Great reasons to get this card for your U.S. dollar purchases
The convenience and flexibility of paying in U.S dollars
- No U.S dollar foreign currency conversion fee
- Free Supplementary Cards
- Visa Checkout - Now you can checkout online easier with Visa Checkout
- Eligible for Apple Pay & Android Pay
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
No
- Annual Fee: $35
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Purchase Security and Extended Warranty
Now you can enjoy the freedom to make U.S. dollar purchases in U.S. funds without the worry of currency conversion fees or exchange rate fluctuations.
Save on car rentals
Save with discounts of up to 20% at participating AVIS car rental locations worldwide.
Scotia Credit Card Protection (optional)
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life
You are liable for all charges incurred on your account with any supplementary card issued in connection with the account. When you request Scotiabank to issue a supplementary card, we will also issue renewal and replacement cards for such supplementary card, unless the card is cancelled by you or Scotiabank. A Supplementary Cardholder's signature on or use or retention of the supplementary card issued in his or her name shall evidence your receipt of the agreements relating to the account and your acceptance of their terms.
Not including cash advances and balance transfers. Provided that you pay your balance in full by the payment due date.
Registered trademarks of The Bank of Nova Scotia
Trademark of Visa International Service Association and used under license.
For all insurance coverages, certain limitations, restrictions and exclusions apply. You will receive Certificates of Insurance, which contain a full description of coverage, when you're approved for the card. Please read them carefully. All claims for insurance indemnities must be forwarded to the insurers. The Bank of Nova Scotia is not the insurer.
Not insured by the Canada Deposit Insurance Corporation (CDIC).
Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.
Make your transaction in U.S. dollar and avoid daily currency fluctuationsEarn 1 RBC Rewards point for every $1 spent on your card
Redeem your RBC Rewards points for cash back( 1%)
No annual fee
Our experts have compiled a list of the best cards in Canada in each major category, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.
Get Free Stuff Every time you make a purchase with your card, you automatically earn RBC Rewards point that you can redeem for travel, cash back, gift cards, merchandise and more
Pool and Transfer Points
Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account
So Many Rewards to Choose From!
Redeem points for gift cards at some of your favorite spots like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today's hottest brands
No currency conversion fees for U.S. dollars purchases
Your purchases are charged and paid for in USD
Earn up to 2,500 Aventura Points
Find out where your points can take you.
Extra protection on most new purchases
90-day protection with Purchase Security Insurance if your new purchase is lost, stolen or damaged
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook and earns rewards with the American Express Cobalt credit card.
