Visa Classic Review
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
Visa Classic
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:DesJardins
Network Type:VISA
Card Details

Desjardins Classic Visa review

Card features you'll like the most Low interest rate Get a low interest rate on all your purchases and cash advances.

Travel Insurance For the first 3 days of your trips. Mobile payments Tap and pay with your smartphone.

It's easy, free and secure. Accord D financing Quick and flexible financing for projects that are important to you.
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) Yes
  • Purchase Security & Extended Protection Insurance NO
  • Flight delay insurance,Baggage Insurance No
  • Vehicle rental insurance No
  • Travel accident insurance No
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $30
  • Additional Card Fee: $0
  • Purchases Interest Rate: 12.9%
  • Cash Advance Interest Rate: 22.99%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
  • Low interest rate
  • travel insurance
  • Other features Better security through chip technology Visa payWave contactless technology 21-day grace period to pay your bill without incurring credit charges No transaction fees Verified by Visa
Editor's Review

The Classic Visa card from Desjardins is a low-interest card that is perfect for all Canadians since it comes with no minimum annual income. If you travel a lot and you dig in low annual fees, then you should definitely consider this card.


Desjardins Classic Visa has a very good interest rate of just 12.99%, which is much better than what other similar cards have to offer. It comes with strong chip technology for enhanced security, travel insurance and cash advances of up to $2,500 a day.


In case your card is stolen, you'll not be liable for the issues that result. In terms of travel insurance, you get a $5 million health coverage per person, $1,000 trip cancellation coverage and baggage insurance of $500. The insurance is exceptional, especially when compared to the cards offered by the competition.


The $30 annual fee is very good, especially when you factor in the perks and benefits. You can get an extra card free of charge for your spouse or partner, plus a 21-day grace period so that you can pay your bill without any extra charges. To top it all, you gain free access to 25% when you rent a car from Hertz locations.