BMO - 4 Year Fixed Ontario Rate
Rate Hold The amount of time that a lender will guarantee a loan's interest rate. (Usually between 60 and 120 days).
Monthly Prepayment You can increase your monthly mortgage payment to pay down your mortgage faster.
Annual Prepayment You can make a lump-sum payment each year to pay down your mortgage faster.
Get Up To $4,200 Cash Back** With A New BMO Mortgage. Plus, Lock In Your Rate For 130 Days!* Offer Ends June 30, 2023.
Switch Your Mortgage to BMO and Get Up To $4,200 Cash Back.* Offer Ends June 30, 2023.
Whether you’re looking for your first home, buying another property, or refinancing your mortgage, BMO can make things a little easier with:
- Mortgage rates with a 130-day mortgage rate guarantee – the longest of any major bank in Canada††
- Accelerated payment options to help you pay your mortgage faster
- Knowledgeable Mortgage Specialists who come to you
Not ready yet for a mortgage. You can sign up for our mortgage rates alert and you will be notified when the rates change.