Desjardins Student Cashback Visa review
Card features you'll like the most Card image personalization Show your colours by using the photo of your choice.
Cash back Earn on your everyday purchases.
Free access to your credit report Get free access to your online credit report and credit score from TransUnion (for cardholders between 18 and 25 years old).
Travel Insurance For the first 3 days of your trips.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
NO
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Flight delay insurance,Baggage Insurance
No
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Vehicule rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
Yes
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
No transaction fees Visa payWave contactless technology Verified by Visa
Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 10% off Hertz weekend, weekly or monthly rental rates on all car classes 5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates.
Despite the regular interest rate of 19.99%, this card is simply exceptional for students thanks to the numerous perks. As a student, you'll pay nothing for the Desjardins Student Cashback Visa, but you'll get up to 1% back for all your purchases. You also get insurance for your mobile devices, accord D financing and purchase protection.
You can receive up to $2,500 in cash anytime, anywhere in the world. This is an enormous benefit, especially for students who need to enjoy cash instantly. In terms of perks, this card offers you quick & easy integration with mobile wallets, travel assistance service, 3-day coverage for short trips, car rental discounts and even card personalization.
You can literally select a photo you love and have it displayed on the front of your card. This is a great benefit, especially for Gen Z students who love personalization and want to stay in control of their things.
Even if this card is not offering spectacular features, let's keep in mind that it costs nothing and offers good cash advances, quickly. The Desjardins Student Cashback Visa is definitely a card to hold in your wallet if you're a student in 2020.
- A student credit card is a good way to build your credit history and learn good credit habits.
- A credit card can build your credit rating as a student which will help you qualify for other lending product after graduation.
- You can financially prepare for university and beyond with a credit card specifically designed to meet your student needs.
- Use your credit card responsibility and always charge what you can afford to pay.
- Search, compare and choose a credit card that suits your budget, lifestyle and financial needs.
Special Offer:
Life’s back in session. Enjoy it with an extra 10% back.*
Apply for a Tangerine Money-Back Credit Card by July 31, 2022 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Balance transfer offer:
During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months†.(with a 1% fee)
Earn 2% Money-Back Rewards on purchases in up to 3 categories of your choice with the Tangerine Money-Back Credit Card, and 0.50% Money-Back Rewards on all other purchases.
- 2% Rewards in your chosen categories
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Get 0.50% money back on all other everyday purchases.
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Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
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No limit on the amount of Money-Back Rewards you can earn.
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Change your 2% Money-Back Categories to suit your everyday spending.
Optimizing your 2% Money-Back Categories to suit your everyday spending has never been easier. Choose your categories to earn the most money back.
Tangerine Money-Back Credit Card 2% Cash Back Categories:
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- Grocery
- Furniture
- Restaurants
- Hotel-Motel
- Gas
- Recurring Bill Payments
- Drug Store
- Home Improvement
- Entertainment
- Public Transportation and Parking
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Tangerine Money-Back Credit Card Fees:
- Annual: $0
- Balance transfer: 3% with $5 minimum
- Cash advance: $3.50 inside Canada, $5 outside Canada, plus 19.95% interest on overdue amounts
- Foreign transaction: 2.5% per transaction
- Missed or late payments: increased interest rates to 24.95% on all purchases
- Over limit: $25 (Tangerine does not allow you to go over your limit unless the transaction was pre-approved)
Earn 2% Money-Back Rewards on your everyday purchases in up to 4 Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases
Tangerine Money-Back Credit Card Rewards Features
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Get 0.50% money back on all other everyday purchases.
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Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
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No limit on the amount of Money-Back Rewards you can earn.
hange your 2% Money-Back Categories to suit your everyday spending.
Tangerine Money-Back Credit Card Insurance
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Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $0).
Great reasons to get this card for your everyday purchases
Gas Stations
1%
Grocery Stores
1%
Drug Stores
1%
Recurring Bill Payments
1%
Plus earn 0.5% cash back on all other eligible purchases.
Tangerine World Mastercard Review 2022
Special Offer:
Get an extra 10% back* on everyday purchases.
Apply for a Tangerine World Mastercard® by July 31, 2022 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
