Smart Shopping: Proven Ways to Save Big on Holiday Spending

Mohamed Konate


Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.

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Smart Shopping: Proven Ways to Save Big on Holiday Spending
Published by Mohamed Konate | Updated Nov 24, 2023
Smart Shopping: Proven Ways to Save Big on Holiday Spending
Reading Time: 5 Min The festive period brings cheer and festivity, yet it can strain your wallet with the cost of presents and social gatherings piling up. However, there are ways to save money and stay within your budget while still enjoying the holiday season, we’ll provide effective advice on economical holiday spending in this guide.   1. Plan… Continue reading Smart Shopping: Proven Ways to Save Big on Holiday Spending
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Understanding Canada’s Minimum Wage Structure
Published by Mohamed Konate | Nov 22, 2023
Understanding Canada’s Minimum Wage Structure
Reading Time: 3 Min Grasping the concept of minimum wages in Canada is complex due to the different rates found throughout its provinces and territories. Let’s thoroughly explore the intricate details of minimum wages within the nation.   Federal Minimum Wage in Canada Starting April 1, 2023, Canada introduced a nationwide minimum wage of $16.65 an hour, previously determined… Continue reading Understanding Canada’s Minimum Wage Structure
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What is the total cost of ownership for a car ownership
Published by Mohamed Konate | Updated Nov 24, 2023
What is the total cost of ownership for a car ownership
Reading Time: 2 Min Purchasing a car extends beyond the initial price at the car showroom. The actual costs begin accruing when you hit the road after the purchase. Many aspiring car buyers must fully grasp the comprehensive expenses of car ownership. To make a well-informed purchasing decision, it is imperative to comprehend the multiple elements that factor into… Continue reading What is the total cost of ownership for a car ownership
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Types of Credit Cards in Canada
Published by Mohamed Konate | Updated Nov 24, 2023
Types of Credit Cards in Canada
Reading Time: 4 Min   Types of Credit Card Previously, owning a credit card was  easy: one card for one person and for all transactions. Today, you can own two or more credit cards depending on your lifestyle. With a range of fees, interest rates, and reward programs,  it’s now more important to know which credit card best suits… Continue reading Types of Credit Cards in Canada
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CIBC Rewards Program Review 2023: What you need to know
Published by Mohamed Konate | Updated Dec 02, 2023
CIBC Rewards Program Review 2023: What you need to know
Reading Time: 10 Min   The Canadian Imperial Bank of Commerce is the result of a 1961 merger between the Canadian Bank of Commerce and the Imperial Bank of Canada. The Canadian Bank of Commerce traces its roots all the way back to 1867, founded to compete against the Bank of Montreal. The Imperial Bank of Canada’s history, likewise,… Continue reading CIBC Rewards Program Review 2023: What you need to know
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