Card Details

Bank Name: TD Canada Trust
Network Type: VISA
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.5)

Fees

Annual Fee: $89
Additional Card Fee: $35
Purchases Interest Rate: 19.99%
Cash Advance Interest Rate: 22.99%

Eligibility

  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

TD Platinum Travel Visa Card Review

Welcome Bonus:
 
TD Platinum Travel Visa Card snapshot
TD Platinum Travel Visa Card Review

Earn up to 40,000 TD Rewards Points* (a travel value of $200). Plus, first year no Annual Fee for the Primary and Additional Cardholders4. Conditions Apply. Must apply by November 7, 2020.

Earn 3 TD Rewards Points

for every $1 in grocery purchases and regularly recurring bill payments set up on your Account

Earn 5 TD Rewards Points

for every $1 in travel purchases made with your Card through ExpediaForTD.com

Earn 2 TD Rewards Points

for every $1 you spend on all other purchases made with your Card

Your TD Rewards Points never expire

as long as you are a Cardholder

TD Platinum Travel Visa Card Rewards
Categories cash back earn rate
6
TD Platinum Travel Visa Card Features
Priority airport services
No
Airport lounge access
No
Concierge service
No
Balance protection(Optional)
No
Purchase Security & Extended Protection Insurance
Yes
Flight delay insurance,Baggage Insurance
Yes
Vehicule rental insurance
Yes
Travel accident insurance
Yes
Travel medical insurance
Yes
TD Platinum Travel Visa Card User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

TD Platinum Travel Visa Card FAQs
 

Other Recommended Credit Cards

Advantages:

  • Save with Avis Rent A Car and Budget Rent A Car
    Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates,internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Auto Rental Collision/ Loss Damage Insurance
    Use your eligible TD Credit Card to charge the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost.
  • Option to purchase TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
 

Editor`s Review:

 

This card is quite similar to the TD First Class Travel Visa Infinite. This card carries an annual fee of $89 for the primary cardholder and $35 for the first additional cardholder, which are both waived for the first year. Subsequent additional card holders are charged no annual fee. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.



Like the TD First Class Travel Visa Infinite, cardholders earn TD Rewards Points when using this card to make purchases. Cardholders earn 3 TD Rewards Points for every $1 spent on groceries and recurring bill payments; 5 TD Rewards Points on every $1 spent on travel booked through Expedia; and 2 TD Rewards Points for every $1 spent on all other eligible purchases.

New members will have their $89 annual fee waived for the first year, as well as earn a welcome bonus of 40,000 TD Rewards Points, when applying before November 7, 2020 and upon making their first purchase, which equates to a value of $75.Additional benefits include a variety of travel insurance products; rental car discounts; and auto rental insurance.

 

There is no minimum income requirement to apply for this card. Applicants simply must be Canadian residents who have reached the age of majority in their province or territory.



The bottom line: This card is perfect for Canadians who do some traveling, but are also seeking a rewards credit card that offers more than just travel-related benefits. With its reasonable annual fee, this card strikes a nice balance between value and benefits provided.



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Click on the user reviews tab above to leave a review

 

Author Bio

User
Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.