Capital One Aspire Cash Platinum MasterCard Review
Recommended Credit Score:
670 900
Average to Excellent
$0
Welcome Bonus Value
$0
Annual Fee
19.8%
Purchase Interest Rate
NA
Min Personal Required
Capital One Aspire Cash Platinum MasterCard
My Rate Compass Rating: star star star star_half star_outline (3.8)
Bank Name:Capital One
Network Type:Mastercard
Capital One Aspire Cash Platinum MasterCard
Welcome Bonus
Annual Fee
$0
Capital One Aspire Cash Platinum MasterCard
Card Details
Capital One Aspire Cash Platinum MasterCard Review

Top features at a glance: 1% cash rewards for every $1 on all purchases There's no limit to the amount of cash rewards you can earn Cash rewards don't have an expiry date With the Aspire Cash Platinum MasterCard, you get cash rewards on every purchase and there's no limit to the amount you can earn.

1% cash rewards for every $1 on all purchases No annual fee No limit to the amount of cash you can earn Cash rewards have no expiry date EXTRAS Add an authorized user for $0 and earn even more cash with their purchases Platinum MasterCard benefits, including Purchase Assurance and Extended Warranty
Insurance
  • Priority airport services No
  • Airport lounge access No
  • Concierge service No
  • Balance protection(Optional) No
  • Purchase Security & Extended Protection Insurance Yes
  • Flight delay insurance,Baggage Insurance Yes
  • Vehicule rental insurance Yes
  • Travel accident insurance Yes
  • Travel medical insurance Yes
Fees and Eligibility
Fees
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Purchases Interest Rate: 19.8%
  • Cash Advance Interest Rate: 21.9%
Eligibility
  • You're a Canadian resident
  • You've reached the age of majority in your province or territory
Recommended Credit Score:
670 900
Average to Excellent
Our Rating
My Rate Compass Rating: star star star star_half star_outline (3.8)
Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology
Editorial Guidelines: Learn more about our editorial guidelines here.
Pros and Cons
Redeem for cash whenever and however you want! Cash or statement credit. You choose how you want your cash, plus: Your cash rewards never expire!

There is no limit to the amount of cash you can earn You can redeem as much or as little as you want .

There are no restrictions Redeem as often as you like
Editor's Review

 

This is the cash back credit card that Capital One offers to the Canadian market. This card carries no annual fee and an annual interest rate of 19.8% on purchases, balance transfers, and 21.9% for cash advances. Cardholders can also add additional authorized users for no annual fee.



Holders of the Aspire Cash Platinum Mastercard from Capital One earn 1% cash back on every $1 they spend on their card. Cardholders can then redeem their cash back for a statement credit or receive their cash back in a cheque. What is more, Capital One cash back rewards never expire, and cardholders can redeem as much or as little cash back as they want at any time. Additional benefits include purchase protection, extended warranties, several useful travel insurance products, and zero-liability fraud protection.



The bottom line: The Aspire Cash Platinum Mastercard from Capital One offers cardholders a simple and convenient way to earn cash back on money they are already spending. The ability to also add additional authorized users for no annual fee allows cardholders to earn even more cash back based on the purchases of those whom they support. Finally, Capital One's mobile app makes is easy to redeem cash back for a statement credit in as little as two taps, making this card an excellent choice for Canadians seeking a cash back card without additional benefits that they would not use.

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