TD Rewards Visa Card Review
Welcome bonus:
Earn a $50 value in TD Rewards Points + to use at Amazon.ca with Shop with Points. Plus, get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee. Conditions Apply. Must apply by December 5, 2021.
- No Annual Fee.
- Earn 2 TD Rewards Points for every $1 in grocery, restaurant and fast food purchases, and regularly recurring bill payments.
- Earn 3 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com.
- Earn 1 TD Rewards Point for every $1 you spend on all other purchases.
- Flexibility to use your TD Rewards Points on what you want – gift cards, merchandise, travel and more.
- Your TD Rewards Points will never expire as long as you are a Cardholder.
- Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection.
Earn 2 TD Rewards Points
Earn 3 TD Rewards Points
Earn 1 TD Rewards Point
-
Priority airport services
No
-
Airport lounge access
No
-
Concierge service
No
-
Balance protection(Optional)
No
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
No
-
Vehicule rental insurance
No
-
Travel accident insurance
No
-
Travel medical insurance
No
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.99%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
- Priority Pass Membership Discount
All TD Travel Credit Cardholders in Canada receive an annual discount on a Priority Pass membership, your key to 1,200 VIP airport lounges worldwide.
- Save with Avis Rent-A-Car and Budget Rent-A-Car
Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
With the TD Rewards Visa Card, members can enjoy the benefits of the TD Rewards program while paying no annual fee. For applications received by May 30, 2021, new members will earn a welcome bonus of 10,000 TD Rewards Points which is equivalent to a value of $25.
The earn rate for TD Rewards Points are 3 Points per dollar spent on travel booked through Expedia for TD, 2 Points for every dollar spent on recurring bill payments registered to the account, 2 Points for every dollar spent on purchases at grocery stores, restaurants and fast food outlets, and 1 Point per dollar spent on all other purchases.
Your points will never expire as long as your account is in good standing, which means that you have the freedom of redeeming points for things such as travel, online shopping, or even to pay down your card balance whenever you like. Additionally, cardholders can shop with peace of mind as eligible purchases are covered with purchase security and extended warranty protection. Other benefits include discount for Priority Pass membership and discounts for car rentals at Avis Rent A Car and Budget Rent A Car.
Special Offer:
Get an extra 15% back* on everyday purchases.
Earn an extra 15% back* for a limited time with a Tangerine Money-Back Credit Card.
Apply for a Tangerine Money-Back Credit Card by January 31, 2022 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Balance transfer offer:
During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months†.
Earn 2% Money-Back Rewards on purchases in up to 3 categories of your choice with the Tangerine Money-Back Credit Card, and 0.50% Money-Back Rewards on all other purchases.
- 2% Rewards in your chosen categories
-
Get 0.50% money back on all other everyday purchases.
-
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
-
No limit on the amount of Money-Back Rewards you can earn.
-
Change your 2% Money-Back Categories to suit your everyday spending.
Optimizing your 2% Money-Back Categories to suit your everyday spending has never been easier. Choose your categories to earn the most money back.
Tangerine Money-Back Credit Card 2% Cash Back Categories:
-
-
- Grocery
- Furniture
- Restaurants
- Hotel-Motel
- Gas
- Recurring Bill Payments
- Drug Store
- Home Improvement
- Entertainment
- Public Transportation and Parking
-
Tangerine Money-Back Credit Card Fees:
- Annual: $0
- Balance transfer: 3% with $5 minimum
- Cash advance: $3.50 inside Canada, $5 outside Canada, plus 19.95% interest on overdue amounts
- Foreign transaction: 2.5% per transaction
- Missed or late payments: increased interest rates to 24.95% on all purchases
- Over limit: $25 (Tangerine does not allow you to go over your limit unless the transaction was pre-approved)
Earn 2% Money-Back Rewards on your everyday purchases in up to 4 Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases
Tangerine Money-Back Credit Card Rewards Features
-
Get 0.50% money back on all other everyday purchases.
-
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
-
No limit on the amount of Money-Back Rewards you can earn.
hange your 2% Money-Back Categories to suit your everyday spending.
Tangerine Money-Back Credit Card Insurance
Free cards for Authorized Users on your Account
Mastercard® accepted worldwide at more than 24 million locations in over 210 countries
Mastercard Zero Liability
Mastercard Tap & GoTM
Scotia Momentum Mastercard Credit Card review
•7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
Tangerine World Mastercard Review
Special Offer:
Get an extra 15% back* on everyday purchases.
Earn an extra 15% back* for a limited time with a Tangerine World Mastercard.
Apply for a Tangerine World Mastercard® by January 31, 2022 and earn an extra 15% back* (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
