Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Cash Back Visa Card Review

Welcome Bonus:
TD Cash Back Visa Card snapshot

TD Cash Back Visa Card Review

  • No Annual Fee
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection
TD Cash Back Visa Card Rewards
TD Cash Back Visa Card Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
TD Cash Back Visa Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 3 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Cash Back Visa Card FAQs

Other Recommended Credit Cards


Save with Avis Rent A Car and Budget Rent A Car.
Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.

Instant Alerts. Added convenience, with TD Fraud Alerts:
You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD Cash Back Visa* card, or on any Additional Cardholder card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.

Purchase Security and Extended Warranty Protection- You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Editor`s Review:

The TD Cash Back Visa Card is a no fee credit card which offers 1% cash back on eligible purchases, which includes groceries, gas and recurring bill payments, and 0.5% cash back on all other purchases. Cash back dollars can be redeemed at any time and will never expire as long as your account is in good standing.


Cardholders are provided with peace of mind as all purchases paid in full using the TD Cash Back Visa Card are covered with Purchase Security and Extended Warranty Protection. Additional benefits include discounts for car rentals at Avis Rent a Car and Budget Rent a Car.


By using this basic credit card, card users can gain access to TD’s big bank services. TD is one of the largest banks in Canada and offers more than average to their clients. This includes 24 hour service, emergency cash advances and Visa Checkout online.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.