Desjardins Elegance Gold Visa review
Card features you'll like the most Desjardins BONUSDOLLARS Rewards Program Turn your purchases into trips, gift rewards and more.
Travel Insurance For the first 3 days of your trips.
Purchase Protection and Extended Warranty For most goods purchased with your card.
Mobile Device Insurance Protect your cellphone, smartphone or tablet.
-
Priority airport services
No
-
Airport lounge access
No
-
Concierge service
No
-
Balance protection(Optional)
No
-
Purchase Security & Extended Protection Insurance
Yes
-
Flight delay insurance,Baggage Insurance
No
-
Vehicle rental insurance
No
-
Travel accident insurance
No
-
Travel medical insurance
Yes
- Annual Fee: $30
- Additional Card Fee: $0
- Purchases Interest Rate: 19.9%
- Cash Advance Interest Rate: 22.99%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
Travel Insurance
Mobile insurance
Accord D financing
This is a solid choice for any Canadian who wants to earn a good 1% back on any purchases and gain access to a wide range of perks and benefits. With a fee of $30 a year, you can use this card to enroll in the BONUSDOLLARS rewards program, so you can receive your bonus points for various rewards.
Just like with any other Desjardins card, with the Elegance Gold you are not liable if your card details are stolen and cybercriminals use your card. You can integrate this card with your mobile phone payment app and pay seamlessly with your phone.
With this card, you can receive up to $5,000 in advance from anywhere in the world. Additionally, you can get protection for your personal property or for gifts you purchase using this card. The upper limit you can get is $50k per account.
In terms of perks, Desjardins Elegance Gold Visa gives you up to $1,000 in smartphone/tablet insurance. If your device is stolen, malfunctions or is lost, you can get $1,000 back. On shorter trips, you also get 3 days' insurance, plus 24/7 travel support.
With this card, you can get into Desjardin's Accord D program. Order an additional card for free and let your spouse capitalize on the 1% cashback.
SimplyCash® Preferred Card from American Express Review
• In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months
• Earn accelerated earn rates on eligible gas and grocery purchases
• Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
• Access events and special offers curated for Cardmembers with American Express® Experiences
• Extensive insurance coverage and 24/7 Customer Service
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Tangerine World Mastercard Review 2024
Special Offer:
Apply for a Tangerine World Mastercard® by October, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Author Bio
Mohamed Konate is a personal finance expert and blogger with years of experience in the Canadian financial industry. As a former financial services professional at major institutions, he developed a deep understanding of the financial challenges facing everyday Canadians. Passionate about helping others achieve financial success, Mohamed shares his insights and knowledge on this blog. He holds a Bachelor and a Master in Business Administration from universities in Quebec.
