Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.8)

Fees

Annual Fee: $120
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC Aerogold® Visa Infinite* Card Review

Welcome Bonus: Earn up to 35,000 Aeroplan® Miles
 
CIBC Aerogold® Visa Infinite* Card snapshot

CIBC Aerogold® Visa Infinite* Card review



Earn up to 35,000 Aeroplan® Miles†

Get 20,000 Miles after your first purchase. Plus, get a 15,000 Aeroplan® Mile anniversary bonus when you spend at least $10,000 in your first year.

 Plus, get a first-year annual fee rebate!

 

Earn more miles. Earn more flights.Accelerate your Aeroplan Miles

 

1.5 miles

for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases6

 

1 mile

for every $1 spent on all other purchases

 

Earn miles twice

at over 150 Aeroplan Partners and 100+ online retailers

CIBC Aerogold® Visa Infinite* Card Rewards
General cash back earn rate
1
Categories cash back earn rate
1
CIBC Aerogold® Visa Infinite* Card Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
Yes
Vehicule rental insurance
Yes
Travel accident insurance
Yes
Travel medical insurance
Yes
CIBC Aerogold® Visa Infinite* Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Aerogold® Visa Infinite* Card FAQs
 

Other Recommended Credit Cards

Advantages:


Air Canada® benefits

Get priority airport services and lounge access when using an Aeroplan Flight Reward on flights operated by Air Canada

 

Comprehensive insurance benefits

Get coverage for out-of-province medical, trip cancellation or interruption and auto rental collision or damage

 

Editor`s Review:


 

With an average $120 annual fee and a minimum annual income of $60k (or $100k per household), you can become the happy owner of the CIBC Aerogold® Visa Infinite* Card. The welcome offer is simply exceptional, as CIBC offers you 35,000 Aeroplan miles and a free year.

 

The features are pretty standard, as you'll get 1.5 points per $1 spent on gas & on the aircanada.com website, and only 1 point for $1 spent on anything else. You also get priority boarding, a one-time annual pass at the Maple Leaf Lounge, travel insurance, purchase security and extended warranties.

 

However, this card shines due to its practicality. You can use it to set additional limits on other cards, reach the Aeroplan silver, black or diamond status, and also get bonus miles. When travelling with Air Canada, you can use this card to benefit from additional perks, such as priority check-in, quick boarding, free bag, and others.

 

In terms of coverage, you gain access to trip cancellation, out-of-province medical insurance, and even auto collision damage. With this card, you are protected, no matter where you are travelling on the globe.

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.