Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)

Fees

Annual Fee: $149
Additional Card Fee: $0
Purchases Interest Rate: 14.99%
Cash Advance Interest Rate: 22.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Aeroplan Visa Business Card Review

Welcome Bonus:
 
TD Aeroplan Visa Business Card snapshot
TD Aeroplan Visa Business Card Review


Limited Time Offer
Earn 10,000 Aeroplan points when you make your first Purchase with your Card1. Plus, get a Bonus Buddy Pass after spending $1,000 in the first three months1, and get up to $247 in Annual Fee Rebates for the Primary Cardholder and two Additional Cardholders. Conditions apply. Must apply by January 17, 2021.


Earn 2 points

for every $1 you spend on eligible Air Canada® purchases, including Air Canada Vacations®

Earn 1.5 points

for every $1 you spend on eligible purchases for travel, dining and select business categories such as shipping, internet, cable and phone services made on your Card

Earn 1 point
for every $1 you spend on all other eligible purchases on your Card

Earn points twice
when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore.
TD Aeroplan Visa Business Card Rewards
TD Aeroplan Visa Business Card Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
Yes
Vehicule rental insurance
Yes
Travel accident insurance
Yes
Travel medical insurance
Yes
TD Aeroplan Visa Business Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Aeroplan Visa Business Card FAQs
 

Other Recommended Credit Cards

Advantages:

 

  • Free First Checked Bag
    Travel lightly through the airport and save on baggage fees. The Primary Business Cardholder4, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when travel originates on an Air Canada flight.

    All Additional Cardholders must link their Aeroplan number to receive access to eligible Air Canada travel benefits.
  • Maple Leaf Lounge One-Time Guest Passes
    Relax before take-off, using your Maple Leaf Lounge guest pass. The Primary Business Cardholder will earn a pass for every $10,000 of net purchases (less any returns and credits), up to a maximum of four passes a year. Passes can be used by the Primary Business Cardholder or Additional Cardholders and their guest, at select Maple Leaf Lounges in North America with a same day ticket on a departing Air Canada flight.

  • Travel Medical Insurance:
    Up to $2 million of coverage for the first 15 days. If you or your spouse is aged 65 or older, you have coverage for the first 4 days. Additional top-up coverage is available.

  • Trip Cancellation/Trip Interruption Insurance:
    For Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.

  • Flight/Trip Delay Insurance:
    Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.

  • Common Carrier Travel Accident Insurance:
    Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental).

  • Delayed and Lost Baggage Insurance:
    Up to $1,000 overall coverage toward the purchase of essentials, such as clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
  • Auto Rental Collision/Loss Damage Insurance:
    Coverage for up to 48 consecutive days.

  • Hotel/Motel Burglary Insurance:
    Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel/motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.

  • Emergency Travel Assistance Services:
    Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

  • Statement Credits For NEXUS Holders:
    Once every 48 months, each Cardholder on the Account will receive a rebate of up to $100CAD for a NEXUS enrolment application and/or renewal fee.
 

Editor`s Review:

 

This is TD's second business rewards credit card. This card carries an annual fee of $149 for the primary cardholder and $49 for each additional cardholder. The annual interest rate is 14.99% on purchases and 22.99% on cash advances.


Like its personal counterpart, cardholders earn Aeroplan points that they can redeem for Air Canada flights. Cardholders earn 1.5 points for every $1 spent on travel and fuel purchases and 1 point per $1 spent on all other eligible purchases. Aeroplan miles do not expire, and cardholders can redeem them for any seat on any Air Canada flight; there's no need to worry about blackout dates or seat restrictions.


Additional benefits include one complimentary checked bag; priority check-in and boarding; one annual guest pass to an Air Canada Maple Leaf Lounge; travel insurance; rental car discounts; and access to the TD Card Management Tool.


There is no income requirement to apply for this card. Cardholders simply must be Canadian residents who have reached the age of majority in their province or territory.



The bottom line:
The TD Aeroplan Visa is the perfect card for businesses seeking specifically to earn travel rewards. The additional baggage, check-in, and airport lounge benefits of this card are an added bonus that any frequent business traveler will appreciate.



Already have this credit card? Tell us what you think

Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.