Card Details

Bank Name: CIBC
Network Type: VISA
Card Type: Student
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (2.1)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

CIBC Dividend Visa Card for Students Review

Welcome Bonus:
CIBC Dividend Visa Card for Students snapshot

CIBC Dividend® Visa* Card for Students review


The CIBC Dividend Visa Card For Students Gets You Cash Back For Everyday Purchases For No Annual Fee!


  • 2% Cash Back On Grocery Store Purchases


  • Get Up To 1% Cash Back On Everything Else


  • Earn Maximum Rewards


  • No Limit On The Total Cash Back You Can Earn
CIBC Dividend Visa Card for Students Rewards
CIBC Dividend Visa Card for Students Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
CIBC Dividend Visa Card for Students User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 2 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

CIBC Dividend Visa Card for Students FAQs

Other Recommended Credit Cards


Transfer your credit card balance and save big on interest

Get 0% Interest For Up To 10 Months With A 1% Transfer Fee

2% : On Your First $6,000 In Net Annual Grocery Purchases

0.5% Cash Back On Your First $6,000 In All Other Annual Purchases

1% Cash Back On All Other Annual Purchases Over $6,000


Editor`s Review:

The CIBC Dividend® Visa* Card for Students is a modern cash back card for students that comes for free. With it, you can get 2% back on grocery store purchases and 1% back on everything else. Additionally, you can get 25$ back right after the first purchase.


This dividend card is specially tailored to the needs of modern students, who love to travel a lot but also want to save money when making daily purchases. You can take advantage of the no annual fee and decent cashback to grow your earnings. Additionally, gain the free SPC membership and capitalize on discounts at over 450 partner brands online or in-store.


With this card, you can also get purchase insurance and extended warranty. The CIBC Dividend® Visa* Card for Students gives you $100k insurance when you travel, optional medical travel insurance, fraud alerts, tap & pay, enhanced security, and free additional cards.


Get this card if you want to get special discounts and enjoy a decent cashback policy without having to pay anything or spend money on extra services.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.