Scotiabank Gold American Express® Card Review
Earn up to 50,000 bonus Scotia Rewards points in your first year (that’s up to $500 towards travel)
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Recommended Credit Score:
670 900
Average to Excellent
$500
Welcome Bonus Value
$129
Annual Fee
19.99%
Purchase Interest Rate
NA
Min Personal Required
  Scotiabank Gold American Express® Card
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My Rate Compass Rating: star star star star star_outline (4.1)
Bank Name:Scotiabank
Network Type:Amex
Awards:Best Credit Card Award Winner
Scotiabank Gold American Express® Card
Welcome Bonus
Earn up to 50,000 bonus Scotia Rewards points in your first year (that’s up to $500 towards travel)
Annual Fee
$129
  Scotiabank Gold American Express® Card
Card Details

Scotiabank Gold American Express® Card review

Earn up to 50,000 bonus Scotia Rewards points in your first year (that’s up to $500 towards travel)1 Plus, no annual fee in the first year, including on supplementary cards.

• Complimentary Concierge Services 24/7
• Amex exclusive benefits (Front Of The Line)
• Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.

5x

eat in & eat out

Earn 5x Scotia Rewards points for every $1 CDN spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

watch & cheer

Earn 5x Scotia Rewards points for every $1 CDN spent on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.


3x

ride & drive

Earn 3x Scotia Rewards points for every $1 CDN spent on eligible gas and daily transit.Includes rideshare, buses, taxis, subway, and more.

listen & stream

Earn 3x Scotia Rewards points for every $1 CDN spent on eligible select streaming services.

1x

everything else

Earn 1xScotia Rewards point for every $1 spent on every other purchase.

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $129
  • Additional Card Fee: $29
  • Purchases Interest Rate: 19.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.1)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Complimentary concierge service

Whether you need help booking your restaurant reservations or scoring tickets for a show, our concierge service is happy to assist you 24/7.

Airport lounge access

Be confident that you'll have a place to relax or catch up on business. Enjoy VIP lounge access with Priority Pass and access to over 600 VIP lounges around the world.

Peace of mind for every trip

Travel with confidence on every trip with many types of travel coverage

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.

Editor's Review

With a generous rewards rate of 5 points per dollar on gas, groceries, restaurants and entertainment, the Scotiabank Gold American Express Card will help make your travel plans a reality. Plus, with a flexible points program, you can book you flights on your own schedule.Excellent credit card with 7 types of travel coverage and great reward earn rates.

  • Generous sign-up bonus -The Scotiabank Gold American Express offers a way for new cardholders to quickly stockpile points. It lets you earn 50,000 bonus points in your first year. 
  • Flexible redemption options - With the Scotia Rewards Program, you can book your travel with any airline or hotel through its full-service travel agency. You can use your points to cover the whole cost of the trip, including taxes and fees, or combine your points and a charge to your card. Points can also be used to book hotels and rental cars.
  • Travel convenience - Added features such as rental car discounts and hotel room upgrades are designed to make travel as convenient and comfortable as possible.
  • Additional protection - This Amex credit card provides has one of the most comprehensive travel protection benefits with insurance against flight delays and lost baggage even insurance against burglaries.




Awards