ScotiaGold Passport® Visa* Card Review
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Recommended Credit Score:
670 900
Average to Excellent
$50
Welcome Bonus Value
$110
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
ScotiaGold Passport®  Visa* Card
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My Rate Compass Rating: star star star star star_outline (4.3)
Bank Name:Scotiabank
Network Type:VISA
ScotiaGold Passport® Visa* Card
Welcome Bonus
Annual Fee
$110
ScotiaGold Passport®  Visa* Card
Card Details

ScotiaGold Passport® Visa* Card review

Great reasons to get this card for your everyday purchases

Earn Scotia Rewards Points and Cash Back

Earn 1 Scotia Reward points on every $1 spent

Book your travel through Scotia Rewards Travel Service3 and earn 5% cash back5 on the cost of your trip.

Book travel and redeem easily

Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

Redeem for travel anywhere, anytime, with no travel restrictions.

Enjoy benefits

Access to special offers, merchandise, rewards and more

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $110
  • Additional Card Fee: $30
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Peace of mind for every trip

Travel with confidence on every trip with our comprehensive travel insurance coverage

Travel and get 5% cash back

Reward yourself for seeing the world. You'll earn 5% cash back on airline tickets, pre-package tours, and cruises. Visit online or call Scotia Rewards to redeem.


Save on Car Rentals

As a ScotiaGold Passport? Visa* Card Cardholder, you can save up to 25% off base rates at participating?AVIS locations and at participating Budget locations in?Canada and the U.S. when you pay with your ScotiaGold Passport? Visa* Card

Editor's Review

The ScotiaGold Passport® Visa* Card is a travel credit card that costs $110 a year. With this card, you get 1x reward points on each and every purchase you make, and 5% cashback on the travel purchases you make using the Scotia Rewards travel service.

 

This card is excellent for frequent travellers, as it helps them book and redeem the best travel options and gain comprehensive travel insurance. With this card in your pocket, you'll gain the peace of mind that you are protected from any incident or accident.

 

With the Gold Passport card, you gain extended warranty & security on any purchases you make. All you have to do is to use this card when making a purchase. You also get travel insurance, car rental savings, rental car coverage, delayed or lost baggage insurance, hotel burglary insurance, and travel accident insurance.

 

In addition to the 5 types of coverage you can get with this card, you'll also be able to shop for additional coverage and extended warranty protection. To top it all, you can request two free supplementary cards that you can give to your family members.

? Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the ?Offer?). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer Description and Conditions: To be eligible for the 5,000 Scotia Rewards bonus points offer (the ?Offer?), an eligible purchase must be posted to your new Scotiabank credit card account (?Account?) within 2 months of your Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia? Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer applies to a new Account only opened by March 1, 2020.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia? Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.