My Rate Compass

Card Details

Bank Name: Refresh Financial
Network Type: VISA
Card Type: Personal


Annual Fee: $12.95
Additional Card Fee: $0
Purchases Interest Rate: 17.99%
Cash Advance Interest Rate: 17.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Refresh Financial Secured Credit Card

Welcome Bonus:
Apply Now On Bank's Secure Website
Credit Card snapshot

Refresh Financial?s Secured Visa Card helps you establish and rebuild your credit and improve your credit score.

Anyone with little or no credit, bankruptcy and consumer proposals can apply.

All you need is a security deposit to get approved. As you use your card and make monthly payments on time, they are reported to the credit bureaus and this builds your credit score.

Credit Card Rewards
Credit Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 0 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Refresh Financial Secured Credit Card FAQs


Easiest approvals

As a secured credit card, there are no credit checks. All you need is a deposit and you are approved!

Lowest fees

When building your credit, start where you are comfortable and scale up when you are ready.

Lowest interest rates

Competitive rates will ensure you keep your payments manageable.

Free Financial Education

With Refresh f.i.t. (Financial Intelligence Training) you have access to online courses that educate you about smarter money management.

Boost your credit

Using your VISA will help build your credit history and put your financial goals within reach.


Editor`s Review:

A great credit card to establish and rebuild credit. It does not require a credit check, making it the perfect card for those with little or no credit, poor credit scores and bankruptcy history.

Apply Now On Bank's Secure Website

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