Rate Compass

Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $120
Additional Card Fee: $0
Purchases Interest Rate: 12.99%
Cash Advance Interest Rate: 14.5%


Personal Income Required: $35000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC Aerogold Visa Card for Business Review

Welcome Bonus: Get up to 35,000 Aeroplan Miles!
CIBC Aerogold Visa Card for Business snapshot

CIBC Aerogold® Visa* Card for Business review

Better your business life

Manage credit flow at competitive interest rates while earning Aeroplan? Miles and prime airport experiences

Get up to 35,000 Aeroplan Miles Welcome Bonus

Use them for business trips or dream destinations!

Add cardholders to earn miles faster

Get up to 9 additional cards to consolidate business expenses

Accelerate your Aeroplan Miles

Collect miles at premium rates

1.5 miles

for every $1 spent on airlines, hotels, car rental agencies, travel agencies and gas stations

1 mile

for every $1 spent on all other purchases

Earn miles twice

at over 150 Aeroplan Partners and 100+ online retailers

CIBC Aerogold Visa Card for Business Rewards
CIBC Aerogold Visa Card for Business Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
CIBC Aerogold Visa Card for Business User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Aerogold Visa Card for Business FAQs

Other Recommended Credit Cards


Extra protection on new purchases

Get protection for office equipment and other card purchases, auto rental and more

Unwind before your flight

Get a One-time Guest Access Benefit pass to an Air Canada Maple Leaf Lounge once per year

Use miles for more

Redeem Aeroplan Miles to cover taxes, fees and surcharges associated with your flight reward

Use miles for more

Redeem Aeroplan Miles to cover taxes, fees and surcharges associated with your flight reward

Editor`s Review:

Business owners who want to benefit from a low-interest rate can capitalize on the perks and benefits offered by the CIBC Aerogold® Visa* Card for Business. You can add up 9 other cards to your Aerogold account to earn points faster and consolidate your business expenses.


To get your hands on this unique card, you need a minimum income of $35k a year, plus pay an annual fee of $120. The welcome bonus consists of 35,000 Aeroplan miles and a first-year fee rebate.


This card offers you a wide range of benefits, ranging from flight rewards and priority boarding & check-in to guess access benefit pass and Maple Leaf lounge access once a year. You can also get great rewards and a wide range of insurance, including trip interruption & cancellation, flight delay and baggage insurance.


However, what really sets this card apart from others is the great interest rate, which goes as low as 12.99% for purchases and 14.50% for cash. You can take advantage of the low interest to consolidate your debt and pay less for travel-related purchases.

Here are additional advantages that a small business credit card can offer your business to help it grow and be profitable.

Manage business expenses
Earn rewards for your business spend
Build credit for your business
Simplicity of recordkeeping and reporting, especially around tax time
Maintain control over spending

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).