Aspire Travel Platinum MasterCard

Card Details

This card is no longer offered by the provider.

Top features at a glance: Get 1 reward mile for every $1 on all purchases There's no limit to the amount of miles you can earn and they don't have an expiry date One-time bonus of 10,000 miles - equal to $100 in travel - once you spend $500 on purchases within the first 3 months of becoming a cardholder With the Aspire Cash Platinum MasterCard, you get cash rewards on every purchase and there's no limit to the amount you can earn.

1% cash rewards for every $1 on all purchases No annual fee No limit to the amount of cash you can earn Cash rewards have no expiry date EXTRAS Add an authorized user for $0 and earn even more cash with their purchases Platinum MasterCard benefits, including Purchase Assurance and Extended Warranty

Insurance

Priority airport services No
Airport lounge access No
Concierge service No
Balance protection(Optional) No
Purchase Security & Extended Protection Insurance Yes
Flight delay insurance,Baggage Insurance Yes
Vehicule rental insurance Yes
Travel accident insurance Yes
Travel medical insurance Yes

Fees and Eligibility

Fees

Annual Fee: $0
Additional Card Fee: $0
Purchases Interest Rate: 19.8%
Cash Advance Interest Rate: 19.8%

Eligibility

You're a Canadian resident
You've reached the age of majority in your province or territory

Recommended Credit Score:

670 900

Average to Excellent

Our Rating

My Rate Compass Rating: star star star star star_outline (4)

Rating Methodology: My Rate Compass's ratings are determined by our editorial team. Our editors rate credit cards objectively based on the benefits and features the credit card offers, interest rates, the fees, and how a credit card compares with other cards in its category. Credit card rating methodology

Editorial Guidelines: Learn more about our editorial guidelines here.

Pros and Cons

Redeem for cash whenever and however you want! Cash or statement credit. You choose how you want your cash, plus: Your cash rewards never expire! There is no limit to the amount of cash you can earn You can redeem as much or as little as you want .There are no restrictions Redeem as often as you like

Editor's Review

This is the travel rewards credit card that Capital One offers to the Canadian market. This card carries no annual fee and an annual interest rate of 19.8% on purchases, balance transfers, and cash advances.

Holders of the Aspire Travel Platinum Mastercard from Capital One earn 1 Reward Mile for every $1 spent on their card. Cardholders can then apply their Reward Miles toward the cost of nearly any travel-related expense, including airline and train tickets, taxis, and hotels. What is more, cardholders can book travel however they normally would. And because Rewards Miles do not expire and are not subject to blackout dates or seat restrictions, the Capital One Aspire Travel Platinum Mastercard allows cardholders to travel when and how they desire. Rewards Miles are worth 1¢ per mile, meaning a $400 plane ticket would cost 40,000 points. Additional benefits include purchase protection, extended warranties, several useful travel insurance products, zero-liability fraud protection, and a welcome bonus of 10,000 miles if the cardholders spends $500 within the first three months of opening the account.

The bottom line: Capital One's take on the travel rewards credit card is simple and straightforward. Although this card doesn't offer any particularly remarkable features, it also doesn't need to. Valued at 1¢ per mile, Capital One Reward Miles fall on the upper end of the spectrum when compared to the value of other credit card rewards points. Moreover, the flexibility for cardholders to use Reward Miles whenever and however they like sets it apart even from other flexible travel reward credit cards because Capital One Reward Miles are not tied to any specific airline. It's hard to ask for much more from a travel rewards credit card with no annual fee.