How Long Do Refunds Take On Credit Cards

Mohamed Konate


Mohamed Konate is a personal finance expert and blogger with years of experience in the Canadian financial industry. As a former financial services professional at major institutions, he developed a deep understanding of the financial challenges facing everyday Canadians. Passionate about helping others achieve financial success, Mohamed shares his insights and knowledge on this blog. He holds a Bachelor and a Master in Business Administration from universities in Quebec.

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How Long Do Refunds Take On Credit Cards
Published by Mohamed Konate | Feb 04, 2025
How Long Do Refunds Take On Credit Cards
Reading Time: 3 Min Have you ever purchased something on your credit card only for the item to break immediately? Perhaps you realized you couldn’t afford to pay your credit card balance and had to request a refund for a purchase. If you’ve requested a credit card refund and find yourself wondering how long it will take, don’t worry.… Continue reading How Long Do Refunds Take On Credit Cards
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What Is The Difference Between A Secured Credit Card And A Prepaid Card?
Published by Mohamed Konate | Feb 04, 2025
What Is The Difference Between A Secured Credit Card And A Prepaid Card?
Reading Time: 4 Min Secured credit cards and prepaid cards are variations of a standard credit card, each with its benefits and limitations. This article explores the main features of each type of card and compares them in terms of functions, limitations, and differences.  If you’re not sure which card works best for you, read on to see our… Continue reading What Is The Difference Between A Secured Credit Card And A Prepaid Card?
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Can You Go Over Your Credit Card Limit?
Published by Mohamed Konate | Feb 04, 2025
Can You Go Over Your Credit Card Limit?
Reading Time: 4 Min Have you ever wondered if you can go over your credit card limit? It depends. Sometimes you can go slightly over your limit. Other times, your card will decline if you attempt to make a purchase that will put you over your credit limit.  Whether you’re facing an unexpected expense or want to make a… Continue reading Can You Go Over Your Credit Card Limit?
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How To Cancel Pre-Authorized Payments On Credit Cards
Published by Mohamed Konate | Feb 04, 2025
How To Cancel Pre-Authorized Payments On Credit Cards
Reading Time: 4 Min Pre-authorized payments, also known as recurring charges, are automatic payments deducted from your credit card at regular intervals. These payments are commonly used for subscription services, gym memberships, utility bills, and other recurring expenses. While pre-authorized payments can be convenient, they can also become a burden if you no longer need the service or want… Continue reading How To Cancel Pre-Authorized Payments On Credit Cards
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Can I Upgrade From A Secured Credit Card To An Unsecured Credit Card?
Published by Mohamed Konate | Feb 04, 2025
Can I Upgrade From A Secured Credit Card To An Unsecured Credit Card?
Reading Time: 7 Min If you’ve been using a secured credit card to help you build your credit, but feel like it’s time to upgrade to an unsecured credit card – you’re in luck! It’s possible to switch to an unsecured credit card from a secured card if you’ve met certain credit requirements.  If you feel like you’re ready… Continue reading Can I Upgrade From A Secured Credit Card To An Unsecured Credit Card?
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Can You Use A Canadian Credit Card In The USA?
Published by Mohamed Konate | Feb 04, 2025
Can You Use A Canadian Credit Card In The USA?
Reading Time: 6 Min It is possible to use a Canadian credit card in the US, but there are some key differences and limitations when it comes to using your Canadian credit card outside of Canada. Factors such as currency conversion rates and foreign transaction fees can all limit your credit card usage in the US.  In this article,… Continue reading Can You Use A Canadian Credit Card In The USA?
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