ScotiaGold Passport® Visa* Card review
Great reasons to get this card for your everyday purchases
Earn Scotia Rewards Points and Cash Back
Earn 1 Scotia Reward points on every $1 spent
Book your travel through Scotia Rewards Travel Service3 and earn 5% cash back5 on the cost of your trip.
Book travel and redeem easily
Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.
Redeem for travel anywhere, anytime, with no travel restrictions.
Enjoy benefits
Access to special offers, merchandise, rewards and more
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $110
- Additional Card Fee: $30
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Peace of mind for every trip
Travel with confidence on every trip with our comprehensive travel insurance coverage
Travel and get 5% cash back
Reward yourself for seeing the world. You'll earn 5% cash back on airline tickets, pre-package tours, and cruises. Visit online or call Scotia Rewards to redeem.
Save on Car Rentals
As a ScotiaGold Passport? Visa* Card Cardholder, you can save up to 25% off base rates at participating?AVIS locations and at participating Budget locations in?Canada and the U.S. when you pay with your ScotiaGold Passport? Visa* Card
The ScotiaGold Passport® Visa* Card is a travel credit card that costs $110 a year. With this card, you get 1x reward points on each and every purchase you make, and 5% cashback on the travel purchases you make using the Scotia Rewards travel service.
This card is excellent for frequent travellers, as it helps them book and redeem the best travel options and gain comprehensive travel insurance. With this card in your pocket, you'll gain the peace of mind that you are protected from any incident or accident.
With the Gold Passport card, you gain extended warranty & security on any purchases you make. All you have to do is to use this card when making a purchase. You also get travel insurance, car rental savings, rental car coverage, delayed or lost baggage insurance, hotel burglary insurance, and travel accident insurance.
In addition to the 5 types of coverage you can get with this card, you'll also be able to shop for additional coverage and extended warranty protection. To top it all, you can request two free supplementary cards that you can give to your family members.
Offer Description and Conditions: To be eligible for the 5,000 Scotia Rewards bonus points offer (the ?Offer?), an eligible purchase must be posted to your new Scotiabank credit card account (?Account?) within 2 months of your Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia? Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles of your first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer applies to a new Account only opened by March 1, 2020.
Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia? Credit Card Cheques and cash-like transactions).
All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.
Tangerine World Mastercard Review 2023
Special Offer:
Apply for a Tangerine World Mastercard® by July 5, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
HSBC World Elite® Mastercard® Review 2023
With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchanses which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.
Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by May 31, 2023. Conditions apply.
o Welcome bonus of 20,000 points* ($100 travel value)
o Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
o Earn 20,000 points* as an anniversary bonus ($100 travel value)
o First year annual fee rebate for the primary cardholder* ($149)
o Receive a $100 annual travel enhancement credit*
Enjoy maximum flexibility and redeem your Points on your terms for:
Travel
Gift cards and valuable merchandise
Financial rewards
Rewards for miles
This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)
*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.
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No foreign transaction feesSave on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
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HSBC World Elite Rewards ProgramEarn 3% in travel rewards on all eligible travel purchases(6 Points per $1) and 1.5% in travel rewards on all other eligible purchases(3 Points per $1).
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook and earns rewards with the American Express Cobalt credit card.
