Top features at a glance: 1% cash rewards for every $1 on all purchases There's no limit to the amount of cash rewards you can earn Cash rewards don't have an expiry date With the Aspire Cash Platinum MasterCard, you get cash rewards on every purchase and there's no limit to the amount you can earn.
Our experts have compiled a list of the best cards in Canada in each major category, from cash back and low rate to balance transfers and more. Explore our top picks and find the best credit card for you.
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Priority airport services
No
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Airport lounge access
No
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Concierge service
No
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Balance protection(Optional)
No
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Purchase Security & Extended Protection Insurance
Yes
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Flight delay insurance,Baggage Insurance
Yes
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Vehicle rental insurance
Yes
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Travel accident insurance
Yes
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Travel medical insurance
Yes
- Annual Fee: $0
- Additional Card Fee: $0
- Purchases Interest Rate: 19.8%
- Cash Advance Interest Rate: 21.9%
- You're a Canadian resident
- You've reached the age of majority in your province or territory
There is no limit to the amount of cash you can earn You can redeem as much or as little as you want .
There are no restrictions Redeem as often as you like
This is the cash back credit card that Capital One offers to the Canadian market. This card carries no annual fee and an annual interest rate of 19.8% on purchases, balance transfers, and 21.9% for cash advances. Cardholders can also add additional authorized users for no annual fee.
Holders of the Aspire Cash Platinum Mastercard from Capital One earn 1% cash back on every $1 they spend on their card. Cardholders can then redeem their cash back for a statement credit or receive their cash back in a cheque. What is more, Capital One cash back rewards never expire, and cardholders can redeem as much or as little cash back as they want at any time. Additional benefits include purchase protection, extended warranties, several useful travel insurance products, and zero-liability fraud protection.
The bottom line: The Aspire Cash Platinum Mastercard from Capital One offers cardholders a simple and convenient way to earn cash back on money they are already spending. The ability to also add additional authorized users for no annual fee allows cardholders to earn even more cash back based on the purchases of those whom they support. Finally, Capital One's mobile app makes is easy to redeem cash back for a statement credit in as little as two taps, making this card an excellent choice for Canadians seeking a cash back card without additional benefits that they would not use.
American Express Cobalt® Credit Card review 2024
Welcome Offer:
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In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to 15,000 points in a year.
American Express Cobalt® Card Income Requirements Many American Express credit cards have income range requirement to be eligible for the card however the Amex Cobalt Card doesn’t have a specific income requirement which mean that you could be approved for this credit card if you meet the requirements below: Credit score of 670+ You must be the age of majority. Canadian resident with a Canadian credit file.
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Tangerine World Mastercard Review 2024
Special Offer:
Apply for a Tangerine World Mastercard® by October, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Always-On Offer:
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Author Bio
Mohamed Konate is a personal finance expert, blogger, and marketing consultant based in Toronto. He is a former financial services professional who worked at major Canadian financial institutions for many years. He managed the marketing strategy around various financial products ranging from credit cards to lines of credit. Mohamed is passionate about personal finance and holds a Bachelor's in Business Administration from the University of Quebec (Montreal) and a Master's in International Business from the University of Sherbrooke (Quebec). He is also the author of the Canadian Credit Card Guidebook.
