TD Rewards Visa Card Review
Get a 9.99% promotional interest rate on purchases for the first 6 months
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
TD Rewards Visa Card
My Rate Compass Rating: star star star star_outline star_outline (3)
Bank Name:TD Canada Trust
Network Type:VISA
TD Rewards Visa Card
Welcome Bonus
Get a 9.99% promotional interest rate on purchases for the first 6 months
Annual Fee
$0
TD Rewards Visa Card
Card Details

TD Rewards Visa Card Review 

Welcome bonus:

Earn a $50 value in TD Rewards Points + to use at Amazon.ca with Shop with Points. Plus, get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee. Conditions Apply. Must apply by December 5, 2021.


  • No Annual Fee.
  • Earn 2 TD Rewards Points for every $1 in grocery, restaurant and fast food purchases, and regularly recurring bill payments.
  • Earn 3 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com.
  • Earn 1 TD Rewards Point for every $1 you spend on all other purchases.
  • Flexibility to use your TD Rewards Points on what you want – gift cards, merchandise, travel and more.
  • Your TD Rewards Points will never expire as long as you are a Cardholder.
  • Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection.


Earn 2 TD Rewards Points
for every $1 in grocery purchases, restaurant & fast food purchases, and regularly recurring bill payments set up on your Account

Earn 3 TD Rewards Points
for every $1 in travel purchases made with your Card through ExpediaForTD.com

Earn 1 TD Rewards Point
for every $1 you spend on all other purchases made using your Card
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance No
  • Vehicule rental insurance No
  • Travel accident insurance No
  • Travel medical insurance No
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_outline star_outline (3)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

  • Priority Pass Membership Discount
    All TD Travel Credit Cardholders in Canada receive an annual discount on a Priority Pass membership, your key to 1,200 VIP airport lounges worldwide.
  • Save with Avis Rent-A-Car and Budget Rent-A-Car
    Use your TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
Editor's Review

With the TD Rewards Visa Card, members can enjoy the benefits of the TD Rewards program while paying no annual fee. For applications received by May 30, 2021, new members will earn a welcome bonus of 10,000 TD Rewards Points which is equivalent to a value of $25.

 

The earn rate for TD Rewards Points are 3 Points per dollar spent on travel booked through Expedia for TD, 2 Points for every dollar spent on recurring bill payments registered to the account, 2 Points for every dollar spent on purchases at grocery stores, restaurants and fast food outlets, and 1 Point per dollar spent on all other purchases.

 

Your points will never expire as long as your account is in good standing, which means that you have the freedom of redeeming points for things such as travel, online shopping, or even to pay down your card balance whenever you like. Additionally, cardholders can shop with peace of mind as eligible purchases are covered with purchase security and extended warranty protection. Other benefits include discount for Priority Pass membership and discounts for car rentals at Avis Rent A Car and Budget Rent A Car.

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