TD Platinum Travel Visa Card Review
Earn up to 60,000 TD Rewards Points plus first year no Annual Fee for the Primary and Additional Cardholders (a value of up to $420). Conditions Apply.
Recommended Credit Score:
670 900
Average to Excellent
$420
Welcome Bonus Value
$89
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
TD Platinum Travel Visa Card
My Rate Compass Rating: star star star star_half star_outline (3.5)
Bank Name:TD Canada Trust
Network Type:VISA
TD Platinum Travel Visa Card
Welcome Bonus
Earn up to 60,000 TD Rewards Points plus first year no Annual Fee for the Primary and Additional Cardholders (a value of up to $420). Conditions Apply.
Annual Fee
$89
TD Platinum Travel Visa Card
Card Details
TD Platinum Travel Visa Card Review

Earn up to 60,000 TD Rewards Points plus first year no Annual Fee for the Primary and Additional Cardholders (a value of up to $420). Conditions Apply. 

Apply by December 5, 2021 to get a full Annual Fee Rebate1 for the Primary and Additional Cardholders (a value of up to $120) for the first year and up to 60,000 TD Rewards Points (a travel value of up to $300 when you book through ExpediaForTD.com) as follows:

  • Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card.
  • 45,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.



Earn 3 TD Rewards Points

for every $1 in grocery purchases and regularly recurring bill payments set up on your Account

Earn 5 TD Rewards Points

for every $1 in travel purchases made with your Card through ExpediaForTD.com

Earn 2 TD Rewards Points

for every $1 you spend on all other purchases made with your Card

Your TD Rewards Points never expire

as long as you are a Cardholder

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $89
  • Additional Card Fee: $35
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.5)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
  • Save with Avis Rent A Car and Budget Rent A Car
    Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates,internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Auto Rental Collision/ Loss Damage Insurance
    Use your eligible TD Credit Card to charge the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost.
  • Option to purchase TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
Editor's Review

 

This card is quite similar to the TD First Class Travel Visa Infinite. This card carries an annual fee of $89 for the primary cardholder and $35 for the first additional cardholder, which are both waived for the first year. Subsequent additional card holders are charged no annual fee. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.


Like the TD First Class Travel Visa Infinite, cardholders earn TD Rewards Points when using this card to make purchases. Cardholders earn 3 TD Rewards Points for every $1 spent on groceries and recurring bill payments; 5 TD Rewards Points on every $1 spent on travel booked through Expedia; and 2 TD Rewards Points for every $1 spent on all other eligible purchases.


New members will have their $89 annual fee waived for the first year, as well as earn a welcome bonus of 60,000 TD Rewards Points, when applying before December 5, 2021 and upon making their first purchase, which equates to a travel value of $300.Additional benefits include a variety of travel insurance products; rental car discounts; and auto rental insurance.

 There is no minimum income requirement to apply for this card. Applicants simply must be Canadian residents who have reached the age of majority in their province or territory.


The bottom line: This card is perfect for Canadians who do some traveling, but are also seeking a rewards credit card that offers more than just travel-related benefits. With its reasonable annual fee, this card strikes a nice balance between value and benefits provided.