My Rate Compass

Card Details

Bank Name: DesJardins
Network Type: VISA
Card Type: Student


Annual Fee: $30
Additional Card Fee: $0
Purchases Interest Rate: 12.9%
Cash Advance Interest Rate: 22.99%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Visa Classic

Welcome Bonus:
Visa Classic snapshot

Desjardins Classic Visa review

Card features you'll like the most Low interest rate Get a low interest rate on all your purchases and cash advances.

Travel Insurance For the first 3 days of your trips. Mobile payments Tap and pay with your smartphone.

It's easy, free and secure. Accord D financing Quick and flexible financing for projects that are important to you.
Visa Classic Rewards
Visa Classic Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Visa Classic User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 0 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Visa Classic FAQs

Other Recommended Credit Cards


  • Low interest rate
  • travel insurance
  • Other features Better security through chip technology Visa payWave contactless technology 21-day grace period to pay your bill without incurring credit charges No transaction fees Verified by Visa

Editor`s Review:

The Classic Visa card from Desjardins is a low-interest card that is perfect for all Canadians since it comes with no minimum annual income. If you travel a lot and you dig in low annual fees, then you should definitely consider this card.


Desjardins Classic Visa has a very good interest rate of just 12.99%, which is much better than what other similar cards have to offer. It comes with strong chip technology for enhanced security, travel insurance and cash advances of up to $2,500 a day.


In case your card is stolen, you'll not be liable for the issues that result. In terms of travel insurance, you get a $5 million health coverage per person, $1,000 trip cancellation coverage and baggage insurance of $500. The insurance is exceptional, especially when compared to the cards offered by the competition.


The $30 annual fee is very good, especially when you factor in the perks and benefits. You can get an extra card free of charge for your spouse or partner, plus a 21-day grace period so that you can pay your bill without any extra charges. To top it all, you gain free access to 25% when you rent a car from Hertz locations.

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