Card Details

Bank Name: Capital One
Network Type: Mastercard
Card Type: Personal
MRC Rating My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category.: (3.8)


Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.8%
Cash Advance Interest Rate: 19.8%


  • You're a Canadian resident
  • You've reached the age of majority in your province or territory

Recommended Credit Score

Average to Excellent (670-900)

Aspire Cash Platinum MasterCard Review

Welcome Bonus:
Aspire Cash Platinum MasterCard snapshot
Top features at a glance: 1% cash rewards for every $1 on all purchases There's no limit to the amount of cash rewards you can earn Cash rewards don't have an expiry date With the Aspire Cash Platinum MasterCard, you get cash rewards on every purchase and there's no limit to the amount you can earn. 1% cash rewards for every $1 on all purchases No annual fee No limit to the amount of cash you can earn Cash rewards have no expiry date EXTRAS Add an authorized user for $0 and earn even more cash with their purchases Platinum MasterCard benefits, including Purchase Assurance and Extended Warranty
Aspire Cash Platinum MasterCard Rewards
Categories cash back earn rate
Aspire Cash Platinum MasterCard Features
Priority airport services
Airport lounge access
Concierge service
Balance protection(Optional)
Purchase Security & Extended Protection Insurance
Flight delay insurance,Baggage Insurance
Vehicule rental insurance
Travel accident insurance
Travel medical insurance
Aspire Cash Platinum MasterCard User Reviews
Total Reviews: 0

Rating: 1 2 3 4 5 ( 4 )

Application Experience: 1 2 3 4 5

Rewards/Features: 1 2 3 4 5

Customer Service: 1 2 3 4 5

Convenience: 1 2 3 4 5

Likelihood to recommend: 1 2 3 4 5

Aspire Cash Platinum MasterCard FAQs

Other Recommended Credit Cards


Redeem for cash whenever and however you want! Cash or statement credit. You choose how you want your cash, plus: Your cash rewards never expire! There is no limit to the amount of cash you can earn You can redeem as much or as little as you want .There are no restrictions Redeem as often as you like

Editor`s Review:


This is the cash back credit card that Capital One offers to the Canadian market. This card carries no annual fee and an annual interest rate of 19.8% on purchases, balance transfers, and cash advances. Cardholders can also add additional authorized users for no annual fee.

Holders of the Aspire Cash Platinum Mastercard from Capital One earn 1% cash back on every $1 they spend on their card. Cardholders can then redeem their cash back for a statement credit or receive their cash back in a cheque. What is more, Capital One cash back rewards never expire, and cardholders can redeem as much or as little cash back as they want at any time. Additional benefits include purchase protection, extended warranties, several useful travel insurance products, and zero-liability fraud protection.

The bottom line: The Aspire Cash Platinum Mastercard from Capital One offers cardholders a simple and convenient way to earn cash back on money they are already spending. The ability to also add additional authorized users for no annual fee allows cardholders to earn even more cash back based on the purchases of those whom they support. Finally, Capital One's mobile app makes is easy to redeem cash back for a statement credit in as little as two taps, making this card an excellent choice for Canadians seeking a cash back card without additional benefits that they would not use.

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Author Bio

Mohamed Konate

Mohamed Konate is a personal finance expert, blogger, and marketing consultant based out of Toronto. He is a former financial services professional who worked for many years at major Canadian financial institutions where he managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor in Business Administration from the University of Quebec (Montreal) and a Master in International Business from the University of Sherbrooke (Quebec).He is also the author of the Canadian Credit Card Guidebook.