Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.5)


Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC Aerogold® Visa* Card for Business Plus Review

Welcome Bonus: Earn up to 35,000 Aeroplan® Miles
CIBC Aerogold® Visa* Card for Business Plus snapshot

CIBC Aerogold® Visa* Card for Business Plus Review

Earn up to 35,000 Miles

That’s enough for 2 short-haul round trip flights in Economy class within Canada or between Canada and the continental U.S.

Maximize Rewards

No blackout periods, no restrictions. Combine your business and personal Miles to earn rewards faster.

Manage Business Risk

Manage business spending with Visa Payment Controls and track expenses through customized Visa Business

Earn miles twice

at more than 150 Aeroplan Partners and 100+ online retailers

1.5 miles

For every $1 spent on airlines, hotels, car rental agencies, travel agencies, gas stations

1 mile

For every $1 spent on all other purchases

CIBC Aerogold® Visa* Card for Business Plus Rewards
General cash back earn rate
Categories cash back earn rate
CIBC Aerogold® Visa* Card for Business Plus Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
CIBC Aerogold® Visa* Card for Business Plus User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Aerogold® Visa* Card for Business Plus FAQs

Other Recommended Credit Cards


Air Canada® benefits

Enjoy priority check-in and boarding and complimentary first checked bag, when travelling on Aeroplan Flight Rewards operated by Air Canada Air Canada Rouge® or under the Air Canada Express® banner.


Unwind before your flight

Get a One-time Guest Access Benefit pass, to an Air Canada Maple Leaf™ Lounge once per year when travelling on Aeroplan Flight Rewards operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner.


Travel the globe

Use your miles to fly to 1,300+ destinations in 190+ countries with Air Canada and its global network of more than 25 partner airlines.


Editor`s Review:

This card is quite similar to its younger brother, the CIBC Aerogold® Visa* Card for Business. However, it has a regular interest rate and costs less a year, only $120. It also allows you to add up to 15 cards to your contract by paying $50 for each extra card.


This credit card for business owners is perfect if you want to stay in control of your expenses and enable your employees to collect their points in the same account. You can also combine this business card with your personal Aerogold account to maximize the rewards and earn rewards at a faster rate.


When travelling with Air Canada, you can enjoy priority boarding and a free checked-in bag. Additionally, you can unwind before one flight of your choice in the Maple Leaf lounge, a spectacular place for relaxation.


The CIBC Aerogold® Visa* Card for Business Plus comes with valuable insurance, ensuring that you or your employees are protected against accidents, theft, baggage loss, flight delay or trip interruption. You can also capitalize on purchase insurance and get 35,000 Aeroplan miles when signing up, plus a free first year.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.