Card Details

Bank Name: Scotiabank
Network Type: Amex
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (4)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Scotiabank American Express Card Review

Welcome Bonus:
Special Offer:
Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months
Apply Now On Scotiabank's Secure Website
Scotiabank American Express Card snapshot

Scotiabank American Express® Card review

Great reasons to get this card for your everyday purchases

Book travel and redeem easily

Use your Card and book travel through Scotia Rewards Travel Service, a full-service travel agency.

Redeem for travel anywhere, anytime, with no travel restrictions

Enjoy benefits

Access to special offers, merchandise, rewards and more

Peace of mind for every trip

Travel without worry with our travel insurance package

Scotiabank American Express Card Rewards
Scotiabank American Express Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Scotiabank American Express Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Scotiabank American Express Card FAQs

Where is American Express accepted in Canada?  

American Express credit cards are rated among the best credit cards in Canada in many categories.

They have outstanding rewards, features and benefits however there is a perception by many Canadians that these cards are not widely accepted across Canada.

Below is a high level list of retailers that accept American Express:

Grocery StoresWalmart , MetroSobeysWhole Foods Markets ,Longo’sSafewayRabba7-Eleven,Pusateri’s.
Gas stationsPetro CanadaEsso, Shell CanadaUltramar,Irving Oil, Co-Op Gas Bars, Race TracPioneer EnergyFast Gas   
TravelAir CanadaWestJet, Air TransatFlight Centre,Celebrity CruisesBudgetAvisHertzPorter AirlinesRoyal Caribbean CruisesSunwing Tours.

HotelsFairmont Resorts & HotelsStarwood HotelsHilton Hotels & ResortsHoliday Inn Hotels.

HomeHome DepotThe Brick , Leon’s, Lowe’sHudson’s Bay ,Restoration HardwareSleep Country CanadaIKEA.

PharmacyJean CoutuRexall, UniprixLondon Drugs, Uniprix     

Do I have travel insurance with my American Express card? 

American Express has few credit cards that provide travel insurance coverage.

Does Best Buy accept American Express? 

  American Express is accepted at all Best Buy across Canada along with Visa and Mastercard.

Does IKEA accept American Express? 

 American Express is accepted at all IKEA stores across Canada.


Other Recommended Credit Cards


Save on Car Rentals

As a Scotiabank American Express Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express card.

Special Offers with Scotia Rewards®Travel Advantage

Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

Enjoy Special Offers, Access and Experiences with American Express Invites

American Express Invites7?opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go! Sign up for e-updates.


Editor`s Review:

If you are an American Express fan, then this card is definitely quite a good choice for you. You can reap all its features and perks without having to pay a penny in an annual fee.


This card comes with standard interest rates of 19.99% on purchases, respectively 22.99% on cash advances. However, it gives you a straight 5,000 points bonus, which is valued at about $50.


To gain access to this card, you need to have a minimum personal income of over $12k, which is fairly basic. You also need a fair/good credit score. Over 95% of Canadians can quickly access this card.


The Scotiabank American Express® Card is basically a travel card that allows you to earn Scotia points whether you're staying at home or travelling. In addition to the lucrative rewards, you also get a wide range of travel protection and a wide range of insurance options.


Basically, you get 1 Scotia point for every $1 spent with this card. You can then use the rewards to enhance your travel options, choose from a wide range of dining options, go to the theatre, and even purchase clothes from fashion stores.


To top it all, you can use this card to save on car rentals, choose from a wide range of gifts for you & your spouse, and also convert your Scotia points into SCENE points.

Apply Now On Scotiabank's Secure Website

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.