Desjardins Student Cash Back Visa

Card Details

Bank Name: DesJardins
Network Type: VISA
Card Type: Student
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.8)

Fees

Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Desjardins Student Cash Back Visa Review

Welcome Bonus:
 
Desjardins Student Cash Back Visa snapshot

Desjardins Student Cashback Visa review



Card features you'll like the most Card image personalization Show your colours by using the photo of your choice.

Cash back Earn on your everyday purchases.

Free access to your credit report Get free access to your online credit report and credit score from TransUnion (for cardholders between 18 and 25 years old).

Travel Insurance For the first 3 days of your trips.
Desjardins Student Cash Back Visa Rewards
Desjardins Student Cash Back Visa Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
NO
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
Yes
Desjardins Student Cash Back Visa User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

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Desjardins Student Cash Back Visa FAQs
 

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Advantages:

Other features Better security through chip technology 21-day grace period to pay your bill without incurring credit charges

No transaction fees Visa payWave contactless technology Verified by Visa

Get a discount on short-term car rentals at participating Hertz locations worldwide. Canada and the U.S. (at participating locations) 10% off Hertz weekend, weekly or monthly rental rates on all car classes 5% off Hertz daily rental rates on all car classes Outside Canada and the U.S. (at participating locations) 10% off Hertz "Affordable Europe" rates.
 

Editor`s Review:


Despite the regular interest rate of 19.99%, this card is simply exceptional for students thanks to the numerous perks. As a student, you'll pay nothing for the Desjardins Student Cashback Visa, but you'll get up to 1% back for all your purchases. You also get insurance for your mobile devices, accord D financing and purchase protection.

 

You can receive up to $2,500 in cash anytime, anywhere in the world. This is an enormous benefit, especially for students who need to enjoy cash instantly. In terms of perks, this card offers you quick & easy integration with mobile wallets, travel assistance service, 3-day coverage for short trips, car rental discounts and even card personalization.

 

You can literally select a photo you love and have it displayed on the front of your card. This is a great benefit, especially for Gen Z students who love personalization and want to stay in control of their things.

 

Even if this card is not offering spectacular features, let's keep in mind that it costs nothing and offers good cash advances, quickly. The Desjardins Student Cashback Visa is definitely a card to hold in your wallet if you're a student in 2020.




  • A student credit card is a good way to build your credit history and learn good credit habits.
  • A credit card can build your credit rating as a student which will help you qualify for other lending product after graduation.
  • You can financially prepare for university and beyond with a credit card specifically designed to meet your student needs.
  • Use your credit card responsibility and always charge what you can afford to pay.
  • Search, compare and choose a credit card that suits your budget, lifestyle and financial needs.

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Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.