Scotiabank American Express® Card review
Earn up to 12,000 bonus Scene+™ points in your first year (that's up to $120 towards travel) - Offer ends April, 30 2023
Great reasons to get this card for your everyday purchases
Book travel and redeem easily
Use your Card and book travel through Scotia Rewards Travel Service, a full-service travel agency.
Redeem for travel anywhere, anytime, with no travel restrictions
Access to special offers, merchandise, rewards and more
Peace of mind for every trip
Travel without worry with our travel insurance package
- Priority airport services No
- Airport lounge access No
- Concierge service No
- Balance protection(Optional) No
- Purchase Security & Extended Protection Insurance Yes
- Flight delay insurance,Baggage Insurance No
- Vehicle rental insurance Yes
- Travel accident insurance Yes
- Travel medical insurance Yes
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Save on Car Rentals
As a Scotiabank American Express Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express card.
Special Offers with Scotia Rewards®Travel Advantage
Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.
Enjoy Special Offers, Access and Experiences with American Express Invites
American Express Invites7?opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.
If you are an American Express fan, then this card is definitely quite a good choice for you. You can reap all its features and perks without having to pay a penny in an annual fee.
This card comes with standard interest rates of 19.99% on purchases, respectively 22.99% on cash advances. However, it gives you up to 12,000 points bonus Scene the first year, which is valued at about $120
To gain access to this card, you need to have a minimum personal income of over $12k, which is fairly basic. You also need a fair/good credit score. Over 95% of Canadians can quickly access this card.
The Scotiabank American Express® Card is basically a travel card that allows you to earn Scotia points whether you're staying at home or travelling. In addition to the lucrative rewards, you also get a wide range of travel protection and a wide range of insurance options.
Basically, you get 1 Scotia point for every $1 spent with this card. You can then use the rewards to enhance your travel options, choose from a wide range of dining options, go to the theatre, and even purchase clothes from fashion stores.
To top it all, you can use this card to save on car rentals, choose from a wide range of gifts for you & your spouse, and also convert your Scotia points into SCENE points.
Where is American Express accepted in Canada?
American Express credit cards are rated among the best credit cards in Canada in many categories.
They have outstanding rewards, features and benefits however there is a perception by many Canadians that these cards are not widely accepted across Canada.
Below is a high level list of retailers that accept American Express:
Grocery Stores: Walmart , Metro, Sobeys, Whole Foods Markets ,Longo’s, Safeway, Rabba, 7-Eleven,Pusateri’s.
Gas stations: Petro Canada, Esso, Shell Canada, Ultramar,Irving Oil, Co-Op Gas Bars, Race Trac, Pioneer Energy, Fast Gas
Travel: Air Canada, WestJet, Air Transat, Flight Centre,Celebrity Cruises, Budget. Avis, Hertz, Porter Airlines, Royal Caribbean Cruises, Sunwing Tours.
Hotels: Fairmont Resorts & Hotels, Starwood Hotels, Hilton Hotels & Resorts, Holiday Inn Hotels.
Home: Home Depot, The Brick , Leon’s, Lowe’s, Hudson’s Bay ,Restoration Hardware, Sleep Country Canada, IKEA.
Pharmacy: Jean Coutu, Rexall, Uniprix, London Drugs, Uniprix
Do I have travel insurance with my American Express card?American Express has few credit cards that provide travel insurance coverage.
Does Best Buy accept American Express?
American Express is accepted at all Best Buy across Canada along with Visa and Mastercard.
Does IKEA accept American Express?
American Express is accepted at all IKEA stores across Canada.
To qualify for these offers make sure to open a new Scotiabank American Express credit card account by April 30, 2023.
To qualify for the 12,000 bonus Scene+ points offer:
- Earn 7,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
- Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year.
Once you qualify, we’ll credit your account in 2 instalments:
- 7,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $750 in net purchases being posted to your Account in your first 3 months.
- An additional 5,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $5,000 annual spend threshold in your first year.
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
See terms and conditions below4 for full details.