Desjardins Classic Visa review
Card features you'll like the most Low interest rate Get a low interest rate on all your purchases and cash advances.
Travel Insurance For the first 3 days of your trips. Mobile payments Tap and pay with your smartphone.
It's easy, free and secure. Accord D financing Quick and flexible financing for projects that are important to you.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
Yes
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Purchase Security & Extended Protection Insurance
NO
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Flight delay insurance,Baggage Insurance
No
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Vehicule rental insurance
No
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Travel accident insurance
No
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Travel medical insurance
Yes
- Annual Fee: $30
- Additional Card Fee: $0
- Purchases Interest Rate: 12.9%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
- Low interest rate
- travel insurance
- Other features Better security through chip technology Visa payWave contactless technology 21-day grace period to pay your bill without incurring credit charges No transaction fees Verified by Visa
The Classic Visa card from Desjardins is a low-interest card that is perfect for all Canadians since it comes with no minimum annual income. If you travel a lot and you dig in low annual fees, then you should definitely consider this card.
Desjardins Classic Visa has a very good interest rate of just 12.99%, which is much better than what other similar cards have to offer. It comes with strong chip technology for enhanced security, travel insurance and cash advances of up to $2,500 a day.
In case your card is stolen, you'll not be liable for the issues that result. In terms of travel insurance, you get a $5 million health coverage per person, $1,000 trip cancellation coverage and baggage insurance of $500. The insurance is exceptional, especially when compared to the cards offered by the competition.
The $30 annual fee is very good, especially when you factor in the perks and benefits. You can get an extra card free of charge for your spouse or partner, plus a 21-day grace period so that you can pay your bill without any extra charges. To top it all, you gain free access to 25% when you rent a car from Hertz locations.
Special Offer:
Get an extra 15% back* on everyday purchases.
Earn an extra 15% back* for a limited time with a Tangerine Money-Back Credit Card.
Apply for a Tangerine Money-Back Credit Card by November 30, 2021 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Balance transfer offer:
During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months†.
Earn 2% Money-Back Rewards on purchases in up to 3 categories of your choice with the Tangerine Money-Back Credit Card, and 0.50% Money-Back Rewards on all other purchases.
- 2% Rewards in your chosen categories
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Get 0.50% money back on all other everyday purchases.
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Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
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No limit on the amount of Money-Back Rewards you can earn.
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Change your 2% Money-Back Categories to suit your everyday spending.
Optimizing your 2% Money-Back Categories to suit your everyday spending has never been easier. Choose your categories to earn the most money back.
Tangerine Money-Back Credit Card 2% Cash Back Categories:
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- Grocery
- Furniture
- Restaurants
- Hotel-Motel
- Gas
- Recurring Bill Payments
- Drug Store
- Home Improvement
- Entertainment
- Public Transportation and Parking
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Tangerine Money-Back Credit Card Fees:
- Annual: $0
- Balance transfer: 3% with $5 minimum
- Cash advance: $3.50 inside Canada, $5 outside Canada, plus 19.95% interest on overdue amounts
- Foreign transaction: 2.5% per transaction
- Missed or late payments: increased interest rates to 24.95% on all purchases
- Over limit: $25 (Tangerine does not allow you to go over your limit unless the transaction was pre-approved)
Scotia Momentum Mastercard Credit Card review
•7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)
• Cash back on everyday spending with no annual fee
• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
• 0.5% cash back on all other eligible everyday purchases
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
Tangerine World Mastercard Review
Special Offer:
Get an extra 15% back* on everyday purchases.
Earn an extra 15% back* for a limited time with a Tangerine World Mastercard.
Apply for a Tangerine Money-Back Credit Card by November 30, 2021 and earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.
