My Rate Compass

Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal


Annual Fee: $39
Additional Card Fee: $0
Purchases Interest Rate: 8.99%
Cash Advance Interest Rate: 8.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

RBC RateAdvantage Visa

Welcome Bonus:
Apply Now On Bank's Secure Website
Credit Card snapshot
Low variable interest rate Purchase Rate: Prime 4.99% - 8.99%

No annual fee
Credit Card Rewards
Credit Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 0 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Credit Card FAQs


Save money with a low interest rate The low, variable interest rate is based on your credit rating. The better your rating, the lower your rate!

Protect your purchases Purchase Security and Extended Warranty Insurance automatically protects card purchases against loss, theft or damage for up to 90 days, and doubles the manufacturer's original Canadian warranty for up to one extra year

Editor`s Review:

This no-annual fee card offers a low variable interest rate based on credit rating. Purchase and cash advance rates begin at prime + 4.99% and cap out at prime + 8.99%. Purchase security and extended warranty round out the card’s benefits. For those with strong credit, this is RBC’s lowest rate card. Like other low-rate credit cards, the advantage of this card lies in the interest savings realized when carrying a balance. If you don’t carry a balance, consider a rewards card instead.

Apply Now On Bank's Secure Website

Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review