Scotiabank®* Platinum American Express® Card Review
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Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Scotiabank®* Platinum American Express® Card
Apply Now
My Rate Compass Rating: star star star star star_outline (4.1)
Bank Name:Scotiabank
Network Type:Amex
Scotiabank®* Platinum American Express® Card
Welcome Bonus
Annual Fee
Scotiabank®* Platinum American Express® Card
Card Details

Scotiabank®* Platinum American Express® Card review

Great reasons to get this Card for your everyday purchases

Reach your goals 4x faster

Earn 4 Scotia Reward points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment.

Earn 1 point for every $1 you spend on everything else.

Book travel and redeem easily

Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

Redeem for travel anywhere, anytime, with no travel restrictions.

Enjoy exclusive benefits

Access to complimentary concierge services, airport lounges, Hertz #1 Club Gold membership, merchandise, rewards and more.

Peace of mind for every trip

Travel with confidence on every trip with our comprehensive travel insurance coverage

  • Priority airport services Yes
  • Airport lounge access Yes
  • Concierge service Yes
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $399
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.1)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Enjoy Premium Concierge Services

For everything from restaurant reservations to show tickets to finding the perfect birthday gift, your full-service travel and lifestyle Concierge Service is happy to assist, 24/7.

Ensure your comfort at the airport

Be confident that you'll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass and access over 600+ VIP lounges around the world.

See unique global events with your VIP Pass

Get exclusive access to Fashion Week in New York City, golf at Pebble Beach, custom menus by celebrity chefs and much more. Choose from a full menu of events and get the red carpet treatment.

Special Offers with Scotia Rewards® Travel Advantage

Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit?Scotia Rewards?to take advantage today.

Be a Hertz #1 Club Gold Member

Enjoy speedier service, less paperwork, and other special privileges and benefits at over 8,500 locations across 147 countries.

Editor's Review

The Scotiabank Platinum American Express® Card is definitely not your average Scotiabank card. This card has a high annual fee. However, the rewards are simply exceptional.


First of all, this card gives you 4 points of Scotia rewards for every $1 you spend on dining, entertainment, groceries and gas. Second, it offers you some exquisite travel privileges. Third, you get 30,000 points the moment you make your first purchase.


This card costs $399, with the supplementary cards each costing $99. The interest rate for this card is the regular one, with 19.99% for purchases and 22.99% for cash advances.


In terms of features, the Scotiabank Platinum American Express® Card offers you the following:


- Premium concierge services

- Priority pass when travelling and access to 600+ VIP lounges all across the globe

- Leverage the American Express Invites program to be the first one to discover unique events and experiences happening in your city

- Use your VIP pass to gain priority entrance at worldwide events

- Use the Scotia rewards advantage to enjoy new offers

- Capitalize on the Hertz club membership for improved services

Scotiabank®* Platinum American Express® Card is a premium credit card with exclusive benefits and 7 types of insurance coverage.

Aside from its high return rates, the Scotiabank®* Platinum American Express® Card provides an impressive list of purchase and travel insurance benefits that justifies the annual fee. The best credit card for insurance coverage in Canada, it provides peace of mind and comprehensive protection on the road and the longest extended warranty and purchase protection.