RBC RateAdvantage Visa

Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)

Fees

Annual Fee: $39
Additional Card Fee: $0
Purchases Interest Rate: 8.99%
Cash Advance Interest Rate: 8.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC RateAdvantage Visa Review

Welcome Bonus:
 
RBC RateAdvantage Visa snapshot
Low variable interest rate Purchase Rate: Prime 4.99% - 8.99%

No annual fee
RBC RateAdvantage Visa Rewards
RBC RateAdvantage Visa Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
Yes
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
No
RBC RateAdvantage Visa User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

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RBC RateAdvantage Visa FAQs
 

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Scotiabank Value® Visa* Card
HSBC +Rewards™ Mastercard®
HSBC +Rewards™ Mastercard®
Earn 30,000 Points ($150 travel value) PLUS a first-year annual fee rebate*

Advantages:

Save money with a low interest rate The low, variable interest rate is based on your credit rating. The better your rating, the lower your rate!

Protect your purchases Purchase Security and Extended Warranty Insurance automatically protects card purchases against loss, theft or damage for up to 90 days, and doubles the manufacturer's original Canadian warranty for up to one extra year
 

Editor`s Review:

This no-annual fee card offers a low variable interest rate based on credit rating. Purchase and cash advance rates begin at prime + 4.99% and cap out at prime + 8.99%. Purchase security and extended warranty round out the card’s benefits. For those with strong credit, this is RBC’s lowest rate card. Like other low-rate credit cards, the advantage of this card lies in the interest savings realized when carrying a balance. If you don’t carry a balance, consider a rewards card instead.

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Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.