Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Business
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.2)


Annual Fee: $50
Additional Card Fee: $50
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Business Visa Card Review

Welcome Bonus:
TD Business Visa Card snapshot
Manage expenses with detailed management reports Conveniently access your TD Business Visa Account online Safeguard your lifestyle with optional benefits like insurance protection

Visa SavingsEdge Program Discounts of up to 25% off for business purchases made under the Visa SavingsEdge Program. Automotive Features Save with Avis Rent A Car and Budget Rent A Car.

Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations. Auto Rental Collision/Loss Damage Insurance coverage for up to 48 consecutive days
TD Business Visa Card Rewards
TD Business Visa Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
TD Business Visa Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Business Visa Card FAQs

Other Recommended Credit Cards


Wherever you’re headed on your next trip, your Card covers you for:
  • Emergency Travel Assistance Services:
    Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

  • Delayed and Lost Baggage Insurance:
    Up to $1,000 of overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.

  • Common Carrier Travel Accident Insurance:
    Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, or train).

Editor`s Review:

This business credit card from TD offers businesses a simple and convenient way to earn cash back on common business purchases. This card carries no annual fee for either the primary cardholder or additional cardholders. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.

This card's primary benefit is cash back that is applied as a statement credit on an annual basis. Cardholders earn 2% cash back on office supplies, fuel purchases, and recurring bill payments. Cardholders earn .5% cashback on all other eligible expenses. Additional benefits include purchase protection, extended warranties, rental car discounts, and access to the TD Card Management Tool.

There is no income requirement to apply for this card. Cardholders simply must be Canadian residents who have reached the age of majority in their province or territory.

The bottom line: The TD Cash Back Visa is an easy way for businesses to earn an annual bonus that can be reinvested back into the business simply by buying necessary supplies, materials, fuel, and making other necessary business purchases. This card's $0 annual fee further increases its value. Because businesses must spend money to make money, any business should strongly consider this card as an easy way to make the money that they are already spending go a little further.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.