TD Cash Back Visa Card Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
TD Cash Back Visa Card
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:TD Canada Trust
Network Type:VISA
TD Cash Back Visa Card
Welcome Bonus
Annual Fee
$0
TD Cash Back Visa Card
Card Details

TD Cash Back Visa Card Review

  • No Annual Fee
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicule rental insurance No
  • Travel accident insurance No
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Save with Avis Rent A Car and Budget Rent A Car.
Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.


Instant Alerts. Added convenience, with TD Fraud Alerts:
You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD Cash Back Visa* card, or on any Additional Cardholder card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.


Purchase Security and Extended Warranty Protection- You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
Editor's Review

The TD Cash Back Visa Card is a no fee credit card which offers 1% cash back on eligible purchases, which includes groceries, gas and recurring bill payments, and 0.5% cash back on all other purchases. Cash back dollars can be redeemed at any time and will never expire as long as your account is in good standing.

 

Cardholders are provided with peace of mind as all purchases paid in full using the TD Cash Back Visa Card are covered with Purchase Security and Extended Warranty Protection. Additional benefits include discounts for car rentals at Avis Rent a Car and Budget Rent a Car.

 

By using this basic credit card, card users can gain access to TD’s big bank services. TD is one of the largest banks in Canada and offers more than average to their clients. This includes 24 hour service, emergency cash advances and Visa Checkout online.