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Card Details

Bank Name: HSBC
Network Type: Mastercard
Card Type: Personal
MRC Rating : (4.5)


Annual Fee: $149
Additional Card Fee: $50
Purchases Interest Rate: 19.9%
Cash Advance Interest Rate: 22.9%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

HSBC World Elite® Mastercard® Review

Welcome Bonus: Earn up to 100,000 Points ($500 travel value) PLUS a first-year annual fee rebate*
Apply Now On HSBC's Secure Website
HSBC World Elite® Mastercard® snapshot

HSBC World Elite® Mastercard® Review

  • Welcome Bonus – 20,000 Points*($100 travel value)
  • Spend $5,000 in the first 180 days to earn an additional 80,000 Points* ($400 travel value)
  • 1st Year Annual Fee Rebate for the Primary Cardholder for the first year* ($149 value)

*Offer differs for residents of Quebec

Rewards and benefits
  • No foreign transaction fees
    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.

  • HSBC World Elite Rewards Program
    Earn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
HSBC World Elite® Mastercard® Rewards
General cash back earn rate
HSBC World Elite® Mastercard® Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
HSBC World Elite® Mastercard® User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 5 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

HSBC World Elite® Mastercard® FAQs


Travel benefits
  • $100 annual travel enhancement credit
    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.
  • 31-day insurance coverage
    Worldwide Emergency Travel Medical insurance. Enjoy longer trips with greater peace of mind (This coverage is only available if the primary cardholder and spouse are under age 65. Please note that travel in Cuba is not covered.)

Mastercard Airport Experiences Provided by LoungeKey

Receive a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey with your HSBC World Elite Mastercard, offering you access to over 850 airport lounges worldwide.Please note that there will be a charge of US$32 per person for each visit.


Get unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide

Connect up to four devices at airports, hotels and popular places around town


Editor`s Review:

The HSBC World Elite® Mastercard® is a modern rewards card that is quite useful for any clients who are using their credit cards for any type of purchase. With this card, you can get 6 points for every $1 you spend on eligible travel purchases, 3 points per $1 spent on all other eligible purchases.


This card also comes with no foreign transaction fees, 31-day emergency travel medical insurance coverage, a 10% discount on hotel bookings, unlimited Wifi through Boingo, extended warranty, purchase assurance, and $100 travel enhancement credit.


The HSBC World Elite® Mastercard® costs $149 a year and comes with a standard interest on purchases of 19.9% and interest on balance transfers and cash advances of 22.9%. However, as a Canadian resident, if you apply for this card before December 28, 2020, you can benefit from a first-year fee rebate* and another 80,000 points* that you get if you spend $5,000 in the first 6 months.


You can use all points accumulated on this card to purchase airplane tickets to the airline partners of HSBC, which are British Airways, Singapore Miles and Asia Miles. As for medical travel insurance, this card is one of the absolute best, coming with $1 million in medical insurance, $500,000 in common carrier travel insurance, $750 for lost or delayed baggage, $5,000 trip cancellation in total, and another $65,000 in auto rental collision insurance.

Apply Now On HSBC's Secure Website

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