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This business credit card from TD offers businesses a simple and convenient way to earn cash back on common business purchases. This card carries no annual fee for either the primary cardholder or additional cardholders. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.
This card's primary benefit is cash back that is applied as a statement credit on an annual basis. Cardholders earn 2% cash back on office supplies, fuel purchases, and recurring bill payments. Cardholders earn .5% cashback on all other eligible expenses. Additional benefits include purchase protection, extended warranties, rental car discounts, and access to the TD Card Management Tool.
There is no income requirement to apply for this card. Cardholders simply must be Canadian residents who have reached the age of majority in their province or territory.
The bottom line: The TD Cash Back Visa is an easy way for businesses to earn an annual bonus that can be reinvested back into the business simply by buying necessary supplies, materials, fuel, and making other necessary business purchases. This card's $0 annual fee further increases its value. Because businesses must spend money to make money, any business should strongly consider this card as an easy way to make the money that they are already spending go a little further.
