Scotiabank Gold American Express® Card Review
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived
Recommended Credit Score:
670 900
Average to Excellent
$450
Welcome Bonus Value
$120
Annual Fee
20.99%
Purchase Interest Rate
NA
Min Personal Required
  Scotiabank Gold American Express® Card
My Rate Compass Rating: star star star star star_outline (4.1)
Bank Name:Scotiabank
Network Type:Amex
Awards:Best Credit Card Award Winner
Scotiabank Gold American Express® Card
Welcome Bonus
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived
Annual Fee
$120
  Scotiabank Gold American Express® Card
Card Details

Scotiabank Gold American Express® Card review

• Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.

• Complimentary Concierge Services 24/7
• Amex exclusive benefits (Front Of The Line)

6X 

Sobeys, Safeway, FreshCo, Foodland, and more

Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.

 

5X

Eat in and Eat out

Earn 5 Scene+ points2 for every $1 CAD you spend in Canada on Dining, Food Delivery, and other eligible grocery stores. Includes popular food delivery and food subscriptions.

 

5X

Watch and Cheer

Earn 5 Scene+ points2 for every $1 CAD you spend in Canada eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

 

3X

Ride and Drive

Earn 3 Scene+ points2 for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

 

3X

Listen and Stream

Earn 3 Scene+ points2 for every $1 CAD you spend in Canada on eligible select streaming services.

 

Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases

 

Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $120
  • Additional Card Fee: $29
  • Purchases Interest Rate: 20.99%
  • Cash Advance Interest Rate: 22.99%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4.1)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons

Complimentary concierge service

Whether you need help booking your restaurant reservations or scoring tickets for a show, our concierge service is happy to assist you 24/7.

Airport lounge access

Be confident that you'll have a place to relax or catch up on business. Enjoy VIP lounge access with Priority Pass and access to over 600 VIP lounges around the world.

Peace of mind for every trip

Travel with confidence on every trip with many types of travel coverage

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.

Editor's Review

With a generous rewards rate of up to 6 points per dollar on gas, groceries, restaurants and entertainment, the Scotiabank Gold American Express Card will help make your travel plans a reality. Plus, with a flexible points program, you can book you flights on your own schedule.Excellent credit card with 7 types of travel coverage and great reward earn rates.

  • Generous sign-up bonus -The Scotiabank Gold American Express offers a way for new cardholders to quickly stockpile points. It lets you earn 45,000 bonus Scene+™ points in your first year. 
  • Flexible redemption options - With the Scotia Rewards Program, you can book your travel with any airline or hotel through its full-service travel agency. You can use your points to cover the whole cost of the trip, including taxes and fees, or combine your points and a charge to your card. Points can also be used to book hotels and rental cars.
  • Travel convenience - Added features such as rental car discounts and hotel room upgrades are designed to make travel as convenient and comfortable as possible.
  • Additional protection - This Amex credit card provides has one of the most comprehensive travel protection benefits with insurance against flight delays and lost baggage even insurance against burglaries.




Awards