TD Business Travel Visa Card Review

The TD Rewards Program lets you earn TD Rewards Points on your everyday business purchases and gives you the freedom and flexibility to redeem them how and when you want. 

You can also redeem any earned TD Rewards Points towards that purchase at time of booking to pay for all or part of your trip. Or, use your TD Business Travel Visa Card to book business travel with any other travel provider of your choice. You can then redeem your TD Rewards Points towards that purchase within 90 days after the purchase date. TD Rewards Points can also be used for business travel related purchases made with your Card such as airport taxes and golf fees!

Automotive Features Auto Rental Collision/ Loss Damage Insurance

Use your TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost. Save with Avis Rent A Car and Budget Rent A Car. Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations. Option to purchase Business TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.

The TD Business Travel Visa card is the first in TD's line of business credit cards. This card carries an annual fee of $149 for the primary cardholder and $49 for each additional cardholder. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.

This card is the business counterpart to TD's personal rewards card. The TD Business Travel Visa rewards businesses with flexible TD Rewards Points on common business expenses. And the points can accumulate quite quickly. Cardholders earn 9 TD Rewards Points for every $1 spent on travel booked through Expedia; 6 TD Rewards Points for every $1 spent on foreign currency purchases, restaurants, and recurring bill payments; and 2 TD Rewards Points for every $1 spent on all other eligible purchases.

Currently, there is a welcome bonus offer of 30,000 TD Rewards Points for new members. The annual fee for all of these features is $149.

Additional benefits include comprehensive travel insurance, rental car discounts, and access to the TD Card Management Tool, which provides cardholders with a simple and convenient way to track their account usage, review business expenses, and apply spending controls to each account.

There is no income requirement to apply for this card. Cardholders simply must be Canadian residents who have reached the age of majority in their province or territory.

The bottom line: The TD Business Travel Visa offers businesses a convenient way to track and manage spending, while earning flexible rewards on common business expenses. Its travel insurance and rental car benefits provide added value for businesses whose employees travel regularly for work. This card recognizes that running a business requires regular spending, and it provides a way for businesses to make the money they are already spending go a bit further.