Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Rewards Visa Review

Welcome Bonus:
RBC Rewards Visa snapshot

Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases

Earn 1 RBC Rewards point for every $2 spent on all other purchases

No annual fee

Get up to 3,500 bonus RBC Rewards points for going digital

Primary cardholders can get 500 points for completing each of the following activities within 60 days of approval.

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RBC Rewards Visa Rewards
RBC Rewards Visa Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
RBC Rewards Visa User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Rewards Visa FAQs

Other Recommended Credit Cards


Redeem your points for just about anything you'd want, including brands like Apple, Bose, Cuisinart and more.

Exclusive gift card redemption offer

Only RBC Rewards+ Visa cardholders get our most popular $25 gift cards for just 2,500 points (that's a savings of 1,000 points!).

Credit Card Lock

You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you?ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock


Editor`s Review:

Good travel and rewards credit card for those who would like to Earn and Redeem RBC Rewards point.

A no-annual fee rewards card that earns you 1 RBC Reward point for every $1 spent on groceries, gas, and drug store purchases, plus 1 point for every $2 spent on everything else. Cardholders can earn up to 3,500 points (worth up to $35) for completing a series of easy digital activities within 60 days. The RBC Rewards+ Visa also includes purchase security and extended warranty.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.