HSBC Travel Rewards Mastercard® Review
Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by Oct 31, 2022
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Recommended Credit Score:
670 900
Average to Excellent
$125
Welcome Bonus Value
$0
Annual Fee
20.99%
Purchase Interest Rate
NA
Min Personal Required
HSBC Travel Rewards Mastercard®
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My Rate Compass Rating: star star star star_half star_outline (3.9)
Bank Name:HSBC
Network Type:Mastercard
HSBC Travel Rewards Mastercard®
Welcome Bonus
Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by Oct 31, 2022
Annual Fee
$0
HSBC Travel Rewards Mastercard®
Card Details

HSBC Travel Rewards Mastercard® Review

Special offer: Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by Oct 31, 2022. Conditions apply 

Collect points and reward yourself anytime;

• 3 points for every $1 spent on eligible travel purchases*  (car rentals, vacations, hotel flights, etc.)

• 2 points for every $1 spent on eligible gas and daily

• 1 point for every $1 on all other eligible everyday purchases*

Redeem your points your way – the choice is yours

Flexible travel rewards – Simply use your card to pay for your trip – like car rentals, flights, hotels and rail tickets – then redeem your points for a statement credit. You can even book your trip with points. 

Gift cards and merchandise – Choose from 100+ options from popular retailers and restaurants at rewards.hsbc.ca

Redeem to pay down or save up – Use your points for a credit towards your residential mortgage account, or credit card account, or to top up your savings account

 

*Terms and Conditions apply

®/TM Mastercard is a  registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.



 
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance NO
  • Flight delay insurance,Baggage Insurance No
  • Vehicule rental insurance No
  • Travel accident insurance No
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 20.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.9)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Flexible travel rewards – Simply use your card to pay for your trip – like car rentals, flights, hotels and rail tickets – then redeem your points for a statement credit. You can even book your trip with points. 

 

Gift cards and merchandise – Choose from 100+ options from popular retailers and restaurants at rewards.hsbc.ca

 
Editor's Review

HSBC Travel Rewards Mastercard

The HSBC Travel Rewards Mastercard allows you to earn points towards travel expenditures. For every dollar you spend on eligible travel, cardholders earn 3 points. This includes car rentals, hotels, flights, RV rentals, campground fees and more. For every dollar you spend on gas and daily transportation, such as taxis and subways, cardholders earn 2 points. For every other dollar spent, cardholders earn 1 point. 

If you apply for the credit card before October 31, 2022, you can earn 25,000 points, which has a $125 value. The only requirement is you must spend $1,000 on the card within the first 180 days of opening your account. In Quebec, the special offer differs slightly. If you apply before October 31, 2022, you can earn 25,000 points as well. However, the only requirement is to keep the account open and active for 180 days. 

Redemption of rewards is flexible with the HSBC Travel Rewards Mastercard. You can use your points as a statement credit or to book your next trip. In addition, you can use your points for gift cards and merchandise through HSBC’s rewards portal. Alternatively, points can be put towards a mortgage or savings account. 

There is no annual fee to use this credit card. The annual interest rate is 20.99%. On balance transfers and cash advances, the interest rate is 22.99% (21.99% in Quebec). Finally, the HSBC Travel Rewards credit card comes with baggage delay, hotel/motel burglary and trip interruption insurance coverage. It also includes extended warranty and purchase assurance. Travel and medical insurance can be added on at an additional cost. 

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Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.

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