Low interest rate on purchases and cash advances
Low annual fee
Purchase security and extended warranty insurance
Avoid high interest costs
If you choose to carry a balance on your card, the low 11.99% interest rate – on purchases and cash advances – lets you save on interest.
Save money with RBC Offers
Get personalized offers to save money on shopping, dining and more.
Protection for you and your purchases
Zero liability protection protects you from fraud (provided you took reasonable precautions to protect your card and your PIN). Purchase security and extended warranty insurance1 protects your eligible purchases.
The main benefit of this card is the low interest rate. Rather than the typical 19.99% and 22.99%, the RBC Visa Classic Low Rate Option charges 11.99% on purchases and cash advances. If you carry a balance on your card, the $20 annual fee is well worth the money you’ll save in interest. If you don’t carry a balance, you’re better off with a rewards card.