TD Business Cash Back Visa Card Review
- No annual fee.
- Earn 2% in Cash Back Dollars on eligible Office Supply Purchases and Gas Purchases.
- Earn 2% in Cash Back Dollars on regularly recurring bill payments set up on your Account.
- Earn 0.5% in Cash Back Dollars on all other Purchases made with your card.
- Your Cash Back Dollars never expire as long as your account is open and in good standing.
- Shop knowing you have coverage for most of your eligible new purchases with Purchase Security and Extended Warranty Protection.
- Get access to the Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls.
- Your Cash Back Dollars are credited back to your business account as an automatic statement credit on an annual basis.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
No
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Vehicle rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
No
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Save with Avis Rent A Car and Budget Rent A Car.
Use your TD Credit Card to save a minimum of 10% of the lowest available base rates in Canada and the U.S., and a minimum of 5% of the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
With no annual fee and a cash back program, the TD Business Cash Back Visa Card delivers benefits to where business owners want to see it most, within their business. Eligible office supply and gas purchases, as well as recurring bill payments registered to the card, will earn 2% cash back. All other purchases will earn 0.5% cash back. Cash Back Dollars are automatically credited to the business account as a statement credit on an annual basis.
Cardholders will be enrolled in the Visa SavingsEdge program which provides discounts of up to 25% on qualified business purchases. Additionally, members will have access to the TD Card Management Tool which allows them to track expenses, redistribute credit amongst cardholders and apply spend controls. This easy-to-use tool is a great way for small business owners to get a snapshot of their expenditures and to keep up to date with employee spending. Cardholders receive discounts for car rentals at Avis Rent A Car and Budget Rent A Car.
Get 150 bonus AIR MILES Reward Miles when you spend $1,000 in the first 3 months of Cardmembership.
NO ANNUAL FEE
Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time. EARN AIR MILES REWARD MILES TWICE Shop at participating AIR MILES Sponsors across Canada with the American Express AIR MILES Gold Business Card and your AIR MILES Collector Card, and you can earn Reward Miles twice.
Earning Miles
- Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES®* Sponsors
- Earn 1 Reward Mile for every $20 in Card purchases everywhere else
Redeeming Miles
- Redeem for more than 1,200 Rewards including entertainment, kitchen fun, electronics and so much more
- AIR MILES has many ways to get you where you want to go with Flights, Hotels, Car Rentals and Package Vacations and Cruises
Scotiabank Momentum® for business Visa* Card review
Great Reasons To Get This Card For Your Everyday Business Purchases
3%
Gas Stations
3%
Restaurants
3%
Office Supplies
3%
Recurring Bill Payments
Plus, Earn cash back On All Other Eligible Business Purchases
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
