My Rate Compass

Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Personal

Fees

Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

Personal Income Required: $15000
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Poor / No Credit
Fair / Average
Good / Excellent

CIBC Dividend Platinum

Welcome Bonus: Get 5% cash back on all purchases for 4 statements up to a total spend of $3,000 for new cardholders
 
CIBC Dividend Platinum snapshot

CIBC Dividend Platinum® Visa* Card review



4% cash back on gas and grocery purchases

Get 1% cash back on everything else

Get maximum rewards

No limit on the total cash back you can earn

 

CIBC Dividend Platinum Rewards
CIBC Dividend Platinum Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
Yes
Travel medical insurance
Yes
CIBC Dividend Platinum User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 0 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Dividend Platinum FAQs
 

Other Recommended Credit Cards

Advantages:

Extra protection on new purchases

Double the manufacturer's original warranty up to one year on most of your purchases

Auto Rental Collision and Loss Damage Insurance

$500,000 Common Carrier Accident Insurance

 

Editor`s Review:

This card is similar to its older brother, the Dividend® Visa Infinite* Card. It offers you the same 4% back on gas and groceries, first-year annual fee rebate, and no limit in the number of rewards you can collect. Additionally, it costs $99 a year and has a standard interest rate of 19.99% for purchases and 22.99% for cash.

 

However, the CIBC Dividend Platinum® Visa* Card can be acquired by anyone who makes over $15k a year in revenue. As an extra welcome bonus, you can get 10% cashback for your first 4 months if you add a recurring bill to your account.

 

This unique card comes with purchase insurance, extended warranty, $500,000 coverage when travelling abroad, low-interest financing plans and multiple security features. You can add a whole new year of insurance to the manufacturer's warranty and protect your items against theft during the first 90 days post-purchase.

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review