TD Business Travel Visa Card Review
Earn up to 120,000 TD Rewards Points and up to $247 in Annual Fee rebates in the first 3 months. Conditions Apply.
Recommended Credit Score:
670 900
Average to Excellent
$247
Welcome Bonus Value
$149
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
TD Business Travel Visa Card
My Rate Compass Rating: star star star star_outline star_outline (3.3)
Bank Name:TD Canada Trust
Network Type:VISA
TD Business Travel Visa Card
Welcome Bonus
Earn up to 120,000 TD Rewards Points and up to $247 in Annual Fee rebates in the first 3 months. Conditions Apply.
Annual Fee
$149
TD Business Travel Visa Card
Card Details

TD Business Travel Visa Card review

Earn up to 120,000 TD Rewards Points and up to $247 in Annual Fee rebates in the first 3 months. Conditions Apply. 


 Apply by December 5, 2021 to earn up to 120,000 TD Rewards Points1 and up to $247 in Annual Fee Rebates1 in the first 3 months as follows:
  • A Welcome Bonus of 30,000 TD Rewards Points when you make your first Purchase.
  • Earn 2x the TD Rewards points for the first 3 months up to 90,000 additional TD Rewards points.
  • Receive a $10 Statement Credit upon registering for E-Statements in the first 3 months
  • Enjoy a 100% Annual Fee rebate for the first year (a value of $149).
  • A 100% Annual Fee rebate for two additional cards issued for the same business ($49+$49).


Get exclusive access to Expedia For TD, where you can earn and redeem TD Rewards Points for business travel and business travel-related purchases, both online at ExpediaForTD.com and by phone Book your business trip through Expedia For TD or any other travel provider - the choice is yours!

Choose Expedia For TD to maximize the number of TD Rewards Points you can earn on your business travel purchases No blackouts or seat restrictions under the TD Rewards Program Turn your everyday business purchases into TD Rewards Points that you can redeem for retail business merchandise, gift cards and more.

A suite of travel insurance Earn 9 TD Rewards Points when you book travel online through ExpediaForTD.com using your Card Earn 6 TD Rewards Points when you book travel through Expedia For TD by calling 1-877-222-6492 Earn 3 TD Rewards Points for every $1 you spend on business purchases made using your Card Your TD Rewards Points don't expire as long as you're a TD Business Travel Visa Cardholder
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $149
  • Additional Card Fee: $49
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3.3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons


The TD Rewards Program lets you earn TD Rewards Points on your everyday business purchases and gives you the freedom and flexibility to redeem them how and when you want. 

You can also redeem any earned TD Rewards Points towards that purchase at time of booking to pay for all or part of your trip. Or, use your TD Business Travel Visa Card to book business travel with any other travel provider of your choice. You can then redeem your TD Rewards Points towards that purchase within 90 days after the purchase date. TD Rewards Points can also be used for business travel related purchases made with your Card such as airport taxes and golf fees!

Automotive Features Auto Rental Collision/ Loss Damage Insurance

Use your TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost. Save with Avis Rent A Car and Budget Rent A Car. Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations. Option to purchase Business TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
Editor's Review

The TD Business Travel Visa card is the first in TD's line of business credit cards. This card carries an annual fee of $149 for the primary cardholder and $49 for each additional cardholder. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.


This card is the business counterpart to TD's personal rewards card. The TD Business Travel Visa rewards businesses with flexible TD Rewards Points on common business expenses. And the points can accumulate quite quickly. Cardholders earn 9 TD Rewards Points for every $1 spent on travel booked through Expedia; 6 TD Rewards Points for every $1 spent on foreign currency purchases, restaurants, and recurring bill payments; and 2 TD Rewards Points for every $1 spent on all other eligible purchases.

Currently, there is a welcome bonus offer of up to 120,000 TD Rewards Points for new members. The annual fee for all of these features is $149.


Additional benefits include comprehensive travel insurance, rental car discounts, and access to the TD Card Management Tool, which provides cardholders with a simple and convenient way to track their account usage, review business expenses, and apply spending controls to each account.


There is no income requirement to apply for this card. Cardholders simply must be Canadian residents who have reached the age of majority in their province or territory.


The bottom line: The TD Business Travel Visa offers businesses a convenient way to track and manage spending, while earning flexible rewards on common business expenses. Its travel insurance and rental car benefits provide added value for businesses whose employees travel regularly for work. This card recognizes that running a business requires regular spending, and it provides a way for businesses to make the money they are already spending go a bit further.