American Express® AeroplanPlus®* Platinum Review
Earn a Welcome Bonus of 40,000 AeroplanĀ®* Miles
Recommended Credit Score:
670 900
Average to Excellent
Welcome Bonus Value
Annual Fee
Purchase Interest Rate
Min Personal Required
American Express® AeroplanPlus®* Platinum
My Rate Compass Rating: star star star star star_outline (4)
Bank Name:American Express
Network Type:Amex
American Express® AeroplanPlus®* Platinum
Welcome Bonus
Earn a Welcome Bonus of 40,000 AeroplanĀ®* Miles
Annual Fee
American Express® AeroplanPlus®* Platinum
Card Details

This card is no longer offered by this financial institution

American Express® AeroplanPlus®* Platinum Card / American Express® AeroplanPlus®*Gold Card is no longer available as of August 26th, 2020. You can compare more American Express credit cards here


American Express® AeroplanPlus®* Platinum Card Review


New American Express® AeroplanPlus®* Platinum Cardmembers earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months of Cardmembership.

Earn Aeroplan Miles

Earn 1.25 Aeroplan Miles for every $1 of Card purchases up to $25,000 annually

Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually

Earn Aeroplan Miles twice when you use your American Express® AeroplanPlus®* Platinum Card and provide your Aeroplan Number at over 150 Aeroplan Partner brands

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

  • Priority airport services Yes
  • Airport lounge access Yes
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicle rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
  • Annual Fee: $499
  • Additional Card Fee: $199
  • Purchases Interest Rate: -%
  • Cash Advance Interest Rate: -%
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star star_outline (4)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Bring along a friend with a Partner Ticket .Once per year, you can redeem 15,000 Aeroplan Miles for a short-haulØ roundtrip Fixed Mileage Flight Reward™* in economy class and receive a second Partner Ticket for the same itinerary.
Relax in over 1,200 lounges worldwide, including unlimited access to the Air Canada Maple Leaf LoungeTM** where available, in major airports across Canada and key international locations, and around the globe with Priority PassTM membership.


Bypass the regular check-in line at the airport with access to Air Canada Priority Check-in.

Editor's Review

Premium Aeroplan credit card fully loaded with many travel features, benefits and insurance coverage.The annual fee is higher than other premium credit cards however reflect the world class features of the American Express brand.

This American Express®  credit card has a unique points earning structure. Cardholders earn 1.25 Aeroplan miles for every dollar spent. Once $25,000 is spent on the card, cardholders earn 1.5 Aeroplan miles for every dollar spent. The $25,000 cap renews every year meaning you’ll need to start fresh every twelve months. If you don’t spend money on certain categories on a regular basis, for example groceries and pharmacy, this is an excellent credit card because you’ll earn points no matter what you spend on. Points can be redeemed towards flights, cruises, hotels, vacation packages, travel experiences, merchandise and car rentals along with several others. Remember that you’ll get the best value when you spend on flights since that’s what the card is meant for!


American Express®  offers their customers an array of additional benefits. For one, when you sign up for this credit card you’ll earn 40,000 Aeroplan miles as a big welcome. One thing to note is that you must spend $3,000 within your first three months of owning the credit card. Although, that’s enough points to take you on a short flight within North America! American Express also offers their customers travel insurance, unlimited access to the Air Canada Maple Leaf Lounge, priority check in with Air Canada, valet service at Pearson Airport, seat upgrades, purchase protection among other exclusive perks.


Like many AMEX cards, the American Express® AeroplanPlus®* Platinum Card

is a charge card. This means that you must pay the balance in full every month or face high interest charges. The card also comes with a $499 annual fee. If that isn’t within your budget, there are similar AMEX credit cards that are more affordable and have similar Aeroplan earnings such as the American Express® AeroplanPlus®* Gold Card.


All in all, the American Express® AeroplanPlus®* Platinum Card is a fantastic choice for individuals who can afford the annual fee and make ample purchases on their credit card. Perhaps look for other credit card choices if you’re seeking non-travel rewards or won’t meet the spending requirements to make this card worth your while.

Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.


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