Card Details

Bank Name: HSBC
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.9%
Cash Advance Interest Rate: 22.9%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

HSBC Mastercard Review

Welcome Bonus:
Apply Now On HSBC's Secure Website
HSBC Mastercard snapshot

HSBC Mastercard Review

  • Extended warranty
    Receive double the manufacturer's warranty (up to 1 full year) for items purchased on your HSBC Mastercard.
  • This card does not offer any rewards.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.
  • Save time with tap & go
    The contactless feature makes your shopping even easier.

    The information related to HSBC Premier World Elite Mastercard has been collected by My Rate Compass and has not been reviewed or provided by the issuer or provider of this product or service.
HSBC Mastercard Rewards
HSBC Mastercard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
HSBC Mastercard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

HSBC Mastercard FAQs

Other Recommended Credit Cards


  • Extended warranty

Editor`s Review:

This is the standard HSBC Mastercard card, which is an ideal choice for everyone who needs a regular credit card that comes with all the standard perks. The HSBC Mastercard® comes at an annual fee of $0, with an interest rate on purchases of 19.9%, and an interest rate on balance transfers and cash advances of 22.9%.


With this card, you can also double your warranty period for any item you purchase, up to one full year. Optionally, you can get travel and medical insurance for an extra $69 a year. If you travel a lot, getting insurance is definitely a smart thing to do.


Lastly, the HSBC Mastercard® offers you secure card transactions thanks to the Pin & Chip technology, plus it features the tap & go technology to allow you to pay with ease, contactless. Unfortunately, this card does not offer you any rewards or travel points whatsoever, plus it doesn't allow you to get travel insurance, medical insurance or car rental insurance.


There are other cards from HSBC, such as the HSBC World Elite Mastercard®, that offer you cash back, bonus points, and a wide range of insurance options.

Apply Now On HSBC's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.