My Rate Compass

Card Details

Bank Name: RBC
Network Type: VISA
Card Type: Personal

Fees

Annual Fee: $20
Additional Card Fee: $0
Purchases Interest Rate: 11.99%
Cash Advance Interest Rate: 11.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

RBC Visa Classic Low Rate Option Review

Welcome Bonus:
 
RBC Visa Classic Low Rate Option snapshot

Low interest rate on purchases and cash advances

Low annual fee

Purchase security and extended warranty insurance

RBC Visa Classic Low Rate Option Rewards
RBC Visa Classic Low Rate Option Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
Yes
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
No
Vehicule rental insurance
No
Travel accident insurance
No
Travel medical insurance
No
RBC Visa Classic Low Rate Option User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 0 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

RBC Visa Classic Low Rate Option FAQs
 

Other Recommended Credit Cards

Advantages:

Avoid high interest costs

If you choose to carry a balance on your card, the low 11.99% interest rate – on purchases and cash advances – lets you save on interest.

Save money with RBC Offers

Get personalized offers to save money on shopping, dining and more.

Protection for you and your purchases

Zero liability protection protects you from fraud (provided you took reasonable precautions to protect your card and your PIN). Purchase security and extended warranty insurance1 protects your eligible purchases.

 

Editor`s Review:

Great credit card for those would like to save on interest rates.

The main benefit of this card is the low interest rate. Rather than the typical 19.99% and 22.99%, the RBC Visa Classic Low Rate Option charges 11.99% on purchases and cash advances. If you carry a balance on your card, the $20 annual fee is well worth the money you’ll save in interest. If you don’t carry a balance, you’re better off with a rewards card.

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