Earn 3 TD Rewards Points
for every $1 in grocery purchases and regularly recurring bill payments set up on your Account
Earn 5 TD Rewards Points
for every $1 in travel purchases made with your Card through ExpediaForTD.com
Earn 2 TD Rewards Points
for every $1 you spend on all other purchases made with your Card
Your TD Rewards Points never expire
as long as you are a Cardholder
This card is quite similar to the TD First Class Travel Visa Infinite. This card carries an annual fee of $89 for the primary cardholder and $35 for the first additional cardholder, which are both waived for the first year. Subsequent additional card holders are charged no annual fee. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.
Like the TD First Class Travel Visa Infinite, cardholders earn TD Rewards Points when using this card to make purchases. Cardholders earn 3 TD Rewards Points for every $1 spent on groceries and recurring bill payments; 5 TD Rewards Points on every $1 spent on travel booked through Expedia; and 2 TD Rewards Points for every $1 spent on all other eligible purchases.
New members will have their $89 annual fee waived for the first year, as well as earn a welcome bonus of 40,000 TD Rewards Points, when applying before November 7, 2020 and upon making their first purchase, which equates to a value of $75.Additional benefits include a variety of travel insurance products; rental car discounts; and auto rental insurance.
There is no minimum income requirement to apply for this card. Applicants simply must be Canadian residents who have reached the age of majority in their province or territory.
The bottom line: This card is perfect for Canadians who do some traveling, but are also seeking a rewards credit card that offers more than just travel-related benefits. With its reasonable annual fee, this card strikes a nice balance between value and benefits provided.